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Dream Finders Homes
(NYSE:DFH)
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Rating:56Neutral
Price Target:
$15.50
▼(-2.64% Downside)
Action:Reiterated
Date:08/18/26
DFH scores in the mid-range primarily due to weakening fundamentals—margin compression and a multi-period stretch of negative operating/free cash flow are the largest drags, with added risk from higher TTM leverage. Valuation is a support (low ~9.5 P/E), while technicals are neutral-to-slightly bearish versus the 200-day trend. Corporate events are a modest positive on scale and synergy potential, but are tempered by integration and financing complexity.
Positive Factors
Land-light operating model
Controlled-lot arrangements reduce upfront land ownership and carrying risk. Continued land-bank support could let DFH expand communities while preserving capital flexibility through housing cycles.
Negative Factors
Revenue and margin deterioration
Contraction after several years of growth indicates weaker current earnings power. Margin compression can persist if buyers require incentives or if construction, labor, and materials costs remain elevated.
Read all positive and negative factors
Positive Factors
Negative Factors
Land-light operating model
Controlled-lot arrangements reduce upfront land ownership and carrying risk. Continued land-bank support could let DFH expand communities while preserving capital flexibility through housing cycles.
Read all positive factors
Dream Finders Homes Key Performance Indicators (KPIs)
Any
Revenue by Geography
Breaks down revenue across different regions, revealing where the company is strongest and where it may face risk or growth potential due to local economic conditions or market share shifts.
Breaks down revenue across different regions, revealing where the company is strongest and where it may face risk or growth potential due to local economic conditions or market share shifts.
Data provided by:
The Fly
The FlyDream Finders Homes (DFH) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$1.42B
Dividend YieldN/A
Average Volume (3M)645.15K
Price to Earnings (P/E)9.5
Beta (1Y)1.38
Revenue Growth-12.20%
EPS Growth-54.76%
CountryUS
Employees1,911
SectorConsumer Cyclical
Sector Strength84
IndustryResidential Construction
Share Statistics
EPS (TTM)1.58
Shares Outstanding32,997,726
10 Day Avg. Volume547,723
30 Day Avg. Volume645,146
Financial Highlights & Ratios
PEG Ratio-0.23
Price to Book (P/B)1.01
Price to Sales (P/S)0.37
P/FCF Ratio-12.60
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.34
Revenue Forecast (FY)$4.28B
Dream Finders Homes Business Overview & Revenue Model
Company Description
Dream Finders Homes, Inc. serves as a holding entity for Dream Finders Holdings LLC, operating primarily in the residential construction industry throughout the United States. The company focuses on designing, building, and selling a variety of si...
How the Company Makes Money
DFH generates the majority of its revenue from homebuilding by selling newly constructed homes to retail buyers. Revenue is recognized primarily at the point a home sale closes and control transfers to the buyer, and the company’s profitability is...
Dream Finders Homes Financial Statement Overview
Summary
Income Statement
54
Neutral
Balance Sheet
63
Positive
Cash Flow
36
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.13B | 4.32B | 4.45B | 3.75B | 3.34B | 1.92B |
| Gross Profit | 579.57M | 754.77M | 828.58M | 736.77M | 620.20M | 313.58M |
| EBITDA | 124.62M | 313.26M | 455.07M | 422.32M | 373.28M | 172.57M |
| Net Income | 146.69M | 217.20M | 335.34M | 295.90M | 262.31M | 122.38M |
Balance Sheet | ||||||
| Total Assets | 3.96B | 3.73B | 3.33B | 2.56B | 2.37B | 1.89B |
| Cash, Cash Equivalents and Short-Term Investments | 203.49M | 234.77M | 274.38M | 494.14M | 364.53M | 227.23M |
| Total Debt | 592.34M | 591.06M | 1.30B | 845.42M | 990.91M | 786.41M |
| Total Liabilities | 2.35B | 2.12B | 1.91B | 1.48B | 1.57B | 1.34B |
| Stockholders Equity | 1.58B | 1.57B | 1.39B | 1.07B | 787.72M | 532.30M |
Cash Flow | ||||||
| Free Cash Flow | -161.75M | -126.37M | -281.99M | 369.45M | -33.17M | 62.20M |
| Operating Cash Flow | -138.45M | -100.57M | -256.65M | 374.23M | -27.62M | 64.97M |
| Investing Cash Flow | -45.13M | -225.84M | -221.67M | -4.48M | -5.52M | -523.04M |
| Financing Cash Flow | 178.94M | 270.98M | 269.69M | -216.42M | 146.96M | 646.02M |
Dream Finders Homes Technical Analysis
Positive
15.92
Price Trends
15.28
Negative
14.82
Positive
16.63
Negative
Market Momentum
-0.15
Negative
51.18
Neutral
75.82
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DFH, the sentiment is Positive. The current price of 15.92 is above the 20-day moving average (MA) of 14.67, above the 50-day MA of 15.28, and below the 200-day MA of 16.63, indicating a neutral trend. The MACD of -0.15 indicates Negative momentum. The RSI at 51.18 is Neutral, neither overbought nor oversold. The STOCH value of 75.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DFH.
