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Ally Financial (0HD0) Share Price & Analysis

0HD0 Stock Chart & Stats

$38.57$0.91(2.42%)
At close: 4:24 PM GMT
$37.5$40$42.5$4510 Aug24 Aug8 Sep21 Sep5 Oct19 Oct2 Nov
Day’s Range
$37.98 - $38.77
52-Week Range
$35.78 - $47.69
Previous Close
$38.01
Volume
N/A
Average Volume (3M)
1,444
Market Cap
$11.61B
Enterprise Value
$36.42B
Total Cash (Recent Filing)
$35.05B
Total Debt (Recent Filing)
$25.03B
Price to Earnings (P/E)
8.7
Beta
0.81
Next Earnings
Jan 15, 2027 (Est.)
EPS Estimate
1.36
Last Dividend Ex-Date
Nov 02, 2026
Dividend Yield
3.24%

Bulls Say, Bears Say

Bulls Say

Portfolio Growth And Improving Returns

Growth in core lending assets alongside a substantial improvement in returns indicates better portfolio economics and execution. If sustained, the stronger risk-adjusted profitability can support internal capital generation, reinforce competitive positioning, and improve earnings quality over the next several quarters.

Digital Deposit Franchise Expansion

Consistent customer additions strengthen Ally’s direct-to-consumer deposit franchise and provide a scalable funding channel for lending growth. A larger digital customer base can support stable relationships, improve funding diversification, and help contain reliance on more expensive market-based borrowing.

Corporate Finance Quality And Growth

Rapid corporate finance growth is supported by strong reported credit performance and senior-secured positioning. This combination can produce attractive recurring interest income while limiting loss severity, making the segment a meaningful source of diversification and durable earnings contribution.

Bears Say

Rising Auto Credit Costs

Higher provisions, charge-offs, and delinquencies are consuming more earnings as the auto portfolio expands. If weaker vintages continue to mature poorly, credit costs could remain elevated, reduce returns on new originations, and limit the benefit of otherwise strong asset and revenue growth.

Elevated Leverage And Weak Cash Conversion

Persistent leverage reduces financial flexibility if profitability or credit performance weakens, while thin and inconsistent free cash flow limits internally generated resources. Together, these characteristics can constrain capital allocation and make it harder to absorb prolonged operating or credit pressure.

Lease Residual-value Pressure

Lower vehicle residual values can create recurring losses when leases terminate and assets are sold, weakening auto-finance profitability beyond ordinary credit provisions. Continued brand and recall-related pressure may keep this headwind relevant until the portfolio works through affected leases.

Ally Financial News

0HD0 FAQ

What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest share price was $35.78 and its highest was $47.69 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $11.61B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s next earnings report is estimated for Jan 15, 2027 (not yet confirmed), which is in 72 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Oct 20, 2026. The company reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.335 by $0.005.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 3.24%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 1.36.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,199,700 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $1.34 in its last earnings report, beating expectations of $1.335. Following the earnings report the stock price went up 1.547%.
Which hedge fund is a major shareholder of Ally Financial?
Hedge funds hold Ally Financial shares: the largest hedge-fund position in Ally Financial is 2,054,036,756 shares, and hedge funds decreased their holdings by 5.9M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology