Want to see HK:0626 full AI Analyst Report?
0626 Stock Chart & Stats
HK$1.39
HK$0.02(1.44%)
At close: 4:00 PM EDT
HK$1.39
HK$0.02(1.44%)
Day’s Range― - ―
52-Week RangeHK$1.23 - HK$1.74
Previous CloseN/A
Volume588.00K
Average Volume (3M)518.93K
Market Cap
HK$1.55B
Enterprise ValueHK$3.30K
Total Cash (Recent Filing)HK$167.35M
Total Debt (Recent Filing)HK$2.06B
Price to Earnings (P/E)15.0
Beta0.42
Next Earnings
Jan 20, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.82%
Share Statistics
EPS (TTM)0.07
Shares Outstanding1,097,917,600
10 Day Avg. Volume409,400
30 Day Avg. Volume518,933
Financial Highlights & Ratios
PEG Ratio-0.17
Price to Book (P/B)0.19
Price to Sales (P/S)0.72
P/FCF Ratio6.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet StabilityConsistent asset base and moderate leverage provide lasting financial flexibility. A steady balance sheet lowers refinancing and liquidity risk, supports regulatory cushions and credit extension capacity, and gives management scope to allocate capital through cycles without urgent recapitalisation.
Revenue Recovery And Profit ReturnA strong revenue rebound and return to profitability demonstrate the franchise can recover revenue streams and absorb prior losses. This recovery enhances the likelihood of earnings normalization, better provisioning coverage, and gradual rebuilding of retained earnings over the medium term.
Positive Cash Flow In 2025Positive operating and free cash flow in 2025 shows the business can generate internal funding to support operations, capital needs and some shareholder distributions. When sustained, this reduces reliance on external financing and strengthens the firm's self-funding capacity across cycles.
Bears Say
Volatile ProfitabilitySharp swings from a significant loss to marginal profitability undermine earnings predictability and strategic planning. Volatile results complicate capital allocation, limit capacity for consistent dividends or reinvestment, and reduce investor confidence in long-term return stability.
Inconsistent Cash ConversionMarked year-to-year swings in operating and free cash flow signal weak cash conversion reliability. This inconsistency raises refinancing and funding risk, constrains strategic investments, and forces management to rely on volatile external funding or asset sales during stress periods.
Low Margins And Weak ReturnsSubdued operating and net margins limit the firm's ability to generate adequate returns on capital. Low profitability reduces the buffer against credit losses, diminishes capacity to build capital organically, and makes it harder to compete or invest for growth over time.
Public Financial Holdings News
0626 FAQ
What was Public Financial Holdings Limited’s price range in the past 12 months?
Public Financial Holdings Limited lowest stock price was HK$1.23 and its highest was HK$1.74 in the past 12 months.
What is Public Financial Holdings Limited’s market cap?
Public Financial Holdings Limited’s market cap is HK$1.55B.
When is Public Financial Holdings Limited’s upcoming earnings report date?
Public Financial Holdings Limited’s upcoming earnings report date is Jan 20, 2027 which is in 166 days.
How were Public Financial Holdings Limited’s earnings last quarter?
Public Financial Holdings Limited released its earnings results on Jul 16, 2026. The company reported HK$0.023 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Public Financial Holdings Limited overvalued?
According to Wall Street analysts Public Financial Holdings Limited’s price is currently Overvalued.
Does Public Financial Holdings Limited pay dividends?
Public Financial Holdings Limited pays a Notavailable dividend of HK$0.04 which represents an annual dividend yield of 4.82%. See more information on Public Financial Holdings Limited dividends here
What is Public Financial Holdings Limited’s EPS estimate?
Public Financial Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Public Financial Holdings Limited have?
Public Financial Holdings Limited has 1,097,917,600 shares outstanding.
What happened to Public Financial Holdings Limited’s price movement after its last earnings report?
Public Financial Holdings Limited reported an EPS of HK$0.023 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.46%.
Which hedge fund is a major shareholder of Public Financial Holdings Limited?
Currently, no hedge funds are holding shares in HK:0626
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Public Financial Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.52%
12-Months-Change
Fundamentals
Return on Equity
4.82%
Trailing 12-Months
Asset Growth
2.49%
Trailing 12-Months
Company Description
Public Financial Holdings Limited
Public Financial Holdings Limited, formerly JCG Holdings Limited, functions as an investment and property holding firm that delivers a comprehensive array of banking and financial services across Hong Kong and Mainland China. Its operations are strategically divided into three primary segments. The Retail and Commercial Banking division offers diverse products and services, including deposit accounts, various lending options such as mortgages and consumer loans, hire purchase and leasing solutions, and specialized financing for licensed public vehicles like taxis and public light buses. This segment also supports clients in trading, manufacturing, and other business sectors with financing and related services, alongside providing foreign exchange and cash management services that encompass deposit-taking, lending, interest rate risk management, and fund management. The Wealth Management Services, Stockbroking, and Securities Management segment focuses on managing investments in both debt instruments and equities, generating income through securities dealing and commissions, and providing a suite of wealth management products and services. The Other Businesses segment is involved in the buying and selling of taxi vehicles and their licenses, the leasing of taxis, and the letting of investment properties. Beyond these core segments, Public Financial Holdings also extends personal and property-backed loans, nominee services, and insurance offerings. The company maintains an extensive presence with 78 branches throughout Hong Kong and an additional 5 branches in Mainland China. Established in 1991 and headquartered in Central, Hong Kong, it operates as a subsidiary of Public Bank Berhad.
Technical Analysis
Bank of Jiujiang Co., Ltd. Class H
―
Bank of Zhengzhou Co., Ltd. Class H
―
Harbin Bank Co., Ltd. Class H
―
Jiangxi Bank Co., Ltd. Class H
―
Bank of Guizhou Co. Ltd. Class H
―