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Elmer Bancorp (ELMA) Stock Price & Analysis

ELMA Stock Chart & Stats

$26.00$0.19(0.74%)
At close: 9:30 AM EST
$26$27$28$2931 Jul12 Aug24 Aug16 Sep29 Sep9 Oct26 Oct
Day’s Range
$25.60 - $26.00
52-Week Range
$22.20 - $29.63
Previous Close
$25.80
Volume
N/A
Average Volume (3M)
258
Market Cap
$29.89M
Enterprise Value
$2.68M
Total Cash (Recent Filing)
$39.33M
Total Debt (Recent Filing)
$0
Price to Earnings (P/E)
10.2
Beta
-0.01
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Oct 15, 2026
Dividend Yield
2.33%

Bulls Say, Bears Say

Bulls Say

Multi-year Revenue Growth

Sustained revenue expansion indicates improving business scale and customer activity. If maintained, the multi-year upward trend can support future earnings growth and strengthen the bank’s ability to absorb operating and funding pressures.

Conservative Balance Sheet

A debt-free balance sheet and growing equity provide financial resilience and flexibility. This reduces balance-sheet leverage risk, supports lending capacity, and gives the bank a stronger buffer against credit losses or economic stress.

Sound Cash Generation

Consistently positive operating cash flow and close alignment between free cash flow and net income support earnings quality. This indicates reported profits are generally translating into cash that can reinforce capital and ongoing operations.

Bears Say

Uneven Free Cash Flow Growth

Although cash generation is positive, fluctuations in operating and free cash flow make future internal funding less predictable. Persistent volatility could constrain capital planning and reduce the reliability of cash-based earnings support.

Profitability Consistency Concerns

The 2023 earnings irregularity raises questions about the consistency and quality of operating performance. Even with improved results in 2024–2025, a history of volatility can make sustainable earnings harder to assess.

Moderate Operating Efficiency

Stable positive returns show the bank generates profits on shareholder capital, but the moderate level suggests limited efficiency and competitive differentiation. This may restrict its ability to compound capital and earnings as rapidly as stronger peers.

ELMA FAQ

What was Elmer Bancorp’s price range in the past 12 months?
Elmer Bancorp lowest stock price was $22.20 and its highest was $29.63 in the past 12 months.
What is Elmer Bancorp’s market cap?
Elmer Bancorp’s market cap is $29.89M.
When is Elmer Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Elmer Bancorp’s earnings last quarter?
Elmer Bancorp released its earnings results on Oct 30, 2026. The company reported $0.684 earnings per share for the quarter.
Is Elmer Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Elmer Bancorp pay dividends?
Elmer Bancorp pays a Semiannually dividend of $0.2 which represents an annual dividend yield of 2.33%. See more information on Elmer Bancorp dividends here
What is Elmer Bancorp’s EPS estimate?
Elmer Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Elmer Bancorp have?
Elmer Bancorp has 1,158,709 shares outstanding.
What happened to Elmer Bancorp’s price movement after its last earnings report?
Elmer Bancorp reported an EPS of $0.684 in its last earnings report. Following the earnings report the stock price went same ―.
Which hedge fund is a major shareholder of Elmer Bancorp?
Currently, no hedge funds are holding shares in ELMA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology