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HIFS Stock Chart & Stats
$293.64
-$3.20(-1.28%)
At close: 4:00 PM EST
$293.64
-$3.20(-1.28%)
Day’s Range― - ―
52-Week Range$235.17 - $338.00
Previous CloseN/A
Volume12.98K
Average Volume (3M)63.04K
Market Cap
$643.48M
Enterprise Value$2.08K
Total Cash (Recent Filing)$5.22M
Total Debt (Recent Filing)$1.41B
Price to Earnings (P/E)12.8
Beta1.05
Next Earnings
Oct 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.09%
Share Statistics
EPS (TTM)23.04
Shares Outstanding2,180,250
10 Day Avg. Volume94,137
30 Day Avg. Volume63,039
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.29
Price to Sales (P/S)2.62
P/FCF Ratio17.44
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilitySustained ~22% TTM net margin and improved operating profitability provide durable internal earnings power. Strong margins give management flexibility to fund loan originations, build reserves, pay dividends, or reinvest in branches and systems, cushioning shocks to net interest income.
Reliable Cash ConversionFree cash flow roughly matching net income indicates high earnings quality and dependable internal cash generation. This supports capital allocation (dividends, loan growth, buffers) over months, improving resilience versus firms with volatile conversion or negative FCF.
Deposit-Funded Business ModelA deposit-heavy funding base is structurally stable and typically lower cost than wholesale financing. Being primarily deposit-funded underpins net interest income durability, reduces refinancing risk, and supports sustained lending activity in the bank’s regional footprint.
Bears Say
Elevated LeverageLeverage near ~2.9x, while common for banks, constrains capital flexibility and magnifies earnings volatility from credit losses or rate swings. Higher leverage increases regulatory and funding sensitivity, reducing the firm’s capacity to absorb shocks or pursue aggressive organic growth safely.
Softening Revenue MomentumA ~4% TTM revenue decline signals weaker top-line traction; if persistent, this reduces leverage for margin expansion and reinvestment. Sustained revenue softness can pressure loan origination growth, compress returns on new lending, and limit the bank’s ability to improve earnings organically.
Limited Scale And Regional ConcentrationA small employee base and concentrated Massachusetts footprint limit diversification and economies of scale. Regional concentration increases sensitivity to local economic cycles and constrains growth opportunities versus larger, multi-state peers, making earnings and loan performance more cyclical.
Hingham Institution For Savings News
HIFS FAQ
What was Hingham Institution For Savings’s price range in the past 12 months?
Hingham Institution For Savings lowest stock price was $235.17 and its highest was $338.00 in the past 12 months.
What is Hingham Institution For Savings’s market cap?
Hingham Institution For Savings’s market cap is $643.48M.
When is Hingham Institution For Savings’s upcoming earnings report date?
Hingham Institution For Savings’s upcoming earnings report date is Oct 09, 2026 which is in 81 days.
How were Hingham Institution For Savings’s earnings last quarter?
Hingham Institution For Savings released its earnings results on Jul 17, 2026. The company reported $11.49 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Hingham Institution For Savings overvalued?
According to Wall Street analysts Hingham Institution For Savings’s price is currently Overvalued.
Does Hingham Institution For Savings pay dividends?
Hingham Institution For Savings pays a Quarterly dividend of $0.63 which represents an annual dividend yield of 1.09%. See more information on Hingham Institution For Savings dividends here
What is Hingham Institution For Savings’s EPS estimate?
Hingham Institution For Savings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hingham Institution For Savings have?
Hingham Institution For Savings has 2,180,250 shares outstanding.
What happened to Hingham Institution For Savings’s price movement after its last earnings report?
Hingham Institution For Savings reported an EPS of $11.49 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Hingham Institution For Savings?
Currently, no hedge funds are holding shares in HIFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hingham Institution For Savings Stock Smart Score
Neutral
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5
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7
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9
10
Blogger Sentiment
Neutral
HIFS Sentiment 50%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 16.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.60%
12-Months-Change
Fundamentals
Return on Equity
1.09%
Trailing 12-Months
Asset Growth
0.54%
Trailing 12-Months
Company Description
Hingham Institution For Savings
Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by commercial lenders and dedicated relationship managers operating in Washington. Established in 1834, Hingham Institution for Savings maintains its principal office in Hingham, Massachusetts.
Technical Analysis
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Ownership Overview
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Insiders
20.19% Mutual Funds
0.60% Other Institutional Investors
65.10% Public Companies and
Individual Investors