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FMBL Stock Chart & Stats
$8300.00
$0.00(0.00%)
At close: 4:00 PM EST
$8300.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$5,660.00 - $9,580.00
Previous CloseN/A
Volume1.00
Average Volume (3M)44.00
Market Cap
$1.18B
Enterprise Value$2.52K
Total Cash (Recent Filing)$84.39M
Total Debt (Recent Filing)$1.26B
Price to Earnings (P/E)12.2
Beta0.17
Next Earnings
Oct 19, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.33%
Share Statistics
EPS (TTM)602.48
Shares Outstanding124,276
10 Day Avg. Volume55
30 Day Avg. Volume44
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.63
Price to Sales (P/S)2.27
P/FCF Ratio9.34
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Cash GenerationConsistent positive operating and free cash flow that tracks net income supports durable earnings quality and internal funding. Over a 2–6 month horizon this underpins dividend capacity, loan funding and capital spending without relying on volatile external financing, improving resilience through cycles.
Adequate Capitalization / Conservative LeverageLower leverage and rising equity provide a buffer against credit shocks and regulatory strain. Conservative capitalization preserves lending flexibility and risk tolerance, enabling the bank to weather stress periods and selectively grow assets without immediate capital raises, a durable stability factor.
Stable Traditional Banking ModelA core community-bank business model driven by deposit funding, lending and fee income is structurally durable. Net interest margin and fee streams offer predictable, repeatable revenue sources over months, supporting steady cash generation and customer relationships tied to local commercial and consumer activity.
Bears Say
Compressed Profitability / Low ROEMaterial margin compression and a low ROE versus prior peaks indicate weaker returns on the bank’s capital base. Persistently lower profitability constrains reinvestment, dividend flexibility and organic capital formation, making it harder to generate attractive shareholder returns absent structural revenue improvement.
Limited Balance-sheet GrowthStagnant asset growth limits the bank’s ability to expand interest-earning loans and diversify income. Over the medium term, lack of balance-sheet expansion can cap revenue upside, put pressure on ROA/ROE recovery, and make growth dependent on margin improvement rather than scale.
Choppy Free Cash Flow GrowthVariability in free cash flow reduces predictability for capital allocation and payouts. Choppy conversion cycles may reflect timing of loan activity, securities trades or provisioning swings, increasing uncertainty for funding new lending or maintaining dividend levels across economic fluctuations.
FMBL FAQ
What was Farmers and Merchants Bank of Long Beach’s price range in the past 12 months?
Farmers and Merchants Bank of Long Beach lowest stock price was $5660.00 and its highest was $9580.00 in the past 12 months.
What is Farmers and Merchants Bank of Long Beach’s market cap?
Farmers and Merchants Bank of Long Beach’s market cap is $1.18B.
When is Farmers and Merchants Bank of Long Beach’s upcoming earnings report date?
Farmers and Merchants Bank of Long Beach’s upcoming earnings report date is Oct 19, 2026 which is in 87 days.
How were Farmers and Merchants Bank of Long Beach’s earnings last quarter?
Farmers and Merchants Bank of Long Beach released its earnings results on Jul 14, 2026. The company reported $290.791 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Farmers and Merchants Bank of Long Beach overvalued?
According to Wall Street analysts Farmers and Merchants Bank of Long Beach’s price is currently Overvalued.
Does Farmers and Merchants Bank of Long Beach pay dividends?
Farmers and Merchants Bank of Long Beach pays a Notavailable dividend of $28 which represents an annual dividend yield of 1.33%. See more information on Farmers and Merchants Bank of Long Beach dividends here
What is Farmers and Merchants Bank of Long Beach’s EPS estimate?
Farmers and Merchants Bank of Long Beach’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Farmers and Merchants Bank of Long Beach have?
Farmers and Merchants Bank of Long Beach has 124,276 shares outstanding.
What happened to Farmers and Merchants Bank of Long Beach’s price movement after its last earnings report?
Farmers and Merchants Bank of Long Beach reported an EPS of $290.791 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.764%.
Which hedge fund is a major shareholder of Farmers and Merchants Bank of Long Beach?
Currently, no hedge funds are holding shares in FMBL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers and Merchants Bank of Long Beach Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.46%
12-Months-Change
Fundamentals
Return on Equity
1.33%
Trailing 12-Months
Asset Growth
-3.29%
Trailing 12-Months
Company Description
Farmers and Merchants Bank of Long Beach
Farmers & Merchants Bank of Long Beach operates as a financial institution, delivering a comprehensive suite of banking solutions to a diverse clientele, including individuals, professionals, and small to mid-sized businesses. Its core deposit products encompass various account types, such as checking, savings (including specialized Christmas club and health savings accounts), money market, and investment accounts. The bank also manages demand and time deposits, offers certificates of deposit (CDs), and facilitates retirement planning. Furthermore, the bank extends a variety of lending solutions. These include personal loans, home mortgages, Small Business Administration (SBA) loans, commercial real estate and construction financing, and general commercial business loans. Customers can also access lines of credit and specialized residential financing for single-family and multi-family dwellings. Complementing these are a range of payment instruments, such as credit, debit, and gift cards. Beyond core banking, Farmers & Merchants Bank provides a suite of advanced financial services. These include comprehensive account management, efficient receivables and payables processing, and robust risk management solutions. Specialized offerings span merchant services, electronic lockbox facilities, mobile and remote deposit capture, digital wallet integration, direct deposit services, and escrow management. The bank also caters to specific sectors with faith-based and healthcare banking. Modern conveniences like online and mobile banking platforms are also integral to their service portfolio. As of December 31, 2021, its operational footprint included 25 branch locations strategically situated across Los Angeles, Orange, and Santa Barbara Counties. Tracing its origins back to its incorporation in 1907, Farmers & Merchants Bank of Long Beach maintains its corporate headquarters in Long Beach, California.
Technical Analysis
Camden National
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First Community Bancshares
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Equity Bancshares
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Independent Bank
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MetroCity Bankshares
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Ownership Overview
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Insiders
0.43% Mutual Funds
4.86% Other Institutional Investors
94.71% Public Companies and
Individual Investors