Want to see GB:LINV full AI Analyst Report?
LINV Stock Chart & Stats
31.00 p
0.00 p(0.00%)
At close: 4:00 PM EDT
31.00 p
0.00 p(0.00%)
Day’s Range― - ―
52-Week Range23.50 p - 40.80 p
Previous CloseN/A
Volume54.66K
Average Volume (3M)85.65K
Market Cap
£39.99M
Enterprise Value947.72 p
Total Cash (Recent Filing)£78.30M
Total Debt (Recent Filing)£987.00M
Price to Earnings (P/E)17.6
Beta0.07
Next Earnings
Dec 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield10.11%
Share Statistics
EPS (TTM)0.02
Shares Outstanding142,782,030
10 Day Avg. Volume96,010
30 Day Avg. Volume85,651
Financial Highlights & Ratios
PEG Ratio-0.07
Price to Book (P/B)0.53
Price to Sales (P/S)0.88
P/FCF Ratio-0.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.04
Revenue Forecast (FY)£52.00M
Bulls Say, Bears Say
Bulls Say
Return To ProfitabilityLendInvest's return to positive net income (~5% net margin in 2026) signals stabilization after prior losses. Sustained profitability improves ability to service high leverage, rebuild equity cushions, and increase credibility with institutional funding partners—strengthening resilience over the medium term if maintained.
Specialist Lending PlatformThe firm's specialist property-backed lending model — origination, underwriting and servicing across buy-to-let, residential and specialist segments — creates diversified, recurring revenue streams (net interest, origination and servicing fees). That business structure supports stable cash flow generation when underwriting discipline is maintained.
High Gross MarginsExceptionally high gross margins in 2026 provide structural buffer against rising funding costs and operational fixed expenses. Durable margin strength, if driven by pricing or niche product mix rather than one-offs, can sustain profitability and fund reinvestment in origination and servicing capabilities, enhancing long-term competitiveness.
Bears Say
Very High LeverageA highly geared capital structure (debt-to-equity ~13.6x in 2026 and historically higher) materially reduces financial flexibility. Elevated leverage increases sensitivity to funding spreads and refinancing risk, limits capacity to absorb credit losses, and constrains strategic options over the medium term without equity support or sustained cash generation.
Weak Cash GenerationLarge negative operating and free cash flows in 2025–2026 indicate volatile and insufficient internal cash generation. Persistent cash burn pressures liquidity, increases reliance on external funding, and can force curtailed origination or asset sales—making consistent growth and deleveraging difficult without fresh capital.
Top-line ContractionA sharp revenue decline (~28% in 2026 and negative growth trend) suggests lower origination volumes or portfolio turnover. Reduced top-line scale undermines operating leverage, pressuring margins and the ability to cover fixed costs and servicing infrastructure, complicating efforts to restore sustained profitability and reduce debt dependence.
LendInvest PLC News
LINV FAQ
What was LendInvest PLC’s price range in the past 12 months?
LendInvest PLC lowest share price was 23.50 p and its highest was 40.80 p in the past 12 months.
What is LendInvest PLC’s market cap?
LendInvest PLC’s market cap is £39.99M.
When is LendInvest PLC’s upcoming earnings report date?
LendInvest PLC’s upcoming earnings report date is Dec 14, 2026 which is in 85 days.
How were LendInvest PLC’s earnings last quarter?
LendInvest PLC released its earnings results on Jul 15, 2026. The company reported 0.01 p earnings per share for the quarter.
Is LendInvest PLC overvalued?
According to Wall Street analysts LendInvest PLC’s price is currently Overvalued.
Does LendInvest PLC pay dividends?
LendInvest PLC pays a Semiannually dividend of 3.2 p which represents an annual dividend yield of 10.11%. See more information on LendInvest PLC dividends here
What is LendInvest PLC’s EPS estimate?
LendInvest PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does LendInvest PLC have?
LendInvest PLC has 142,782,030 shares outstanding.
What happened to LendInvest PLC’s price movement after its last earnings report?
LendInvest PLC reported an EPS of 0.01 p in its last earnings report. Following the earnings report the stock price went up 8.73%.
Which hedge fund is a major shareholder of LendInvest PLC?
Currently, no hedge funds are holding shares in GB:LINV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LendInvest PLC Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.97%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
30.46%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
LendInvest PLC
LendInvest plc operates as a London-headquartered financial services firm, specializing in the management of property-related assets across the United Kingdom. The company's core business involves providing diverse real estate lending products, such as short-term bridging finance, construction funding, and buy-to-let mortgages. These offerings are made available to a broad client base, including financial intermediaries, individual property landlords, and real estate developers. In addition to its lending activities, LendInvest also oversees fund management services and holds various financial securities. The company commenced its operations in 2012.
Technical Analysis
Close Brothers Group
―
OSB Group PLC
―
Paragon Banking Group PLC
―
Funding Circle Holdings
―
Pollen Street Group Limited
―