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Fidelity D & D Bancorp Inc (FDBC)
NASDAQ:FDBC
US Market
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Fidelity D & D Bancorp (FDBC) Price & Analysis

124 Followers

FDBC Stock Chart & Stats

$51.55
$0.01(0.02%)
At close: 4:00 PM EDT
$51.55
$0.01(0.02%)

Bulls Say, Bears Say

Bulls Say
Balance Sheet StrengthSharp deleveraging and rising equity materially reduce solvency and regulatory risk. A conservative capital structure improves resilience to credit shocks, supports continued lending or targeted buybacks/dividends, and gives management more optionality for strategic investments over months.
Sustained Revenue GrowthMulti-year top-line expansion demonstrates increasing core business scale and market penetration. Durable revenue growth supports operating leverage, funds loan origination capacity and branch/service expansion, and underpins longer-term profitability even if margins vary.
Positive Cash GenerationConsistent positive free cash flow provides an internal funding source for capital needs, dividends and loan growth without heavy reliance on external markets. Sustained cash generation enhances financial flexibility and durability through business cycles over the coming months.
Bears Say
Margin CompressionMeaningful margin decline versus prior peaks reduces earnings power per dollar of revenue. If structural (competitive pressure or funding cost changes), compressed margins can persistently lower cash available for reinvestment or returns, making earnings more sensitive to loan performance.
Weakening Cash-growth DynamicsDeclining free cash flow growth and moderate cash conversion undermine predictability of capital allocation. Variable cash generation increases reliance on steady earnings to fund dividends or growth, reducing confidence that current cash returns are durable through sector headwinds.
ROE Below Prior PeakROE materially below prior peak suggests the bank is currently less efficient at converting equity into returns. Unless margins or asset returns recover, persistent lower ROE will limit long-term shareholder returns despite stronger capitalization.

Fidelity D & D Bancorp News

FDBC FAQ

What was Fidelity D & D Bancorp Inc’s price range in the past 12 months?
Fidelity D & D Bancorp Inc lowest stock price was $39.00 and its highest was $53.51 in the past 12 months.
    What is Fidelity D & D Bancorp Inc’s market cap?
    Fidelity D & D Bancorp Inc’s market cap is $299.32M.
      When is Fidelity D & D Bancorp Inc’s upcoming earnings report date?
      Fidelity D & D Bancorp Inc’s upcoming earnings report date is Oct 28, 2026 which is in 90 days.
        How were Fidelity D & D Bancorp Inc’s earnings last quarter?
        Fidelity D & D Bancorp Inc released its earnings results on Jul 22, 2026. The company reported $1.33 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Fidelity D & D Bancorp Inc overvalued?
          According to Wall Street analysts Fidelity D & D Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Fidelity D & D Bancorp Inc pay dividends?
            Fidelity D & D Bancorp Inc pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 3.19%. See more information on Fidelity D & D Bancorp Inc dividends here
              What is Fidelity D & D Bancorp Inc’s EPS estimate?
              Fidelity D & D Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Fidelity D & D Bancorp Inc have?
              Fidelity D & D Bancorp Inc has 5,805,180 shares outstanding.
                What happened to Fidelity D & D Bancorp Inc’s price movement after its last earnings report?
                Fidelity D & D Bancorp Inc reported an EPS of $1.33 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.078%.
                  Which hedge fund is a major shareholder of Fidelity D & D Bancorp Inc?
                  Currently, no hedge funds are holding shares in FDBC
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Fidelity D & D Bancorp Stock Smart Score

                    Company Description

                    Fidelity D & D Bancorp Inc

                    Fidelity D & D Bancorp, Inc. serves as the parent company for The Fidelity Deposit and Discount Bank, offering a comprehensive suite of banking, trust, and financial solutions. Its diverse clientele includes individual consumers, small to medium-sized businesses, and larger corporate entities. The institution provides a wide array of deposit options, such as savings accounts, specialized club accounts, both interest-bearing and standard checking accounts, money market accounts, short-term and extended-term time deposits, and certificates of deposit. In terms of lending, its portfolio spans commercial and industrial financing, commercial real estate loans, personal consumer loans, and residential mortgage financing. Beyond traditional banking, the company also delivers supplementary financial and insurance products, in addition to asset management services. As of April 21, 2022, Fidelity D & D Bancorp, Inc. operated 22 full-service banking locations situated in Lackawanna, Luzerne, and Northampton counties within Pennsylvania. The company, which has its roots in a founding date of 1902, maintains its primary corporate office in Dunmore, Pennsylvania.

                    Fidelity D & D Bancorp (FDBC) Earnings & Revenues

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                    Ownership Overview

                    21.69%6.48%0.51%63.38%
                    21.69% Insiders
                    0.51% Other Institutional Investors
                    63.38% Public Companies and
                    Individual Investors
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