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FFBB Stock Chart & Stats
$84.50
-$0.27(-0.28%)
At close: 4:00 PM EST
$84.50
-$0.27(-0.28%)
Day’s Range― - ―
52-Week Range$77.09 - $88.00
Previous CloseN/A
Volume120.00
Average Volume (3M)3.84K
Market Cap
$271.45M
Enterprise Value$253.06
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)13.2
Beta0.24
Next Earnings
Oct 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.88
Shares Outstanding3,120,091
10 Day Avg. Volume5,878
30 Day Avg. Volume3,836
Financial Highlights & Ratios
PEG Ratio-0.40
Price to Book (P/B)1.38
Price to Sales (P/S)2.34
P/FCF Ratio8.55
Enterprise Value/Market Cap<0.01
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative LeverageFFB’s very low debt-to-equity (~0.21 in 2025) provides a durable capital buffer that reduces solvency and funding risk. Low leverage supports credit extension through cycles, preserves regulatory flexibility, and underpins long-term resilience in stressed macro or rate environments.
Strong Cash ConversionFree cash flow tracking nearly one-to-one with net income signals high earnings quality and internal funding capacity. Durable cash conversion supports organic loan growth, capital investment, or loss absorption without reliance on frequent external financing over the medium term.
Community Bank FranchiseAs a community bank focused on commercial lending and deposit gathering, FFB benefits from local client relationships and deposit-centric funding. That business model typically generates stable core deposits and close customer ties, aiding predictable funding and loan origination over time.
Bears Say
Earnings DeclineA large drop in net income signals weakening profitability momentum that may be structural if driven by margin pressure or higher provisions. Persistent earnings shortfalls reduce retained capital, constrain capacity for loan growth or buffers, and limit strategic flexibility mid-term.
Margin CompressionSharp margin compression reduces the bank’s ability to absorb credit losses or fund operating investments. If margin pressure persists from competitive pricing or higher funding costs, it can structurally lower return on assets and ROE and make earnings more sensitive to rate shifts.
Weakening Cash Flow TrendWhile FCF conversion is strong today, two years of declining free cash flow and modest operating cash flow relative to assets constrain internal funding. This trend limits reinvestment, dividends or loan growth without tapping external funding, reducing strategic optionality.
FFB Bancorp News
FFBB FAQ
What was FFB Bancorp’s price range in the past 12 months?
FFB Bancorp lowest stock price was $77.09 and its highest was $88.00 in the past 12 months.
What is FFB Bancorp’s market cap?
FFB Bancorp’s market cap is $271.45M.
When is FFB Bancorp’s upcoming earnings report date?
FFB Bancorp’s upcoming earnings report date is Oct 20, 2026 which is in 89 days.
How were FFB Bancorp’s earnings last quarter?
FFB Bancorp released its earnings results on Jul 21, 2026. The company reported $1.881 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is FFB Bancorp overvalued?
According to Wall Street analysts FFB Bancorp’s price is currently Overvalued.
Does FFB Bancorp pay dividends?
FFB Bancorp does not currently pay dividends.
What is FFB Bancorp’s EPS estimate?
FFB Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does FFB Bancorp have?
FFB Bancorp has 3,120,091 shares outstanding.
What happened to FFB Bancorp’s price movement after its last earnings report?
FFB Bancorp reported an EPS of $1.881 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.736%.
Which hedge fund is a major shareholder of FFB Bancorp?
Currently, no hedge funds are holding shares in FFBB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FFB Bancorp Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-13.06%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
9.73%
Trailing 12-Months
Company Description
FFB Bancorp
FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. FFB Bancorp was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. The company was founded in 2005 and is based in Fresno, California.
Technical Analysis
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Chemung Financial
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Isabella Bank
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Ownership Overview
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Insiders
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Mutual Funds
7.01% Other Institutional Investors
92.99% Public Companies and
Individual Investors