Lancashire Holdings Ltd (GB:LRE)
LSE:LRE
Want to see GB:LRE full AI Analyst Report?
LRE Stock Chart & Stats
608.50 p
-8.00 p(-1.24%)
At close: 4:00 PM EST
608.50 p
-8.00 p(-1.24%)
Day’s Range― - ―
52-Week Range549.00 p - 700.00 p
Previous CloseN/A
Volume213.54K
Average Volume (3M)740.00K
Market Cap
£1.47B
Enterprise Value1.89B
Total Cash (Recent Filing)£653.20M
Total Debt (Recent Filing)£468.90M
Price to Earnings (P/E)11.8
Beta1.11
Next Earnings
Jul 29, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield11.03%
Share Statistics
EPS (TTM)0.96
Shares Outstanding244,010,010
10 Day Avg. Volume593,521
30 Day Avg. Volume740,005
Financial Highlights & Ratios
PEG Ratio-0.94
Price to Book (P/B)1.39
Price to Sales (P/S)0.98
P/FCF Ratio4.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£639.00Price Target Upside5.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.18
Revenue Forecast (FY)£2.11B
Bulls Say, Bears Say
Bulls Say
Earnings Recovery & Revenue GrowthLancashire's post-loss recovery and sustained revenue expansion through 2023–2025 indicate management restored underwriting discipline and market positioning. A durable turn from loss-making years to consistent profits supports rebuilding capital, restoring pricing leverage and financing underwriting capacity across future cycles.
Controlled Leverage / Balance Sheet ResilienceA controlled debt-to-equity range around 0.31–0.35 and expanding assets deliver structural balance-sheet resilience. Low leverage preserves capacity to absorb catastrophe losses, maintain reinsurance programs and deploy capital for growth without forcing dilutive equity raises, strengthening long-term financial flexibility.
Strong Cash ConversionConsistent free cash flow that tracks net income demonstrates reliable cash generation from underwriting and investment activities. Durable cash conversion supports dividend payments, reinsurance purchases and liquidity buffers, enabling the firm to fund underwriting capacity and absorb losses across multi-year cycles.
Bears Say
Margin CompressionMaterial margin compression from ~23% to ~14% over two years signals weakening underwriting profitability or investment contribution. If sustained, lower margins will reduce retained earnings and capital accumulation, constrain future underwriting capacity and pressure long-term return on equity absent rate recovery or cost improvements.
Earnings Volatility / Catastrophe SensitivityThe firm's historical swings—losses in 2021–2022 followed by recovery—highlight structural sensitivity to catastrophe frequency, severity and reserve development. Such volatility complicates capital planning, dividend visibility and long-term return predictability for investors and may necessitate conservative capital buffers.
Operating Cash Flow InconsistencyA decline in operating cash flow in 2025 despite revenue growth, together with inconsistent coverage metrics, reduces confidence in cash coverage trends. Persistent OCF weakness could force greater reliance on investment liquidity, reinsurance or capital markets after loss events, weakening structural liquidity resilience.
Lancashire Holdings News
LRE FAQ
What was Lancashire Holdings Ltd’s price range in the past 12 months?
Lancashire Holdings Ltd lowest share price was 549.00 p and its highest was 700.00 p in the past 12 months.
What is Lancashire Holdings Ltd’s market cap?
Lancashire Holdings Ltd’s market cap is £1.47B.
When is Lancashire Holdings Ltd’s upcoming earnings report date?
Lancashire Holdings Ltd’s upcoming earnings report date is Jul 29, 2026 which is in 52 days.
How were Lancashire Holdings Ltd’s earnings last quarter?
Lancashire Holdings Ltd released its earnings results on Mar 05, 2026. The company reported 0.528 p earnings per share for the quarter, missing the consensus estimate of 0.539 p by -0.011 p.
Is Lancashire Holdings Ltd overvalued?
According to Wall Street analysts Lancashire Holdings Ltd’s price is currently Undervalued.
Does Lancashire Holdings Ltd pay dividends?
Lancashire Holdings Ltd pays a Notavailable dividend of 57.078 p which represents an annual dividend yield of 11.03%. See more information on Lancashire Holdings Ltd dividends here
What is Lancashire Holdings Ltd’s EPS estimate?
Lancashire Holdings Ltd’s EPS estimate is 0.44.
How many shares outstanding does Lancashire Holdings Ltd have?
Lancashire Holdings Ltd has 244,010,010 shares outstanding.
What happened to Lancashire Holdings Ltd’s price movement after its last earnings report?
Lancashire Holdings Ltd reported an EPS of 0.528 p in its last earnings report, missing expectations of 0.539 p. Following the earnings report the stock price went down -2.923%.
Which hedge fund is a major shareholder of Lancashire Holdings Ltd?
Currently, no hedge funds are holding shares in GB:LRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lancashire Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£639.00 (5.01% Upside)
£639.00 (5.01% Upside)
Insider Transactions
Sold Shares
Worth £2.4M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.84%
12-Months-Change
Fundamentals
Return on Equity
11.24%
Trailing 12-Months
Asset Growth
2.13%
Trailing 12-Months
Company Description
Lancashire Holdings Ltd
Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia. The company operates through five segments: Property and Casualty Reinsurance, Property and Casualty Insurance, Aviation, Energy, and Marine. It offers property direct and facultative, property political risk and sovereign risk, and property terrorism and political violence insurance products, as well as property reinsurance services; and aviation AV52, aviation consortium, airline hull and liability, and satellite insurance products. The company also provides marine hull, total loss only, mortgagees interests insurance, mortgagees additional perils, excess protection and indemnity, marine war, and builder's risks; and energy insurance products covering upstream, downstream and onshore operational, and upstream construction all risks business. In addition, it offers general insurance, support, insurance agent, and insurance mediation services. The company was incorporated in 2005 and is headquartered in Hamilton, Bermuda.
LRE Stock 12 Month Forecast
Average Price Target
639.00 p
▲(5.01% Upside)
Technical Analysis
Options Prices
Currently, No data available
---