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West Bancorporation (DE:WB3)
FRANKFURT:WB3

West Bancorporation (WB3) Price & Analysis

1 Followers

WB3 Stock Chart & Stats

€24.00
€0.40(1.69%)
At close: 4:00 PM EDT
€24.00
€0.40(1.69%)

Bulls Say, Bears Say

Bulls Say
Profitability RecoveryThe sharp earnings recovery and return on average equity above 16% indicate stronger operating performance. Sustained profitability improvement can rebuild capital internally and support dividends, lending capacity, and resilience over the next several quarters.
Net Interest Margin TailwindsMargin expansion is supported by lower deposit costs and approximately $600 million of loans repricing over the next 12 months. This creates a visible earnings tailwind, although much of the benefit is weighted toward the first half of 2027.
Credit Quality And Cash GenerationPristine reported credit metrics reduce the likelihood of near-term loss provisions, while positive free cash flow that closely tracks net income supports earnings quality. Together, these strengthen financial flexibility and the bank’s ability to fund distributions.
Bears Say
Loan Growth And CRE Development HeadwindsPayoffs and cautious borrowers are reducing commercial real estate development exposure and limiting near-term loan growth. Smaller earning-asset balances could constrain net interest income and weaken operating leverage until origination activity improves.
Deposit Pricing PressureIntense competition for transactional accounts, money markets, and certificates of deposit can keep funding costs elevated. That pressure may absorb part of the benefit from asset repricing and make future margin expansion less durable than current trends suggest.
Leverage And Earnings VolatilityLeverage remains meaningful despite material improvement from 2023, leaving the bank exposed to credit or funding stress. Historical swings in margins and cash flow also show that current gains have not yet been demonstrated consistently across a full operating cycle.

West Bancorporation News

WB3 FAQ

What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was €15.70 and its highest was €25.40 in the past 12 months.
    What is West Bancorporation’s market cap?
    West Bancorporation’s market cap is €440.48M.
      When is West Bancorporation’s upcoming earnings report date?
      West Bancorporation’s upcoming earnings report date is Oct 22, 2026 which is in 64 days.
        How were West Bancorporation’s earnings last quarter?
        West Bancorporation released its earnings results on Jul 23, 2026. The company reported €0.563 earnings per share for the quarter, beating the consensus estimate of €0.554 by €0.009.
          Is West Bancorporation overvalued?
          According to Wall Street analysts West Bancorporation’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does West Bancorporation pay dividends?
            West Bancorporation does not currently pay dividends.
            What is West Bancorporation’s EPS estimate?
            West Bancorporation’s EPS estimate is 0.59.
              How many shares outstanding does West Bancorporation have?
              West Bancorporation has 17,043,743 shares outstanding.
                What happened to West Bancorporation’s price movement after its last earnings report?
                West Bancorporation reported an EPS of €0.563 in its last earnings report, beating expectations of €0.554. Following the earnings report the stock price went down -3.45%.
                  Which hedge fund is a major shareholder of West Bancorporation?
                  Currently, no hedge funds are holding shares in DE:WB3
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    West Bancorporation Stock Smart Score

                    Company Description

                    West Bancorporation

                    West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

                    West Bancorporation (WB3) Earnings & Revenues

                    WB3 Company Deck

                    WB3 Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented multiple strong financial metrics — double-digit net income growth, margin expansion, record dividend, pristine credit metrics and a sizable loan repricing pipeline — which outweigh near-term headwinds such as spot loan payoffs, contraction in development lending, intense deposit competition and a couple of isolated downgrades. Management expects continued margin tailwinds from loan repricing over the next 12 months and sees controlled expenses for the rest of the year.View all DE:WB3 earnings summaries

                    WB3 Stock 12 Month Forecast

                    Average Price Target

                    €25.90
                    ▲(7.91% Upside)
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