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Credit Agricole SA (DE:XCAU)
:XCAU
Earnings Data
Report Date
Jul 31, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.28Last Year’s EPS
0.28Same Quarter Last Year
Based on 0 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 0.59%
|Next Earnings Date:Jul 31, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook with strong record-breaking revenue, a high return on tangible equity, and improved solvency ratios, but challenges were highlighted by increased French taxation impacting net income and some declines in specific business segments.Company Guidance
During Crédit Agricole's First Quarter 2025 Results Conference Call, Deputy CEO Jerome Grivet highlighted several key financial metrics. The Group reported a 5.5% increase in revenue, surpassing €10 billion, while Crédit Agricole S.A. saw a 6.6% increase to €7.3 billion. Gross operating income rose by 3% for the Group and 4% for Crédit Agricole S.A. The cost income ratios remained stable or slightly increasing, though still competitive. The cost of risk was stable at a moderate level, with €413 million for Crédit Agricole S.A., a 3.4% increase from €400 million in Q1 2024. Notably, solvency ratios improved significantly, with the CET1 ratio increasing by 40 bps to 12.1%, though pro forma adjustments for April would set it at 11.8%. Despite a specific French taxation impact exceeding €200 million for the Group, return on tangible equity remained high, close to 16%. The Group also achieved record levels in CIB activities, Amundi's assets under management at €2.25 trillion, and Crédit Agricole Assurances' premium income at nearly €15 billion.Record-Breaking Revenue
Crédit Agricole S.A. and the Group posted a record level of revenue this quarter, with the Group's revenue up by 5.5% and Crédit Agricole S.A.'s revenue up by 6.6%.
High Return on Tangible Equity
Crédit Agricole S.A. achieved a return on tangible equity close to the highest ever, nearly 16%.
Strong Solvency Ratios
Solvency ratios significantly improved, with a CET1 ratio increase to 12.1% for Crédit Agricole S.A., up by 40 bps from 11.7%.
Record Assets Under Management
Amundi achieved a record level of assets under management, reaching €2.25 trillion.
Record Level of Premium Income
Crédit Agricole Assurances reported a record premium income of nearly €15 billion, up 20% compared to Q1 2024.
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DE:XCAU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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DE:XCAU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2025 | €8.50 | €8.10 | -4.71% |
Feb 05, 2025 | €7.10 | €7.15 | +0.70% |
Nov 06, 2024 | €7.00 | €6.70 | -4.29% |
Aug 01, 2024 | €6.80 | €6.85 | +0.74% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Credit Agricole SA (DE:XCAU) report earnings?
Credit Agricole SA (DE:XCAU) is schdueled to report earning on Jul 31, 2025, TBA Not Confirmed.
What is Credit Agricole SA (DE:XCAU) earnings time?
Credit Agricole SA (DE:XCAU) earnings time is at Jul 31, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Credit Agricole SA stock?
The P/E ratio of Credit Agricole is N/A.
What is DE:XCAU EPS forecast?
DE:XCAU EPS forecast for the fiscal quarter 2025 (Q2) is 0.28.
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