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Commerzbank AG (DE:ZZMS)
FRANKFURT:ZZMS

Commerzbank AG (ZZMS) Price & Analysis

12 Followers

ZZMS Stock Chart & Stats

€40.00
€0.80(2.22%)
At close: 4:00 PM EDT
€40.00
€0.80(2.22%)

Bulls Say, Bears Say

Bulls Say
Strong Earnings Momentum And Maintained 2026 GuidanceRecord first-half results and confirmed full-year targets indicate strong current execution across revenue and profitability. Sustained operating momentum gives Commerzbank greater capacity to absorb costs, invest in transformation, and support earnings over the next several quarters.
Strong Capital Position Supports Shareholder ReturnsA 14.4% CET1 ratio provides a substantial capital buffer while enabling significant distributions under the bank’s payout framework. This combination signals balance-sheet resilience and gives management flexibility to return excess capital without undermining ongoing operations.
Growing Client Franchise And Diversified Fee IncomeExpansion in corporate lending, securities balances, and commission income demonstrates broad client engagement beyond interest income alone. A larger and more active franchise can deepen relationships, diversify revenue, and improve the durability of earnings through changing rate conditions.
Bears Say
Sharp 2025 Revenue Decline Weakens Earnings DurabilityThe sharp 2025 revenue contraction raises questions about whether recent profitability can be sustained if top-line momentum remains weak. Strong margins provide support, but continued revenue pressure could reduce operating leverage and constrain investment or capital-return capacity.
Elevated And Rising LeverageElevated leverage increases the sensitivity of financial flexibility to credit losses, funding conditions, and earnings volatility. The significant 2025 debt increase could constrain future capital allocation and make the balance sheet less resilient if operating performance deteriorates.
Deposit Competition Pressures Liability MarginsMore aggressive pricing for deposits can raise funding costs and compress liability margins, directly challenging net interest income. Persistent customer migration toward higher-rate products may also make balances less stable and increase the cost of retaining core deposits.

Commerzbank AG News

ZZMS FAQ

What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was €29.00 and its highest was €42.80 in the past 12 months.
    What is Commerzbank AG’s market cap?
    Commerzbank AG’s market cap is €46.10B.
      When is Commerzbank AG’s upcoming earnings report date?
      Commerzbank AG’s upcoming earnings report date is Nov 05, 2026 which is in 55 days.
        How were Commerzbank AG’s earnings last quarter?
        Commerzbank AG released its earnings results on Aug 06, 2026. The company reported €0.775 earnings per share for the quarter, beating the consensus estimate of €0.717 by €0.059.
          Is Commerzbank AG overvalued?
          According to Wall Street analysts Commerzbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Commerzbank AG pay dividends?
            Commerzbank AG does not currently pay dividends.
            What is Commerzbank AG’s EPS estimate?
            Commerzbank AG’s EPS estimate is 0.79.
              How many shares outstanding does Commerzbank AG have?
              Commerzbank AG has 1,080,847,000 shares outstanding.
                What happened to Commerzbank AG’s price movement after its last earnings report?
                Commerzbank AG reported an EPS of €0.775 in its last earnings report, beating expectations of €0.717. Following the earnings report the stock price went up 1.531%.
                  Which hedge fund is a major shareholder of Commerzbank AG?
                  Currently, no hedge funds are holding shares in DE:ZZMS
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Commerzbank AG Stock Smart Score

                    7
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    30.19%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.64%
                    Trailing 12-Months
                    Asset Growth
                    3.63%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Commerzbank AG

                    Commerzbank AG is a leading global financial institution providing a comprehensive array of banking and capital market services. Its clientele is diverse, spanning individual consumers, small businesses, multinational corporations, financial service providers, and institutional investors worldwide. The company operates through two main divisions: "Private and Small-Business Customers" and "Corporate Clients." Among its core services, Commerzbank offers account management, commercial payment processing, enabling payment solutions, clearing, and asset custody. For international trade, it delivers specialized services such as documentary collections, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting. Its extensive financing options include bilateral loans, club deals, Schuldschein instruments, syndicated loans, bond placements, private placements, various other debt instruments, and Islamic financing. Additionally, the bank provides money market, commodities, and precious metals products. It also specializes in interest rate, currency, and liquidity management services, alongside offering comprehensive wealth management solutions. Commerzbank maintains a substantial branch network with approximately 790 locations. Founded in 1870, its headquarters are situated in Frankfurt am Main, Germany.

                    Commerzbank AG (ZZMS) Earnings & Revenues

                    ZZMS Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presents a strong operational and financial performance with multiple record metrics (revenues, operating result, net result), disciplined capital return plans (EUR 3.2bn planned return, ECB-approved EUR 1.2bn buyback), solid capital ratios (CET1 14.4%) and material strategic progress (AI rollout, replication portfolio, RWA relief potential). Key risks are takeover-related uncertainty and potential restructuring/integration challenges with UniCredit, mBank NII headwinds from lower Polish rates, intensified deposit competition and a modest rise in nonperforming exposures. Overall, the positives — strong profitability, clear capital distribution framework, and tangible transformation gains — materially outweigh the manageable headwinds and uncertainty.View all DE:ZZMS earnings summaries
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