MD5 Stock Chart & Stats
€9.70
€0.05(0.61%)
At close: 4:00 PM EDT
€9.70
€0.05(0.61%)
Day’s Range― - ―
52-Week Range€6.75 - €10.50
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€234.67M
Enterprise Value€2.78B
Total Cash (Recent Filing)€275.92M
Total Debt (Recent Filing)€345.92M
Price to Earnings (P/E)8.1
Beta0.39
Next Earnings
Oct 29, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.40
Shares Outstanding22,960,249
10 Day Avg. Volume0
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.57
Price to Sales (P/S)0.66
P/FCF Ratio1.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€11.25Price Target Upside15.94% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.02
Revenue Forecast (FY)€219.37M
Bulls Say, Bears Say
Bulls Say
Loan And Origination GrowthStrong loan and origination growth demonstrates continued demand across Medallion’s specialty lending niches. Expanding balances can support recurring interest income and operating scale, while sustained partner and channel activity may broaden the company’s future earnings base.
Strong Cash GenerationVery strong operating and free cash flow improves the company’s ability to fund lending activity, meet obligations, and support shareholder distributions. Better recent cash coverage also provides flexibility as Medallion invests in personnel, analytics, and its loan-origination platform.
Active Capital Structure ManagementRepurchasing trust preferred securities below liquidation value can reduce future distribution obligations and improve capital efficiency. The transaction indicates active balance-sheet management and may strengthen financial flexibility over the next several quarters if savings persist.
Bears Say
Elevated Recreation Credit LossesElevated recreation charge-offs remain a structural pressure on specialty-lending profitability because realized losses directly reduce portfolio returns and can require additional provisioning. Persistent losses could offset benefits from strong recreation origination growth and constrain earnings quality.
Net Interest Margin CompressionLower net interest margin indicates that funding costs are rising faster than asset yields in the recent period. If that spread pressure persists, incremental loan growth may translate into less profit and could make earnings more sensitive to funding mix and credit outcomes.
Higher Provisions And Operating CostsRapid portfolio growth is currently accompanied by heavier credit provisions and a higher expense base, reducing near-term earnings conversion. Continued investment can support scale, but provisions and staffing costs must moderate relative to revenue for margin and shareholder returns to recover.
Medallion Financial News
MD5 FAQ
What was Medallion Financial’s price range in the past 12 months?
Medallion Financial lowest stock price was €6.75 and its highest was €10.50 in the past 12 months.
What is Medallion Financial’s market cap?
Medallion Financial’s market cap is €234.67M.
When is Medallion Financial’s upcoming earnings report date?
Medallion Financial’s upcoming earnings report date is Oct 29, 2026 which is tomorrow.
How were Medallion Financial’s earnings last quarter?
Medallion Financial released its earnings results on Jul 29, 2026. The company reported €0.279 earnings per share for the quarter, beating the consensus estimate of €0.257 by €0.022.
Is Medallion Financial overvalued?
According to Wall Street analysts Medallion Financial’s price is currently Undervalued.
Does Medallion Financial pay dividends?
Medallion Financial does not currently pay dividends.
What is Medallion Financial’s EPS estimate?
Medallion Financial’s EPS estimate is 0.29.
How many shares outstanding does Medallion Financial have?
Medallion Financial has 22,960,249 shares outstanding.
What happened to Medallion Financial’s price movement after its last earnings report?
Medallion Financial reported an EPS of €0.279 in its last earnings report, beating expectations of €0.257. Following the earnings report the stock price went up 0.614%.
Which hedge fund is a major shareholder of Medallion Financial?
Currently, no hedge funds are holding shares in DE:MD5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Medallion Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€11.25 (15.94% Upside)
€11.25 (15.94% Upside)
Blogger Sentiment
Neutral
DE:MD5 Sentiment 100%
Sector Average 58%
Sector Average 58%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.29%
12-Months-Change
Fundamentals
Return on Equity
8.86%
Trailing 12-Months
Asset Growth
11.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Medallion Financial
Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.
MD5 Company Deck
MD5 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong origination momentum and record net interest income, material loan and asset growth, successful partnership expansion, and continued shareholder-friendly capital deployment (dividend increase and buybacks). Key near-term negatives included elevated Day 1 provisions tied to rapid portfolio growth, higher operating expenses as the company invests in talent and technology, some NIM compression sequentially, and a decline in GAAP net income/EPS versus the prior year. Management presented the provision and temporary earnings impacts as expected and acceptable trade-offs for scalable growth and long-term shareholder value.View all DE:MD5 earnings summariesMD5 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€11.25
▲(15.94% Upside)
Technical Analysis
1 Day
3 Days
1 Week
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