M4I Stock Chart & Stats
€471.60
€14.80(3.14%)
At close: 4:00 PM EDT
€471.60
€14.80(3.14%)
Day’s Range― - ―
52-Week Range€400.70 - €516.00
Previous CloseN/A
Volume576.00
Average Volume (3M)562.00
Market Cap
€434.12B
Enterprise Value€456.39K
Total Cash (Recent Filing)€11.29B
Total Debt (Recent Filing)€24.64B
Price to Earnings (P/E)32.5
Beta0.46
Next Earnings
Oct 22, 2026EPS Estimate
4.46Next Dividend Ex-DateN/A
Dividend Yield0.58%
Share Statistics
EPS (TTM)18.21
Shares Outstanding877,036,250
10 Day Avg. Volume442
30 Day Avg. Volume562
Financial Highlights & Ratios
PEG Ratio1.83
Price to Book (P/B)66.19
Price to Sales (P/S)15.62
P/FCF Ratio30.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€562.16Price Target Upside19.20% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering22
EPS Forecast (FY)17.27
Revenue Forecast (FY)€32.61B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationMastercard converts nearly all reported earnings into free cash flow, supporting durable capital returns, reinvestment and strategic M&A. High cash conversion sustains buybacks and product investment even if revenue growth softens, providing long-term financial flexibility.
Recurring, High-margin VAS RevenueValue-added services form a sizeable, recurring, higher-margin revenue stream that diversifies Mastercard beyond pure transaction fees. Durable demand for security, data and merchant tools reduces dependence on volume cycles and strengthens long-term margin sustainability.
Product Innovation And Strategic PartnershipsMastercard’s investments in agentic commerce, identity, major platform partnerships and planned BVNK deal expand addressable markets (stablecoin settlement, B2B payouts). These structural moves create new rails and sticky ecosystem advantages that support durable competitive differentiation.
Bears Say
Elevated Financial LeverageMaterial leverage and a thinner equity base amplify risk: higher fixed obligations reduce balance-sheet flexibility for opportunistic investment or shock absorption. In tighter markets or rising rates, leverage constrains strategic optionality and increases refinancing exposure.
Top-line Growth DecelerationA notable slowdown from prior multi-year double-digit growth suggests mounting challenges sustaining historical expansion. Persistent deceleration would pressure operating leverage and long-term margin expansion potential, making execution on VAS and new products more critical to restore momentum.
Regulatory Timing Risk For Digital AssetsMastercard’s strategy to scale stablecoin settlement and tokenized-money capabilities depends on regulatory clarity. Delays or unfavorable rules could slow monetization of BVNK and related offerings, increasing execution risk and extending the timeline to capture structural digital-asset market opportunities.
Mastercard News
M4I FAQ
What was Mastercard Inc’s price range in the past 12 months?
Mastercard Inc lowest stock price was €400.70 and its highest was €516.00 in the past 12 months.
What is Mastercard Inc’s market cap?
Mastercard Inc’s market cap is €434.12B.
When is Mastercard Inc’s upcoming earnings report date?
Mastercard Inc’s upcoming earnings report date is Oct 22, 2026 which is in 83 days.
How were Mastercard Inc’s earnings last quarter?
Mastercard Inc released its earnings results on Jul 30, 2026. The company reported €4.378 earnings per share for the quarter, beating the consensus estimate of €4.143 by €0.235.
Is Mastercard Inc overvalued?
According to Wall Street analysts Mastercard Inc’s price is currently Undervalued.
Does Mastercard Inc pay dividends?
Mastercard Inc pays a Quarterly dividend of €0.755 which represents an annual dividend yield of 0.58%. See more information on Mastercard Inc dividends here
What is Mastercard Inc’s EPS estimate?
Mastercard Inc’s EPS estimate is 4.46.
How many shares outstanding does Mastercard Inc have?
Mastercard Inc has 877,036,250 shares outstanding.
What happened to Mastercard Inc’s price movement after its last earnings report?
Mastercard Inc reported an EPS of €4.378 in its last earnings report, beating expectations of €4.143. Following the earnings report the stock price went down -0.341%.
Which hedge fund is a major shareholder of Mastercard Inc?
Currently, no hedge funds are holding shares in DE:M4I
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mastercard Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
€562.16 (19.20% Upside)
€562.16 (19.20% Upside)
Blogger Sentiment
Bullish
DE:M4I Sentiment 93%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.30%
12-Months-Change
Fundamentals
Return on Equity
0.58%
Trailing 12-Months
Asset Growth
8.21%
Trailing 12-Months
Company Description
Mastercard Inc
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
M4I Company Deck
M4I Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented clear topline and profitability momentum with multiple growth engines performing well: 12% net revenue growth, 15% net income growth, strong VAS growth (+18%), healthy GDV (+7%) and cross-border (+13%). Strategic investments and product innovations (Agent Pay, verifiable intent, BVNK, Recorded Future integration) and accelerated buybacks underscore confidence. Near-term headwinds are largely external — geopolitical conflict affecting cross-border travel, holiday timing, portfolio migrations and some FX/one-time expense items — but management framed these as temporary and offset by diversification, product demand and strong execution. Given the breadth and magnitude of positive operating and strategic metrics versus transitory external challenges, the overall tone is constructive.View all DE:M4I earnings summariesM4I Net revenue Breakdown
59.39% Payment network
40.61% Value-added services and solutions

M4I Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€562.16
▲(19.20% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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