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GJNSY Stock Chart & Stats
$28.12
-$0.07(-0.40%)
At close: 4:00 PM EST
$28.12
-$0.07(-0.40%)
Day’s Range― - ―
52-Week Range$24.84 - $30.07
Previous CloseN/A
Volume322.00
Average Volume (3M)89.00
Market Cap
$13.91B
Enterprise Value$126.44B
Total Cash (Recent Filing)$11.90B
Total Debt (Recent Filing)$5.35B
Price to Earnings (P/E)20.5
Beta0.42
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.19%
Share Statistics
EPS (TTM)13.63
Shares Outstanding500,000,000
10 Day Avg. Volume33
30 Day Avg. Volume89
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)5.43
Price to Sales (P/S)3.44
P/FCF Ratio26.03
Enterprise Value/Market Cap9.09
Enterprise Value/Revenue2.75
Enterprise Value/Gross Profit3.63
Enterprise Value/Ebitda14.37
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage And Strong CapitalGjensidige's low debt-to-equity (~0.19–0.21) and strong solvency create durable financial flexibility. This conservative capital structure supports underwriting capacity, cushions adverse loss cycles, and reduces refinancing risk, enabling steady long-term capital deployment.
High Profitability And Underwriting DisciplineSustained high ROE (33.3%) and a very strong combined ratio (75.2%) reflect disciplined pricing, risk selection and claims management. These operating fundamentals drive recurring underwriting profitability and internal capital generation, supporting dividends and strategic investment.
Distribution Expansion And Partnership MomentumStrategic partnerships (Tesla, real estate brokers, large membership groups) broaden customer access and lower acquisition costs. Coupled with high retention and improving digital distribution, this strengthens sustainable premium growth and competitive market position over time.
Bears Say
Earnings And Cash-flow VolatilityNegative TTM free-cash-flow growth (~-13.6%) and declining equity versus 2025 indicate variability in cash conversion and capital cushions. For an insurer, uneven cash flow cycles reduce predictability for capital returns, reinvestment, and can constrain underwriting or dividend policies during stress.
Capital And Regulatory HeadwindsA NOK 713m reduction in eligible own funds and rising capital needs from unit-linked growth and equity charges compress regulatory buffer. Higher regulatory capital demands erode risk appetite, limit growth capacity, and may force conservative investment or pricing decisions over the medium term.
Legal/reserving Uncertainty From Danish RulingThe NOK 419m hit and uncertainty about reopened claims create reserve and loss volatility risks. Persistent legal ambiguity can increase future provisioning, raise claim inflation, and prompt more conservative underwriting or higher premiums to restore long-term reserve adequacy.
Gjensidige Forsikring News
GJNSY FAQ
What was Gjensidige Forsikring’s price range in the past 12 months?
Gjensidige Forsikring lowest stock price was $24.84 and its highest was $30.07 in the past 12 months.
What is Gjensidige Forsikring’s market cap?
Gjensidige Forsikring’s market cap is $13.91B.
When is Gjensidige Forsikring’s upcoming earnings report date?
Gjensidige Forsikring’s upcoming earnings report date is Oct 23, 2026 which is in 101 days.
How were Gjensidige Forsikring’s earnings last quarter?
Gjensidige Forsikring released its earnings results on Jul 13, 2026. The company reported $0.465 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Gjensidige Forsikring overvalued?
According to Wall Street analysts Gjensidige Forsikring’s price is currently Overvalued.
Does Gjensidige Forsikring pay dividends?
Gjensidige Forsikring pays a Annually dividend of $1.524 which represents an annual dividend yield of 2.19%. See more information on Gjensidige Forsikring dividends here
What is Gjensidige Forsikring’s EPS estimate?
Gjensidige Forsikring’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Gjensidige Forsikring have?
Gjensidige Forsikring has 500,000,000 shares outstanding.
What happened to Gjensidige Forsikring’s price movement after its last earnings report?
Gjensidige Forsikring reported an EPS of $0.465 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 2.074%.
Which hedge fund is a major shareholder of Gjensidige Forsikring?
Currently, no hedge funds are holding shares in GJNSY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Gjensidige Forsikring Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
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News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.77%
12-Months-Change
Fundamentals
Return on Equity
27.14%
Trailing 12-Months
Asset Growth
26.00%
Trailing 12-Months
Company Description
Gjensidige Forsikring
Gjensidige Forsikring ASA is a Nordic-Baltic financial services provider specializing in general insurance and pension offerings across Norway, Sweden, Denmark, Latvia, Lithuania, and Estonia. The company's operations are segmented into six key areas: General Insurance for Private clients, General Insurance for Commercial entities, country-specific General Insurance divisions for Denmark, Sweden, and the Baltics, and a dedicated Pension segment. Its comprehensive insurance portfolio includes coverages such as motor vehicle, homeowner, personal accident and health, travel, leisure craft, boat, valuables, liability, commercial business, marine/transport, agricultural, natural perils, life, and pet insurance. Furthermore, Gjensidige provides defined contribution occupational pension schemes for businesses, often encompassing disability pension, survivor benefits for spouses or cohabitants, and children's pension provisions. The company reaches its private and commercial clientele through a variety of distribution channels, including physical branches, call centers, online platforms, strategic partners, and independent brokers. Founded in 1816, the firm is headquartered in Oslo, Norway.
GJNSY Stock 12 Month Forecast
Average Price Target
―Technical Analysis
Aegon
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American International Group
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Old Republic International
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Principal Financial
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Equitable Holdings
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Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.97% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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