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M&T Bank (0JW2) Share Price & Analysis

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0JW2 Stock Chart & Stats

$220.52-$1.16(-0.52%)
At close: 4:30 PM GMT
$220$230$240$250Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$219.15 - $221.83
52-Week Range
$178.35 - $260.00
Previous Close
$221.68
Volume
N/A
Average Volume (3M)
303
Market Cap
$31.64B
Enterprise Value
$52.83B
Total Cash (Recent Filing)
$1.80B
Total Debt (Recent Filing)
$20.02B
Price to Earnings (P/E)
11.5
Beta
0.90
Next Earnings
Jan 19, 2027 (Est.)
EPS Estimate
4.98
Last Dividend Ex-Date
Sep 01, 2026
Dividend Yield
2.70%

Bulls Say, Bears Say

Bulls Say

Diversified Fee-income Model

M&T’s revenue mix extends beyond lending spreads through mortgage servicing, wealth, payments, and commercial banking fees. The sub-servicing platform is described as counter-cyclical, which can diversify earnings and reduce reliance on interest-rate-sensitive net interest income over the next several quarters.

Loan And Deposit Growth

Growth in both loans and deposits indicates continued customer engagement and balance-sheet expansion. Deposit growth exceeding loan growth also supports funding stability, reduces reliance on short-term borrowings, and provides a durable base for future interest income and fee relationships.

Strong Profitability And Cash Support

Earnings are broadly supported by cash generation, while revenue growth and a roughly 22.6% net margin demonstrate meaningful operating profitability. This combination gives M&T capacity to invest in technology, maintain capital, and support growth without relying solely on balance-sheet expansion.

Bears Say

Rising Commercial Credit Risk

The increase in criticized and non-accrual loans, particularly in commercial exposures tied to office and assisted living, signals emerging asset-quality pressure. If elevated rates persist, weaker debt-service coverage could increase provisions and charge-offs, reducing earnings and capital flexibility.

Margin And Funding Pressure

Higher deposit costs and lower loan yields are compressing the spread that drives M&T’s core banking earnings. Although asset repricing offers support, sustained funding-cost pressure or slower loan demand could limit net interest income growth and weigh on returns over the medium term.

Higher Leverage And Less Flexibility

The substantial increase in debt relative to equity reduces balance-sheet flexibility compared with earlier periods. Combined with a modest recent decline in equity, higher leverage could constrain capital allocation and make the bank more sensitive to credit losses or adverse operating conditions.

M&T Bank News

0JW2 FAQ

What was M&T Bank’s price range in the past 12 months?
M&T Bank lowest share price was $178.35 and its highest was $260.00 in the past 12 months.
What is M&T Bank’s market cap?
M&T Bank’s market cap is $31.64B.
When is M&T Bank’s upcoming earnings report date?
M&T Bank’s next earnings report is estimated for Jan 19, 2027 (not yet confirmed), which is in 68 days.
How were M&T Bank’s earnings last quarter?
M&T Bank released its earnings results on Oct 16, 2026. The company reported $5.04 earnings per share for the quarter, beating the consensus estimate of $4.933 by $0.107.
Is M&T Bank overvalued?
According to Wall Street analysts M&T Bank’s price is currently Undervalued.
Does M&T Bank pay dividends?
M&T Bank pays a quarterly dividend of $1.5 which represents an annual dividend yield of 2.7%. See more information on M&T Bank dividends here
What is M&T Bank’s EPS estimate?
M&T Bank’s EPS estimate is 4.98.
How many shares outstanding does M&T Bank have?
M&T Bank has 143,434,430 shares outstanding.
What happened to M&T Bank’s price movement after its last earnings report?
M&T Bank reported an EPS of $5.04 in its last earnings report, beating expectations of $4.933. Following the earnings report the stock price went down -2.35%.
Which hedge fund is a major shareholder of M&T Bank?
Hedge funds hold M&T Bank shares: the largest hedge-fund position in M&T Bank is 355,567,489 shares, and hedge funds decreased their holdings by 35.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology