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Fidelity D & D Bancorp (FDBC) Price & Analysis
FDBC Stock Chart & Stats
- Day’s Range
- $65.82 - $67.00
- 52-Week Range
- $41.00 - $67.00
- Previous Close
- $65.83
- Volume
- 4,185
- Average Volume (3M)
- 11.56K
- Market Cap
- $382.32M
- Enterprise Value
- $279.27M
- Total Cash (Recent Filing)
- $686.88M
- Total Debt (Recent Filing)
- $137.42M
- Price to Earnings (P/E)
- 11.9
- Beta
- 0.57
- Next Earnings
- Jan 27, 2027
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- Nov 13, 2026
- Dividend Yield
- 2.61%
Bulls Say, Bears Say
Bulls Say
Revenue Growth
The sustained increase in revenue over several years indicates expanding earning capacity across FDBC’s community banking franchise. Continued top-line growth can support operating leverage, strengthen the deposit-and-lending platform, and provide a durable base for future profitability.
Profitability
Improving TTM net and EBIT margins show that FDBC is converting its growing revenue into substantial earnings. Strong profitability supports internal capital formation, provides resilience against ordinary cost pressures, and enhances the bank’s ability to fund ongoing operations and growth.
Cash Generation
Healthy operating and free cash flow demonstrate meaningful cash-generation capacity behind reported earnings. High free-cash-flow coverage of net income gives FDBC resources to support capital needs, absorb routine balance-sheet demands, and maintain financial flexibility over the coming quarters.
Bears Say
Leverage Variability
The sharp movement in debt-to-equity indicates that FDBC’s balance-sheet funding profile has not been consistently conservative. Greater leverage can reduce flexibility during changing credit or rate conditions and may constrain the bank’s ability to pursue growth while preserving strong capitalization.
Margin Volatility
Although current profitability is improving, the decline from earlier peak margins shows that FDBC’s earnings power can vary materially across operating environments. This sensitivity may make future results less predictable when interest-rate and credit conditions change, limiting margin durability.
Uneven Cash Conversion
Recent cash generation is healthy, but its uneven year-to-year pattern shows that accounting earnings do not always translate into steadily rising free cash flow. This variability can complicate capital planning and reduce confidence in the consistency of internally generated funding.
Fidelity D & D Bancorp News
FDBC FAQ
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Fidelity D & D Bancorp Stock Smart Score
Company Description
Fidelity D & D Bancorp
Fidelity D & D Bancorp, Inc. serves as the parent company for The Fidelity Deposit and Discount Bank, offering a comprehensive suite of banking, trust, and financial solutions. Its diverse clientele includes individual consumers, small to medium-sized businesses, and larger corporate entities. The institution provides a wide array of deposit options, such as savings accounts, specialized club accounts, both interest-bearing and standard checking accounts, money market accounts, short-term and extended-term time deposits, and certificates of deposit. In terms of lending, its portfolio spans commercial and industrial financing, commercial real estate loans, personal consumer loans, and residential mortgage financing. Beyond traditional banking, the company also delivers supplementary financial and insurance products, in addition to asset management services. As of April 21, 2022, Fidelity D & D Bancorp, Inc. operated 22 full-service banking locations situated in Lackawanna, Luzerne, and Northampton counties within Pennsylvania. The company, which has its roots in a founding date of 1902, maintains its primary corporate office in Dunmore, Pennsylvania.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Daniel J. Santaniello
- Employees
- 311
- Website
- www.bankatfidelity.com
- Address
- Blakely And Drinker Streets, Dunmore, PA, 18512, US
Fidelity D & D Bancorp (FDBC) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 1 | 6 |
| Technical Analysis | 3 | 1 | 6 |
| Moving Averages | 12 | 0 | 0 |









