NB9 Stock Chart & Stats
€34.60
-€0.40(-1.07%)
At close: 4:00 PM EDT
€34.60
-€0.40(-1.07%)
Day’s Range― - ―
52-Week Range€29.60 - €40.80
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.50B
Enterprise Value€1.96B
Total Cash (Recent Filing)€1.82B
Total Debt (Recent Filing)€347.24M
Price to Earnings (P/E)14.8
Beta0.47
Next Earnings
Oct 27, 2026EPS Estimate
0.73Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.57
Shares Outstanding44,285,618
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-1.72
Price to Book (P/B)1.05
Price to Sales (P/S)2.49
P/FCF Ratio10.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€41.40Price Target Upside19.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)2.68
Revenue Forecast (FY)€477.06M
Bulls Say, Bears Say
Bulls Say
Loan Growth And Net Interest Income MomentumRecord loan originations and 10% year-to-date loan growth indicate continued demand across NBHC’s banking markets. The 25% increase in net interest income supports near-term earnings capacity and demonstrates that the core lending franchise remains capable of expanding through the next several quarters.
Strong Capital Position And Credit CoverageNBHC’s capital ratios provide a substantial cushion for absorbing credit losses while continuing to support loan growth and customer activity. Strong allowance coverage and low reported nonperforming assets further reinforce balance-sheet resilience, although continued credit discipline remains important.
Solid Profitability And Conservative LeverageHealthy TTM margins show that NBHC continues to generate meaningful earnings from its traditional banking model, while relatively low leverage supports financial flexibility. This combination gives management capacity to invest in growth, maintain capital strength, and manage volatility over the medium term.
Bears Say
Material Credit-event LossesThe disclosed commercial and healthcare loan credit events represent a material deterioration in identified assets and create a significant earnings drag. The associated charge-offs, provisions, and partnership impairment could reduce capital available for growth and demonstrate that credit risk remains a meaningful medium-term exposure.
2UniFi Has An Unfavorable Expense-to-revenue Profile2UniFi currently consumes substantially more expense than revenue, weakening operating efficiency and limiting its contribution to consolidated earnings. Slow conversions and uncertain credit fit may require additional investment or strategic changes before the initiative can become a durable source of growth.
Cooling Revenue, Margins, And Cash GenerationThe recent normalization in revenue, profitability, and cash generation indicates that NBHC’s underlying financial momentum is less robust than during its stronger prior periods. If this softer trajectory persists, it could constrain internal funding for expansion and reduce flexibility to offset credit or integration costs.
National Bank Holdings News
NB9 FAQ
What was National Bank Holdings’s price range in the past 12 months?
National Bank Holdings lowest stock price was €29.60 and its highest was €40.80 in the past 12 months.
What is National Bank Holdings’s market cap?
National Bank Holdings’s market cap is €1.50B.
When is National Bank Holdings’s upcoming earnings report date?
National Bank Holdings’s upcoming earnings report date is Oct 27, 2026 which is in 15 days.
How were National Bank Holdings’s earnings last quarter?
National Bank Holdings released its earnings results on Jul 21, 2026. The company reported €0.696 earnings per share for the quarter, missing the consensus estimate of €0.722 by -€0.027.
Is National Bank Holdings overvalued?
According to Wall Street analysts National Bank Holdings’s price is currently Undervalued.
Does National Bank Holdings pay dividends?
National Bank Holdings does not currently pay dividends.
What is National Bank Holdings’s EPS estimate?
National Bank Holdings’s EPS estimate is 0.73.
How many shares outstanding does National Bank Holdings have?
National Bank Holdings has 44,285,618 shares outstanding.
What happened to National Bank Holdings’s price movement after its last earnings report?
National Bank Holdings reported an EPS of €0.696 in its last earnings report, missing expectations of €0.722. Following the earnings report the stock price went down -0.509%.
Which hedge fund is a major shareholder of National Bank Holdings?
Currently, no hedge funds are holding shares in DE:NB9
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bank Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€41.40 (19.66% Upside)
€41.40 (19.66% Upside)
Blogger Sentiment
Bullish
DE:NB9 Sentiment 67%
Sector Average 63%
Sector Average 63%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.01%
12-Months-Change
Fundamentals
Return on Equity
6.47%
Trailing 12-Months
Asset Growth
25.88%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
National Bank Holdings
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA) loans to support manufacturers, distributors, and service providers, as well as general term loans, lines of credit, real estate-secured loans, residential mortgages, and consumer loans. Beyond its core deposit and lending services, NBHC delivers a suite of treasury management solutions. These encompass digital banking (online and mobile), commercial credit cards, wire transfers, Automated Clearing House (ACH) services, electronic bill payment, lockbox services, remote deposit capture, merchant processing, cash vault services, controlled disbursements, and fraud prevention tools. The company also offers auxiliary services like account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, NBHC operated through a network of 81 banking centers situated in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas, complemented by 121 ATMs. Originally established in 2009 as NBH Holdings Corp., the company officially adopted its current name, National Bank Holdings Corporation, in March 2012. Its corporate headquarters are located in Greenwood Village, Colorado.
NB9 Company Deck
NB9 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive operating and financial picture: record loan production, strong year-to-date loan growth (10%), significant revenue lift (NII +25% YoY), fee income acceleration, improving asset quality (NPAs low, classified assets down 47% YoY), solid capital metrics (CET1 12.3%) and clear integration progress with expected expense synergies. Offsetting items include underperformance of the 2UniFi initiative (high expense base vs limited revenue), some margin compression driven by loan churn and accretion volatility, spot deposit volatility and continued but declining net charge-offs. Overall, the positive growth, profitability improvements and confident guidance (near 4% NIM, full-year expense range, and >$1 EPS target for Q4 2026) outweigh the highlighted challenges.View all DE:NB9 earnings summariesNB9 Stock 12 Month Forecast
Average Price Target
€41.40
▲(19.66% Upside)
Technical Analysis
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