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FFB Bancorp (FFBB) Stock Price & Analysis

FFBB Stock Chart & Stats

$87.92$0.02(0.02%)
At close: 10:50 AM EST
$87.5$88$88.5$893 Aug18 Aug1 Sep14 Sep28 Sep12 Oct26 Oct
Day’s Range
$87.90 - $88.50
52-Week Range
$83.00 - $89.99
Previous Close
$88.60
Volume
N/A
Average Volume (3M)
1,702
Market Cap
$250.11M
Enterprise Value
$221.58M
Total Cash (Recent Filing)
N/A
Total Debt (Recent Filing)
N/A
Price to Earnings (P/E)
14.3
Beta
0.29
Next Earnings
Jan 20, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet

Low leverage (debt-to-equity ~0.21 in 2025) provides durable financial flexibility and resilience. It reduces refinancing and interest-rate stress, preserves regulatory and lending capacity, and supports steady credit extension and capital allocation over the next several quarters.

Strong Cash Conversion

Free cash flow tracking net income (~0.99) signals high earnings quality and internal funding capacity. Consistent cash conversion supports reinvestment, loan book growth, and discretionary uses (capital, buybacks, buffers) without immediate reliance on external financing.

Solid Core Profitability

A net margin near 21.6% and historically healthy returns indicate the bank maintains profitable core lending and deposit franchises. This margin base supports sustained earnings generation and cushions the franchise versus cyclical pressures in the coming months.

Bears Say

Material Profitability Decline

A sharp drop in net income and margin compression meaningfully reduces retained earnings and the pace of capital accumulation. Persisting lower profitability could constrain lending capacity, capital returns, and strategic investments, lowering financial flexibility over the medium term.

Slowing Revenue Growth

Top-line growth deceleration limits operating leverage and the bank's ability to offset margin pressure. Slower revenue expansion curbs loan and fee growth, which can make sustaining prior profit levels harder and restrict medium-term earnings upside versus peers.

Shrinking Free Cash Flow Trend

A two-year decline in free cash flow, despite high conversion ratios, reduces internal funding for growth and capital returns. If the trend continues, the bank may need to reallocate capital or increase external funding, pressuring margins and strategic flexibility.

FFB Bancorp News

FFBB FAQ

What was FFB Bancorp’s price range in the past 12 months?
FFB Bancorp lowest stock price was $83.00 and its highest was $89.99 in the past 12 months.
What is FFB Bancorp’s market cap?
FFB Bancorp’s market cap is $250.11M.
When is FFB Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were FFB Bancorp’s earnings last quarter?
FFB Bancorp released its earnings results on Oct 27, 2026. The company reported $1.612 earnings per share for the quarter.
Is FFB Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does FFB Bancorp pay dividends?
FFB Bancorp does not currently pay dividends.
What is FFB Bancorp’s EPS estimate?
FFB Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does FFB Bancorp have?
FFB Bancorp has 2,845,435 shares outstanding.
What happened to FFB Bancorp’s price movement after its last earnings report?
FFB Bancorp reported an EPS of $1.612 in its last earnings report. Following the earnings report the stock price went down -0.337%.
Which hedge fund is a major shareholder of FFB Bancorp?
Currently, no hedge funds are holding shares in FFBB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology