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West Bancorporation (DE:WB3)
FRANKFURT:WB3

West Bancorporation (WB3) Price & Analysis

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WB3 Stock Chart & Stats

€18.60
-€0.20(-0.98%)
At close: 4:00 PM EST
€18.60
-€0.20(-0.98%)

Bulls Say, Bears Say

Bulls Say
Stronger Leverage / CapitalDebt has been cut materially and equity has risen, producing a debt-to-equity near 0.40. That stronger capital base provides a durable buffer for credit losses, supports the regular dividend, and gives optionality to fund measured loan growth or local M&A over the next several quarters.
Consistent Cash GenerationOperating and free cash flow have recovered and track net income closely, with TTM operating cash ~ $50M and FCF near 0.93x of net income. Reliable cash conversion supports recurring dividends, funds loan deployment from internal sources, and underpins lasting earnings quality.
Pristine Credit QualityManagement reports negligible delinquency and no nonaccruals or provision in the quarter. Sustained asset quality reduces expected credit losses, preserves capital, and makes net interest income and capital deployment less cyclically sensitive over the coming 2–6 months.
Bears Say
Sharp TTM Revenue DeclineTTM revenue is down roughly 40% after prior multi-year growth, creating a material top-line setback. Persistent revenue weakness limits organic earnings growth, forces reliance on margin improvement and cost discipline, and reduces room to invest in growth initiatives over the medium term.
Flat Loan Balances / Refi PressureQuarterly loan balances were flat as payoffs and secondary-market refinancings offset originations. Continued refinance pressure slows earning-asset growth, compresses core net interest income expansion, and makes the timing of sustainable loan growth uncertain for multiple quarters.
Concentrated Watch List RiskA large share of watch-list exposure is concentrated in trucking—an industry facing low freight rates and excess capacity. This idiosyncratic concentration raises the risk of clustered credit losses, which could strain reserves and drive episodic volatility in earnings and capital.

West Bancorporation News

WB3 FAQ

What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was €15.10 and its highest was €21.60 in the past 12 months.
    What is West Bancorporation’s market cap?
    West Bancorporation’s market cap is €375.86M.
      When is West Bancorporation’s upcoming earnings report date?
      West Bancorporation’s upcoming earnings report date is Jul 23, 2026 which is in 29 days.
        How were West Bancorporation’s earnings last quarter?
        West Bancorporation released its earnings results on Apr 23, 2026. The company reported €0.532 earnings per share for the quarter, beating the consensus estimate of €0.506 by €0.026.
          Is West Bancorporation overvalued?
          According to Wall Street analysts West Bancorporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does West Bancorporation pay dividends?
            West Bancorporation does not currently pay dividends.
            What is West Bancorporation’s EPS estimate?
            West Bancorporation’s EPS estimate is 0.55.
              How many shares outstanding does West Bancorporation have?
              West Bancorporation has 17,028,101 shares outstanding.
                What happened to West Bancorporation’s price movement after its last earnings report?
                West Bancorporation reported an EPS of €0.532 in its last earnings report, beating expectations of €0.506. Following the earnings report the stock price went up 0.503%.
                  Which hedge fund is a major shareholder of West Bancorporation?
                  Currently, no hedge funds are holding shares in DE:WB3
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    West Bancorporation Stock Smart Score

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                    Neutral
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                    Company Description

                    West Bancorporation

                    West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

                    West Bancorporation (WB3) Earnings & Revenues

                    WB3 Company Deck

                    WB3 Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call portrayed a fundamentally strong quarter driven by meaningful earnings and margin improvement, disciplined expense control, ample liquidity and pristine credit quality. Key near‑term headwinds are muted loan growth due to refinance/payoff activity, seasonally lower core deposits and a concentrated watch list exposure to the trucking sector. Management emphasized asset repricing opportunities, an expanding pipeline and continued focus on relationship banking and market expansion, suggesting optimism about future growth as market dynamics normalize.View all DE:WB3 earnings summaries
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