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First Bancorp of Indiana (FBPI) Price & Analysis

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FBPI Stock Chart & Stats

$12.13

$0.15(1.52%)

At close: Jan 07 4:00 PM EST

$12.13

$0.15(1.52%)

Day’s Range― - ―

52-Week Range$9.30 - $15.00

Previous CloseN/A

Volume4.15K

Average Volume (3M)770.00

Market Cap

$25.05M

Enterprise Value$101.94M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$81.00M

Price to Earnings (P/E)15.9

Beta-0.04

Next Earnings

Jul 31, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.84%

Share Statistics

EPS (TTM)0.92

Shares Outstanding1,742,000

10 Day Avg. Volume767

30 Day Avg. Volume770

Financial Highlights & Ratios

PEG Ratio-0.58

Price to Book (P/B)0.49

Price to Sales (P/S)0.89

P/FCF Ratio7.25

Enterprise Value/Market Cap4.07

Enterprise Value/Revenue3.36

Enterprise Value/Gross Profit5.22

Enterprise Value/Ebitda84.70

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved Balance-sheet LeverageA material reduction in debt-to-equity signals stronger capital positioning and lower refinancing risk. Sustained lower leverage improves resilience to rate or credit shocks, increases capacity to absorb losses, and provides a steadier base for lending and strategic moves over the next several quarters.

Positive Free Cash Flow And Better Cash ConversionConsistent positive operating and free cash flow with improved conversion reflects healthier internal funding for operations and capital needs. This reduces reliance on external funding, supports dividend or reinvestment options, and enhances medium-term financial flexibility.

Continued Profitability With Solid Historical MarginsAlthough margins compressed, the company remains profitable and has demonstrated materially higher historical margins. This indicates underlying business viability and the potential to restore margins through cost control, loan mix shifts, or revenue stabilization over several quarters.

Bears Say

Sharp Revenue Decline In 2025A steep, recent revenue drop undermines near-term growth prospects and signals potential loss of lending or fee volumes. If persistent, reduced top-line traction constrains margin recovery, limits reinvestment, and increases pressure on cost structures across multiple quarters.

Margin Compression And Weak ROEDeclining margins and low ROE indicate diminished profitability relative to equity, reducing capital-generation capacity. Persistently weak returns limit ability to rebuild capital internally, constrain shareholder distributions, and may force strategic tradeoffs in pricing, credit, or cost decisions.

Low Operating Cash-flow Coverage Vs DebtEven with positive free cash flow, low operating cash coverage relative to debt indicates limited buffer for servicing liabilities under stress. This constrains strategic flexibility, elevates refinancing risk, and makes the franchise more vulnerable to economic or funding shocks over the medium term.

FBPI FAQ

What was First Bancorp of Indiana Inc’s price range in the past 12 months?

First Bancorp of Indiana Inc lowest stock price was $9.30 and its highest was $15.00 in the past 12 months.

What is First Bancorp of Indiana Inc’s market cap?

First Bancorp of Indiana Inc’s market cap is $25.05M.

When is First Bancorp of Indiana Inc’s upcoming earnings report date?

First Bancorp of Indiana Inc’s upcoming earnings report date is Jul 31, 2026 which is in 10 days.

How were First Bancorp of Indiana Inc’s earnings last quarter?

First Bancorp of Indiana Inc released its earnings results on May 13, 2026. The company reported $0.153 earnings per share for the quarter, beating the consensus estimate of N/A by $0.153.

Is First Bancorp of Indiana Inc overvalued?

According to Wall Street analysts First Bancorp of Indiana Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Bancorp of Indiana Inc pay dividends?

First Bancorp of Indiana Inc pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 1.84%. See more information on First Bancorp of Indiana Inc dividends here

What is First Bancorp of Indiana Inc’s EPS estimate?

First Bancorp of Indiana Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Bancorp of Indiana Inc have?

First Bancorp of Indiana Inc has 1,742,000 shares outstanding.

What happened to First Bancorp of Indiana Inc’s price movement after its last earnings report?

First Bancorp of Indiana Inc reported an EPS of $0.153 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.33%.

Which hedge fund is a major shareholder of First Bancorp of Indiana Inc?

Currently, no hedge funds are holding shares in FBPI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Bancorp of Indiana Inc

As the parent entity for First Federal Savings Bank, First Bancorp of Indiana, Inc. delivers a comprehensive suite of banking solutions to both personal and commercial clients. The corporation facilitates diverse deposit accounts and extends a broad array of credit offerings, encompassing mortgages for commercial properties (including one-to-four family and multi-family dwellings), secured and unsecured commercial business financing, residential mortgages (first and second liens for one-to-four family homes), general consumer credit, and home equity lines of credit. Furthermore, the company manages investment security portfolios and furnishes additional services such as safe deposit facilities, check cashing, issuance of cashier's checks, electronic fund transfers, and brokerage support. Its operational footprint includes nine comprehensive banking branches situated across Southwestern Indiana, complemented by a dedicated loan production office in Henderson, Kentucky. Established in 1904, First Bancorp of Indiana, Inc. maintains its principal executive offices in Evansville, Indiana.