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Credit Agricole (XCAU) Stock Price & Analysis

XCAU Stock Chart & Stats

€7.40-€0.20(-2.63%)
At close: 5:30 PM GMT+1
EUR 9EUR 9.25EUR 9.520 Aug23 Sep
Day’s Range
EUR 7.35 - EUR 7.55
52-Week Range
EUR 7.25 - EUR 10.10
Previous Close
EUR 7.60
Volume
0
Average Volume (3M)
3
Market Cap
EUR 45.34B
Enterprise Value
EUR 683.32B
Total Cash (Recent Filing)
EUR 160.00B
Total Debt (Recent Filing)
EUR 317.40B
Price to Earnings (P/E)
7.4
Beta
0.83
Next Earnings
Feb 04, 2027 (Est.)
EPS Estimate
0.28
Next Dividend Ex-Date
N/A
Dividend Yield
11.79%

Bulls Say, Bears Say

Bulls Say

Diversified Universal Banking Model

The broad mix across retail banking, asset gathering, corporate services and personal finance diversifies earnings sources and reduces reliance on one activity. Management also reported controlled cost of risk, stable NPL ratios and high reserves, supporting resilience across business cycles.

Strong Capital And Liquidity Position

Strong capital, liquidity and regulatory funding metrics give Crédit Agricole capacity to absorb credit or market stress while continuing to invest and support customers. Organic capital generation and ratios above regulatory targets also reinforce financial flexibility over the medium term.

European Savings And Customer Growth

The savings platform provides a scalable avenue for gathering deposits and deepening customer relationships across Europe. Planned geographic rollout, rising customer acquisition and additional savings products could broaden recurring funding and fee opportunities beyond the French franchise.

Bears Say

Rising Leverage And Balance-sheet Risk

The sharp increase in debt relative to equity reduces financial flexibility and increases sensitivity to credit, funding and market stress, even though leverage is common in banking. Stable returns on equity provide some offset, but the upward trajectory remains a material balance-sheet concern.

Prolonged Mobility And Auto-market Pressure

Weak automobile demand, lower used-car resale values and compressed margins are affecting Auto Bank, Drivalia and Leasys. Management expects pressure to persist through 2027, making this a multi-period drag on specialized-finance earnings rather than a temporary quarterly setback.

Structural Climate-related Insurance Claims

Recurring climate events can raise claims costs and make insurance profitability less predictable, particularly when individual losses do not trigger reinsurance treaties. Continued drought, storm and fire exposure therefore creates a durable headwind for underwriting results and capital planning.

Credit Agricole News

XCAU FAQ

What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was €7.25 and its highest was €10.10 in the past 12 months.
What is Credit Agricole’s market cap?
Credit Agricole’s market cap is €45.34B.
When is Credit Agricole’s upcoming earnings report date?
Credit Agricole’s next earnings report is estimated for Feb 04, 2027 (not yet confirmed), which is in 95 days.
How were Credit Agricole’s earnings last quarter?
Credit Agricole released its earnings results on Oct 30, 2026. The company reported €0.31 earnings per share for the quarter, beating the consensus estimate of €0.275 by €0.035.
Is Credit Agricole overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Credit Agricole pay dividends?
Credit Agricole does not currently pay dividends.
What is Credit Agricole’s EPS estimate?
Credit Agricole’s EPS estimate is 0.28.
How many shares outstanding does Credit Agricole have?
Credit Agricole has 6,051,804,700 shares outstanding.
What happened to Credit Agricole’s price movement after its last earnings report?
Credit Agricole reported an EPS of €0.31 in its last earnings report, beating expectations of €0.275. Following the earnings report the stock price went down -2.632%.
Which hedge fund is a major shareholder of Credit Agricole?
Hedge funds hold Credit Agricole shares: the largest hedge-fund position in Credit Agricole is 1,878,289,015 shares, and hedge funds decreased their holdings by 35.2M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology