UI2 Stock Chart & Stats
€22.80
€0.40(1.72%)
At close: 4:00 PM EDT
€22.80
€0.40(1.72%)
Day’s Range― - ―
52-Week Range€19.40 - €39.20
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.75B
Enterprise Value€2.52B
Total Cash (Recent Filing)€352.00
Total Debt (Recent Filing)€944.50M
Price to Earnings (P/E)―
Beta0.47
Next Earnings
Nov 09, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-8.41
Shares Outstanding58,923,153
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.94
Price to Sales (P/S)0.52
P/FCF Ratio4.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€32.58Price Target Upside42.91% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)1.79
Revenue Forecast (FY)€3.81B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationStrong operating and free cash flow provide liquidity to support insurance operations, absorb claims volatility, and fund restructuring without relying solely on external capital. This cash-generation capacity is a durable financial strength even while reported earnings remain under pressure.
Specialty Auto TurnaroundThe return to quarterly profitability and improvement in specialty auto’s combined ratio suggest that restructuring, divestitures, and non-core exits are beginning to improve underwriting economics. Sustaining this progress would strengthen earnings quality and support a broader profitability recovery.
Cost ReductionMore than $80 million of recurring annualized savings can improve expense ratios and partially offset claims or pricing pressure across the insurance platform. The continued increase in savings indicates an active efficiency program that may provide lasting support to future underwriting margins.
Bears Say
Personal Auto LossesA combined ratio above 100% means personal auto is still generating underwriting losses before investment income. Because auto insurance is a central business line, persistent underperformance can continue to depress group profitability and require further rate increases, tighter underwriting, or portfolio repositioning.
Adverse Reserve DevelopmentRepeated adverse reserve development indicates that earlier claims estimates have been insufficient, creating pressure on reported earnings and capital efficiency. Bodily injury exposure can emerge over extended periods, so continued reserve strengthening remains a durable risk to underwriting stability.
Severe Profitability VolatilityThe sharp move from profitability in 2025 to a substantial TTM loss demonstrates unstable earnings power and exposes the company to meaningful underwriting and claims volatility. Until results normalize, weak profitability can constrain shareholder returns and reduce confidence in recurring earnings.
Kemper News
UI2 FAQ
What was Kemper Corp’s price range in the past 12 months?
Kemper Corp lowest stock price was €19.40 and its highest was €39.20 in the past 12 months.
What is Kemper Corp’s market cap?
Kemper Corp’s market cap is €1.75B.
When is Kemper Corp’s upcoming earnings report date?
Kemper Corp’s upcoming earnings report date is Nov 09, 2026 which is in 8 days.
How were Kemper Corp’s earnings last quarter?
Kemper Corp released its earnings results on Aug 05, 2026. The company reported €0.402 earnings per share for the quarter, beating the consensus estimate of €0.304 by €0.097.
Is Kemper Corp overvalued?
According to Wall Street analysts Kemper Corp’s price is currently Undervalued.
Does Kemper Corp pay dividends?
Kemper Corp does not currently pay dividends.
What is Kemper Corp’s EPS estimate?
Kemper Corp’s EPS estimate is 0.61.
How many shares outstanding does Kemper Corp have?
Kemper Corp has 58,923,153 shares outstanding.
What happened to Kemper Corp’s price movement after its last earnings report?
Kemper Corp reported an EPS of €0.402 in its last earnings report, beating expectations of €0.304. Following the earnings report the stock price went up 1.639%.
Which hedge fund is a major shareholder of Kemper Corp?
Currently, no hedge funds are holding shares in DE:UI2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kemper Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€32.58 (42.91% Upside)
€32.58 (42.91% Upside)
Blogger Sentiment
Bullish
DE:UI2 Sentiment 60%
Sector Average 56%
Sector Average 56%
Insider Transactions
Bought Shares
Worth €329.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-23.06%
12-Months-Change
Fundamentals
Return on Equity
-19.33%
Trailing 12-Months
Asset Growth
-5.36%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kemper Corp
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
UI2 Company Deck
UI2 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The quarter shows a mixed outcome: underlying operating trends improved across P&C (sequential combined-ratio improvements), commercial auto had strong underlying performance, life remained stable and cash-generative, and cost savings are accelerating. Offsetting these positives were significant GAAP charges — a $460 million goodwill impairment and a surplus-note allowance — plus ongoing personal auto profitability challenges (particularly in California) and prior-year reserve strengthening in commercial auto. Management has prioritized restoring profitability, tightened organizational accountability, and signaled further rate and underwriting discipline.View all DE:UI2 earnings summariesUI2 Stock 12 Month Forecast
Average Price Target
€32.58
▲(42.91% Upside)
Technical Analysis
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