Want to see HIFS full AI Analyst Report?
HIFS Stock Chart & Stats
$295.67
-$0.49(-0.18%)
At close: 4:00 PM EDT
$295.67
-$0.49(-0.18%)
Day’s Range― - ―
52-Week Range$249.58 - $338.00
Previous Close$278.88
Volume56.44K
Average Volume (3M)37.38K
Market Cap
$660.16M
Enterprise Value$2.04B
Total Cash (Recent Filing)$4.81M
Total Debt (Recent Filing)$1.42B
Price to Earnings (P/E)10.8
Beta1.15
Next Earnings
Jan 15, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.06%
Share Statistics
EPS (TTM)28.14
Shares Outstanding2,180,250
10 Day Avg. Volume33,989
30 Day Avg. Volume37,380
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.29
Price to Sales (P/S)2.62
P/FCF Ratio17.44
Enterprise Value/Market Cap3.09
Enterprise Value/Revenue8.61
Enterprise Value/Gross Profit17.81
Enterprise Value/Ebitda24.68
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained TTM margins around 27% (net) and ~36% (EBIT) indicate the bank generates strong core earnings from its lending and deposit franchise. Durable profitability provides an internal buffer for cyclical stress, funds reinvestment, and supports capital build over multiple quarters.
Consistent Revenue GrowthMid-single-digit TTM revenue growth, supported by multi-year fundamentals, reflects steady expansion of interest and fee income. Persistent top-line growth helps preserve net interest margin leverage as the loan book and deposit base expand, underpinning medium-term earnings drivers.
Stable Cash GenerationFree cash flow roughly matching net income across periods shows the franchise converts earnings to cash consistently. Positive, predictable FCF supports dividends, debt paydown and reinvestment, improving financial flexibility over the coming quarters if trends persist.
Bears Say
Elevated LeverageA materially elevated debt-to-equity ratio limits balance-sheet flexibility and raises sensitivity to funding stress or rising rates. Even with improvement, the sizable leverage constrains capital actions and increases downside risk in adverse credit or liquidity scenarios over the medium term.
Cash Flow VariabilityA near-5% YoY decline in TTM free cash flow and noted variability in operating cash flow reduce predictability for dividends, loan growth funding or accelerated deleveraging. This sensitivity can complicate capital planning if macro or credit conditions shift.
Loan Concentration RiskConcentration in residential and commercial real estate lending ties asset quality to property cycles and local market dynamics. Regional CRE/RE exposure can produce correlated credit losses in downturns, making earnings and capital more cyclical and sensitive to regional real estate shocks.
Hingham Institution For Savings News
HIFS FAQ
What was Hingham Institution For Savings’s price range in the past 12 months?
Hingham Institution For Savings lowest stock price was $249.58 and its highest was $338.00 in the past 12 months.
What is Hingham Institution For Savings’s market cap?
Hingham Institution For Savings’s market cap is $660.16M.
When is Hingham Institution For Savings’s upcoming earnings report date?
Hingham Institution For Savings’s upcoming earnings report date is Jan 15, 2027 which is in 81 days.
How were Hingham Institution For Savings’s earnings last quarter?
Hingham Institution For Savings released its earnings results on Oct 16, 2026. The company reported $5.72 earnings per share for the quarter.
Is Hingham Institution For Savings overvalued?
According to Wall Street analysts Hingham Institution For Savings’s price is currently Overvalued.
Does Hingham Institution For Savings pay dividends?
Hingham Institution For Savings pays a Quarterly dividend of $0.63 which represents an annual dividend yield of 1.06%. See more information on Hingham Institution For Savings dividends here
What is Hingham Institution For Savings’s EPS estimate?
Hingham Institution For Savings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hingham Institution For Savings have?
Hingham Institution For Savings has 2,180,250 shares outstanding.
What happened to Hingham Institution For Savings’s price movement after its last earnings report?
Hingham Institution For Savings reported an EPS of $5.72 in its last earnings report. Following the earnings report the stock price went up 0.457%.
Which hedge fund is a major shareholder of Hingham Institution For Savings?
Currently, no hedge funds are holding shares in HIFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hingham Institution For Savings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
HIFS Sentiment 67%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 2.5K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
2.66%
12-Months-Change
Fundamentals
Return on Equity
12.41%
Trailing 12-Months
Asset Growth
1.10%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Hingham Institution For Savings
Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by commercial lenders and dedicated relationship managers operating in Washington. Established in 1834, Hingham Institution for Savings maintains its principal office in Hingham, Massachusetts.
Technical Analysis
ACNB
―
Kearny Financial
―
Northrim Bancorp
―
Western New England Bancorp
―
Avidia Bancorp, Inc.
―
Ownership Overview
―
Insiders
20.19% Mutual Funds
0.20% Other Institutional Investors
64.04% Public Companies and
Individual Investors