MD5 Stock Chart & Stats
€9.70
€0.05(0.61%)
At close: 4:00 PM EDT
€9.70
€0.05(0.61%)
Day’s Range― - ―
52-Week Range€6.75 - €10.10
Previous CloseN/A
Volume0.00
Average Volume (3M)3.00
Market Cap
€238.38M
Enterprise Value€2.78K
Total Cash (Recent Filing)€275.92M
Total Debt (Recent Filing)€345.92M
Price to Earnings (P/E)8.7
Beta0.46
Next Earnings
Nov 02, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.40
Shares Outstanding22,960,249
10 Day Avg. Volume0
30 Day Avg. Volume3
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.57
Price to Sales (P/S)0.66
P/FCF Ratio1.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€9.67Price Target Upside-0.31% Downside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)0.96
Revenue Forecast (FY)€207.23M
Bulls Say, Bears Say
Bulls Say
Loan GrowthSustained loan expansion demonstrates strong demand in Medallion’s targeted lending niches and supports future interest income growth. The scale increase, combined with continued originations, can broaden earnings capacity while reinforcing the company’s specialized market position over the coming quarters.
Cash GenerationStrong operating and free cash flow improves the company’s ability to fund lending activity, meet obligations, and return capital without relying exclusively on external financing. Better cash coverage also strengthens resilience and provides flexibility for growth and balance-sheet management.
Origination PartnershipsPartner-sourced production adds distribution capacity beyond Medallion’s direct channels and generates both loan growth and fee income. The addition of a fifth strategic partner suggests the model is becoming more scalable, supporting diversification and recurring origination momentum.
Bears Say
Credit Loss PressureElevated recreation charge-offs and substantial provision expense can reduce earnings and absorb capital that could otherwise support growth. If loss rates remain high as the portfolio expands, credit costs may continue to constrain profitability and weaken the durability of reported earnings.
Net Interest Margin CompressionA narrowing net interest margin directly pressures the core spread that drives Medallion’s lending profitability. Higher funding costs may persistently reduce earnings conversion unless loan yields, pricing, deposit gathering, or portfolio actions offset the pressure across the next several quarters.
Lower ProfitabilityLower net income and reduced return on equity indicate that additional balance-sheet scale is producing less profit than during earlier peak periods. This weaker capital efficiency may limit internal compounding and leaves results more dependent on successful growth and credit execution.
Medallion Financial News
MD5 FAQ
What was Medallion Financial’s price range in the past 12 months?
Medallion Financial lowest stock price was €6.75 and its highest was €10.10 in the past 12 months.
What is Medallion Financial’s market cap?
Medallion Financial’s market cap is €238.38M.
When is Medallion Financial’s upcoming earnings report date?
Medallion Financial’s upcoming earnings report date is Nov 02, 2026 which is in 53 days.
How were Medallion Financial’s earnings last quarter?
Medallion Financial released its earnings results on Jul 29, 2026. The company reported €0.268 earnings per share for the quarter, beating the consensus estimate of €0.247 by €0.021.
Is Medallion Financial overvalued?
According to Wall Street analysts Medallion Financial’s price is currently Overvalued.
Does Medallion Financial pay dividends?
Medallion Financial does not currently pay dividends.
What is Medallion Financial’s EPS estimate?
Medallion Financial’s EPS estimate is 0.28.
How many shares outstanding does Medallion Financial have?
Medallion Financial has 22,960,249 shares outstanding.
What happened to Medallion Financial’s price movement after its last earnings report?
Medallion Financial reported an EPS of €0.268 in its last earnings report, beating expectations of €0.247. Following the earnings report the stock price went up 0.614%.
Which hedge fund is a major shareholder of Medallion Financial?
Currently, no hedge funds are holding shares in DE:MD5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Medallion Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€9.67 (-0.31% Downside)
€9.67 (-0.31% Downside)
Blogger Sentiment
Bullish
DE:MD5 Sentiment 100%
Sector Average 58%
Sector Average 58%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.18%
12-Months-Change
Fundamentals
Return on Equity
4.31%
Trailing 12-Months
Asset Growth
11.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Medallion Financial
Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.
MD5 Company Deck
MD5 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong origination momentum and record net interest income, material loan and asset growth, successful partnership expansion, and continued shareholder-friendly capital deployment (dividend increase and buybacks). Key near-term negatives included elevated Day 1 provisions tied to rapid portfolio growth, higher operating expenses as the company invests in talent and technology, some NIM compression sequentially, and a decline in GAAP net income/EPS versus the prior year. Management presented the provision and temporary earnings impacts as expected and acceptable trade-offs for scalable growth and long-term shareholder value.View all DE:MD5 earnings summariesMD5 Stock 12 Month Forecast
Average Price Target
€9.67
▼(-0.31% Downside)
Technical Analysis
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