Dream Finders Homes Risk Analysis
Dream Finders Homes disclosed 55 risk factors in its most recent earnings report. Dream Finders Homes reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Dream Finders Homes Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | $2.01B | 15.34 | 5.21% | 1.76% | -8.37% | -45.09% | |
75 Outperform | $3.03B | 10.63 | 15.42% | ― | -8.66% | -14.97% | |
72 Outperform | $3.85B | 12.45 | 9.97% | ― | -4.94% | -35.08% | |
66 Neutral | $1.39B | 20.47 | 3.15% | ― | -16.52% | -57.00% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
56 Neutral | $1.42B | 9.54 | 9.41% | ― | -12.20% | -54.76% |
* Consumer Cyclical Sector Average
DFH
Dream Finders Homes
14.29
-14.23
-49.89%
MHO
M/I Homes
148.54
5.42
3.79%
LGIH
LGI Homes
56.39
-10.19
-15.30%
CCS
Century Communities
69.36
4.55
7.02%
GRBK
Green Brick Partners
69.35
0.17
0.25%
Dream Finders Homes Corporate Events
Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
Dream Finders Homes Announces Major Beazer Homes Merger
Positive
Aug 18, 2026
Dream Finders Homes, Inc. entered into a merger agreement on August 6, 2026, to combine Bulldogs Merger Sub, Inc. with Beazer Homes USA, Inc., leaving Beazer as a wholly owned subsidiary and significantly expanding the company’s scale in the...
Business Operations and Strategy
Dream Finders Homes Redeems Series A Preferred Shares
Neutral
Aug 14, 2026
On August 14, 2026, Dream Finders Homes, Inc. announced that it will redeem all 150,000 outstanding shares of its Series A Convertible Preferred Stock on September 14, 2026. The redemption will be executed at a price of $1,028.50 per share, for a ...
Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
Dream Finders Homes Announces Beazer Homes Acquisition Deal
Positive
Aug 7, 2026
On August 6, 2026, Dream Finders entered into a definitive all-cash merger agreement to acquire Beazer Homes for an enterprise value of about $2.2 billion, with Beazer shareholders to receive $33.50 per share. The boards of both companies unanimou...
Business Operations and StrategyExecutive/Board Changes
Dream Finders Homes Expands Board, Adds Independent Leaders
Positive
Jul 17, 2026
On July 13, 2026, Dream Finders Homes, Inc. expanded its Board of Directors from five to seven members and appointed veteran homebuilding executive Richard Beckwitt and banking and finance specialist Steven Fischer as new directors. Beckwitt was n...
Business Operations and StrategyM&A Transactions
Dream Finders Homes Boosts Beazer Acquisition Offer
Positive
Jul 8, 2026
On July 8, 2026, Dream Finders Homes announced a revised all-cash proposal to acquire all outstanding shares of Beazer Homes USA for $32.00 per share, representing a premium of about 70% to Beazer’s undisturbed share price on May 8, 2026 and...
Business Operations and StrategyRegulatory Filings and ComplianceShareholder Meetings
Dream Finders Homes Completes Texas Reincorporation and Governance Changes
Positive
Jun 10, 2026
Dream Finders Homes completed its reincorporation from Delaware to Texas on June 9, 2026, with its internal affairs now governed by Texas law under a new charter and bylaws, while maintaining the continuity of its business operations, workforce, c...
Business Operations and StrategyExecutive/Board Changes
Dream Finders Homes Elevates Szubinski to Chief Operating Officer
Positive
Jun 5, 2026
On June 1, 2026, Dream Finders Homes, Inc. appointed industry veteran Clint Szubinski as chief operating officer, elevating him from his new role as national senior vice president and pairing him with National President Doug Moran in a transitiona...
Business Operations and StrategyM&A Transactions
Dream Finders Reaffirms All-Cash Bid for Beazer Homes
Positive
May 21, 2026
On May 21, 2026, Dream Finders Homes released an investor presentation reaffirming its May 5, 2026 all-cash proposal to acquire Beazer Homes USA for $25.75 per share, valuing Beazer at about $704 million, a roughly 40% premium to Beazer’s Ma...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.