WB3 Stock Chart & Stats
€22.20
€0.40(1.69%)
At close: 4:00 PM EDT
€22.20
€0.40(1.69%)
Day’s Range― - ―
52-Week Range€15.90 - €25.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€456.47M
Enterprise Value€799.39M
Total Cash (Recent Filing)€477.56M
Total Debt (Recent Filing)€374.04M
Price to Earnings (P/E)13.3
Beta0.36
Next Earnings
Oct 29, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.26
Shares Outstanding17,043,743
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.41
Price to Sales (P/S)1.89
P/FCF Ratio8.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.64Price Target Upside20.02% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.27
Revenue Forecast (FY)€100.37M
Bulls Say, Bears Say
Bulls Say
Strong Profitability RecoveryThe sharp recovery in revenue and net income shows improved earnings power after the weaker 2023–2024 period. If profitability remains supported by stronger loan yields and funding costs, WTBA can continue rebuilding capital and funding organic growth.
Margin Expansion With Repricing SupportRecent margin expansion is supported by a defined loan repricing pipeline rather than only temporary income gains. Approximately $600 million of loans repricing over the next year could provide further support for net interest income, although benefits are weighted toward 2027.
Pristine Credit QualityExceptional current credit metrics reduce the risk that loan losses will offset operating improvement. Zero nonaccruals and a sharply smaller watch list support earnings quality, preserve capital, and reinforce WTBA’s conservative relationship-banking position.
Bears Say
Near-term Loan Growth HeadwindsLoan payoffs and refinancing activity are limiting period-end balance growth, while development lending is contracting as borrowers remain cautious. This can restrain asset growth and net interest income before new lending opportunities replace the runoff.
Intense Deposit Pricing PressurePersistent competition for deposits can raise funding costs and compress the spread between loan yields and interest-bearing liabilities. Even with recent margin improvement, limited deposit-cost relief makes future earnings gains more dependent on asset repricing.
Meaningful Leverage And Earnings VolatilityLeverage remains meaningful despite improvement from 2023, leaving the balance sheet sensitive to credit and operating conditions. The wide historical cash-flow swings also indicate that recent earnings and cash generation have not yet demonstrated consistency across a full cycle.
West Bancorporation News
WB3 FAQ
What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was €15.90 and its highest was €25.40 in the past 12 months.
What is West Bancorporation’s market cap?
West Bancorporation’s market cap is €456.47M.
When is West Bancorporation’s upcoming earnings report date?
West Bancorporation’s upcoming earnings report date is Oct 29, 2026 which is in 24 days.
How were West Bancorporation’s earnings last quarter?
West Bancorporation released its earnings results on Jul 23, 2026. The company reported €0.57 earnings per share for the quarter, beating the consensus estimate of €0.561 by €0.009.
Is West Bancorporation overvalued?
According to Wall Street analysts West Bancorporation’s price is currently Undervalued.
Does West Bancorporation pay dividends?
West Bancorporation does not currently pay dividends.
What is West Bancorporation’s EPS estimate?
West Bancorporation’s EPS estimate is 0.6.
How many shares outstanding does West Bancorporation have?
West Bancorporation has 17,043,743 shares outstanding.
What happened to West Bancorporation’s price movement after its last earnings report?
West Bancorporation reported an EPS of €0.57 in its last earnings report, beating expectations of €0.561. Following the earnings report the stock price went down -3.45%.
Which hedge fund is a major shareholder of West Bancorporation?
Currently, no hedge funds are holding shares in DE:WB3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
West Bancorporation Stock Smart Score
Neutral
1
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3
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5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€26.64 (20.02% Upside)
€26.64 (20.02% Upside)
Blogger Sentiment
Neutral
DE:WB3 Sentiment 50%
Sector Average 62%
Sector Average 62%
Technicals
SMA
Positive
20 days / 200 days
Momentum
54.90%
12-Months-Change
Fundamentals
Return on Equity
3.57%
Trailing 12-Months
Asset Growth
-0.61%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
West Bancorporation
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.
WB3 Company Deck
WB3 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial metrics — double-digit net income growth, margin expansion, record dividend, pristine credit metrics and a sizable loan repricing pipeline — which outweigh near-term headwinds such as spot loan payoffs, contraction in development lending, intense deposit competition and a couple of isolated downgrades. Management expects continued margin tailwinds from loan repricing over the next 12 months and sees controlled expenses for the rest of the year.View all DE:WB3 earnings summariesWB3 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€26.64
▲(20.02% Upside)
Technical Analysis
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