FFB Bancorp (FFBB)

OTHER OTC:FFBB

FFBB

FFB Bancorp

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FFB Bancorp (FFBB) Price & Analysis

8 Followers

FFBB Stock Chart & Stats

$84.50

-$0.27(-0.28%)

At close: Jan 07 4:00 PM EST

$84.50

-$0.27(-0.28%)

Day’s Range― - ―

52-Week Range$75.52 - $88.00

Previous CloseN/A

Volume120.00

Average Volume (3M)3.84K

Market Cap

$264.61M

Enterprise Value$267.17M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)12.7

Beta0.25

Next Earnings

Jul 21, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)1.53

Shares Outstanding3,120,091

10 Day Avg. Volume5,878

30 Day Avg. Volume3,836

Financial Highlights & Ratios

PEG Ratio-0.40

Price to Book (P/B)1.38

Price to Sales (P/S)2.34

P/FCF Ratio8.55

Enterprise Value/Market Cap1.01

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative LeverageFFB’s very low debt-to-equity (~0.21 in 2025) provides a durable capital buffer that reduces solvency and funding risk. Low leverage supports credit extension through cycles, preserves regulatory flexibility, and underpins long-term resilience in stressed macro or rate environments.

Strong Cash ConversionFree cash flow tracking nearly one-to-one with net income signals high earnings quality and internal funding capacity. Durable cash conversion supports organic loan growth, capital investment, or loss absorption without reliance on frequent external financing over the medium term.

Community Bank FranchiseAs a community bank focused on commercial lending and deposit gathering, FFB benefits from local client relationships and deposit-centric funding. That business model typically generates stable core deposits and close customer ties, aiding predictable funding and loan origination over time.

Bears Say

Earnings DeclineA large drop in net income signals weakening profitability momentum that may be structural if driven by margin pressure or higher provisions. Persistent earnings shortfalls reduce retained capital, constrain capacity for loan growth or buffers, and limit strategic flexibility mid-term.

Margin CompressionSharp margin compression reduces the bank’s ability to absorb credit losses or fund operating investments. If margin pressure persists from competitive pricing or higher funding costs, it can structurally lower return on assets and ROE and make earnings more sensitive to rate shifts.

Weakening Cash Flow TrendWhile FCF conversion is strong today, two years of declining free cash flow and modest operating cash flow relative to assets constrain internal funding. This trend limits reinvestment, dividends or loan growth without tapping external funding, reducing strategic optionality.

FFB Bancorp News

FFB Bancorp Reports Mixed Q3 2025 Results

Ffb Bancorp ( ($FFBB) ) has released its Q3 earnings. Here is a breakdown of the information Ffb...

7M ago

FFBB

FFB Bancorp Reports Q2 2025 Financial Results

Ffb Bancorp ( ($FFBB) ) has released its Q2 earnings. Here is a breakdown of the information Ffb...

10M ago

FFBB

FFBB FAQ

What was FFB Bancorp’s price range in the past 12 months?

FFB Bancorp lowest stock price was $75.52 and its highest was $88.00 in the past 12 months.

What is FFB Bancorp’s market cap?

FFB Bancorp’s market cap is $264.61M.

When is FFB Bancorp’s upcoming earnings report date?

FFB Bancorp’s upcoming earnings report date is Jul 21, 2026 which is in 45 days.

How were FFB Bancorp’s earnings last quarter?

FFB Bancorp released its earnings results on Apr 16, 2026. The company reported $1.528 earnings per share for the quarter, beating the consensus estimate of N/A by $1.528.

Is FFB Bancorp overvalued?

According to Wall Street analysts FFB Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does FFB Bancorp pay dividends?

FFB Bancorp does not currently pay dividends.

What is FFB Bancorp’s EPS estimate?

FFB Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does FFB Bancorp have?

FFB Bancorp has 3,120,091 shares outstanding.

What happened to FFB Bancorp’s price movement after its last earnings report?

FFB Bancorp reported an EPS of $1.528 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.185%.

Which hedge fund is a major shareholder of FFB Bancorp?

Currently, no hedge funds are holding shares in FFBB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

FFB Bancorp Stock Smart Score

Neutral

Blogger Sentiment

Bullish

FFBB Sentiment 70%
Sector Average ―

Technicals

Fundamentals

Return on Equity

11.13%

Trailing 12-Months

Asset Growth

0.84%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

FFB Bancorp

FFB Bancorp (FFBB) is a financial services holding company based in the United States, primarily engaged in providing a wide range of banking and financial services through its subsidiary, FFB Bank. The company operates in the banking sector, offering consumer and commercial banking products, including checking and savings accounts, loans, mortgages, and investment services. FFB Bancorp is committed to serving both individual and corporate clients, focusing on personalized banking solutions tailored to meet their financial needs.