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Gjensidige Forsikring (GJNSY)
OTHER OTC:GJNSY
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Gjensidige Forsikring (GJNSY) Price & Analysis

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GJNSY Stock Chart & Stats

$30.44
-$1.86(-6.18%)
At close: 4:00 PM EDT
$30.44
-$1.86(-6.18%)

Bulls Say, Bears Say

Bulls Say
Strong Underwriting ProfitabilityThe very low combined ratio indicates strong underwriting discipline, effective pricing, improved claims frequency and cost control. This supports recurring insurance profitability and gives Gjensidige greater capacity to absorb claims volatility while funding growth and maintaining competitive customer offerings.
Revenue Growth And Distribution ReachBroad-based premium growth combined with expanded distribution access can strengthen customer acquisition and retention over several quarters. Partnerships with major affinity and real estate channels may lower acquisition friction, improve market reach and support durable revenue development.
High-quality Cash GenerationClose conversion of earnings into free cash flow supports the quality of reported profits and provides internally generated funds for claims, investment, dividends and strategic initiatives. Stronger TTM cash generation also improves financial flexibility through changing insurance and market conditions.
Bears Say
Danish Legal Reserve UncertaintyThe ruling has already reduced quarterly earnings and may create additional claims or reserving requirements if more cases are reopened. Continued uncertainty complicates underwriting and capital planning in Denmark, potentially weighing on earnings visibility over the next several quarters.
Reduced Balance-sheet HeadroomA decline in equity alongside higher debt reduces balance-sheet headroom relative to the prior year, even though leverage remains conservative overall. If this direction persists, it could constrain capital allocation flexibility and make the company less resilient to adverse claims or investment outcomes.
Pension Profitability WeaknessLower pension profitability shows that growth in this business is not translating fully into earnings, particularly where product pricing or terms are inadequate. Remedial pricing and term changes may help, but implementation can weigh on near-term growth and leave execution risk in the pension platform.

Gjensidige Forsikring News

GJNSY FAQ

What was Gjensidige Forsikring’s price range in the past 12 months?
Gjensidige Forsikring lowest stock price was $24.84 and its highest was $30.60 in the past 12 months.
    What is Gjensidige Forsikring’s market cap?
    Gjensidige Forsikring’s market cap is $13.26B.
      When is Gjensidige Forsikring’s upcoming earnings report date?
      Gjensidige Forsikring’s upcoming earnings report date is Oct 23, 2026 which is in 10 days.
        How were Gjensidige Forsikring’s earnings last quarter?
        Gjensidige Forsikring released its earnings results on Jul 13, 2026. The company reported $0.465 earnings per share for the quarter.
          Is Gjensidige Forsikring overvalued?
          According to Wall Street analysts Gjensidige Forsikring’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Gjensidige Forsikring pay dividends?
            Gjensidige Forsikring pays a Notavailable dividend of $1.524 which represents an annual dividend yield of 2.71%. See more information on Gjensidige Forsikring dividends here
              What is Gjensidige Forsikring’s EPS estimate?
              Gjensidige Forsikring’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Gjensidige Forsikring have?
              Gjensidige Forsikring has 500,000,000 shares outstanding.
                What happened to Gjensidige Forsikring’s price movement after its last earnings report?
                Gjensidige Forsikring reported an EPS of $0.465 in its last earnings report. Following the earnings report the stock price went up 2.074%.
                  Which hedge fund is a major shareholder of Gjensidige Forsikring?
                  Currently, no hedge funds are holding shares in GJNSY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Gjensidige Forsikring Stock Smart Score

                    3
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    -2.55%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    29.12%
                    Trailing 12-Months
                    Asset Growth
                    10.68%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Gjensidige Forsikring

                    Gjensidige Forsikring ASA is a Nordic-Baltic financial services provider specializing in general insurance and pension offerings across Norway, Sweden, Denmark, Latvia, Lithuania, and Estonia. The company's operations are segmented into six key areas: General Insurance for Private clients, General Insurance for Commercial entities, country-specific General Insurance divisions for Denmark, Sweden, and the Baltics, and a dedicated Pension segment. Its comprehensive insurance portfolio includes coverages such as motor vehicle, homeowner, personal accident and health, travel, leisure craft, boat, valuables, liability, commercial business, marine/transport, agricultural, natural perils, life, and pet insurance. Furthermore, Gjensidige provides defined contribution occupational pension schemes for businesses, often encompassing disability pension, survivor benefits for spouses or cohabitants, and children's pension provisions. The company reaches its private and commercial clientele through a variety of distribution channels, including physical branches, call centers, online platforms, strategic partners, and independent brokers. Founded in 1816, the firm is headquartered in Oslo, Norway.

                    Gjensidige Forsikring (GJNSY) Earnings & Revenues

                    GJNSY Company Deck

                    GJNSY Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented a predominantly positive operational and financial picture: strong profitability (ROE 33.3%), solid solvency (189%), robust insurance service results (combined ratio 75.2%), double-digit revenue growth (9.3%), significant segment-level loss ratio improvements, and material strategic partnership and distribution wins (Tesla, real estate partners). Notable headwinds include a NOK 419 million hit from a Danish court ruling with lingering uncertainty, slower Private GWP growth partly from one-off contract terminations, run-off losses in Sweden, real estate valuation pressures affecting net finance, and higher capital requirements following unit-linked growth. Management emphasized disciplined pricing, profitability over volume, and actions taken to address weaker pension product performance. Overall, the positives (strong earnings metrics, operational improvements, partnerships and distribution gains) outweigh the negatives, though several risks and one-off impacts remain.View all GJNSY earnings summaries
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                    Ownership Overview

                    <0.01%<0.01%99.97%
                    ―
                    Insiders
                    <0.01% Other Institutional Investors
                    99.97% Public Companies and
                    Individual Investors
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