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Admiral (ADM) Share Price & Analysis
ADM Stock Chart & Stats
- Day’s Range
- GBX 3,816.00 - GBX 3,882.00
- 52-Week Range
- GBX 2,624.00 - GBX 4,128.00
- Previous Close
- GBX 3,874.00
- Volume
- N/A
- Average Volume (3M)
- 712.31K
- Market Cap
- GBP 11.83B
- Enterprise Value
- GBP 12.96B
- Total Cash (Recent Filing)
- GBP 314.90M
- Total Debt (Recent Filing)
- GBP 2.08B
- Price to Earnings (P/E)
- 17.3
- Beta
- 0.43
- Next Earnings
- Mar 11, 2027 (Est.)
- EPS Estimate
- 1.19
- Last Dividend Ex-Date
- Sep 03, 2026
- Dividend Yield
- 4.13%
Bulls Say, Bears Say
Bulls Say
Revenue Growth
Sustained revenue expansion indicates continuing scale and demand across Admiral’s insurance operations. Growth over several years can strengthen distribution economics, support investment in the franchise, and provide a durable base for future earnings even if individual product lines fluctuate.
Balance-Sheet De-Risking
The sharp reduction in debt materially improves financial resilience and reduces the burden of financing obligations. A stronger balance sheet gives Admiral greater flexibility to absorb claims volatility, retain capital, and fund strategic priorities without relying as heavily on external financing.
Cash Generation
The substantial 2025 rebound in operating and free cash flow demonstrates strong cash-producing capacity in the latest period. If maintained, this supports capital strength, investment, shareholder distributions, and greater flexibility in managing the timing differences inherent in insurance cash flows.
Bears Say
Margin Compression
Although absolute profit remains solid, materially lower margins than earlier peak years indicate that revenue growth has not translated into the same level of profitability. Persistent margin pressure could reduce earnings resilience and limit the cash available for reinvestment or distributions.
Cash-Flow Volatility
The uneven history of cash conversion makes the latest cash-flow improvement less proven as a recurring trend. Continued volatility could complicate capital planning and reduce confidence that reported profits will consistently convert into funds available for investment, dividends, or balance-sheet management.
Historic Leverage
The recent debt reduction is a clear improvement, but the preceding leverage profile shows that Admiral has carried meaningful balance-sheet obligations in recent years. A return toward those levels would increase financial sensitivity to claims outcomes and constrain flexibility during weaker operating periods.
Admiral News
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Admiral Stock Smart Score
Company Description
Admiral
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Milena Mondini de Focatiis
- Employees
- 14,805
- Website
- www.admiralgroup.co.uk
- Address
- Ty Admiral, Cardiff, WA, CF10 2EH, GB
Admiral (ADM) Earnings & Revenues
ADM Earnings Call
Earnings Call SentimentPositive
The call conveys a predominantly positive tone: Admiral delivered record profits, strong shareholder returns, robust capital ratios and meaningful strategic progress (AI, diversification, Europe recovery, Admiral Money growth). These positives are tempered by short-term market and pricing pressures in U.K. Motor, higher loss ratios versus the exceptionally strong 2024 comparators, and some one-off/restructuring impacts in parts of Europe. Management expects flat group profit in 2026 as the less-profitable 2025 underwriting year feeds through but emphasises continued strategic investment, internal-model progress and optionality from buybacks and M&A to drive medium-term value.
View all GB:ADM earnings summariesADM Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 4 | 3 |
| Technical Analysis | 3 | 4 | 3 |
| Moving Averages | 12 | 0 | 0 |









