Mastercard Inc (DE:M4I)
NYSE:M4I
M4I Stock Chart & Stats
€442.90
-€2.75(-0.55%)
At close: 4:00 PM EST
€442.90
-€2.75(-0.55%)
Day’s Range― - ―
52-Week Range€400.70 - €516.00
Previous CloseN/A
Volume38.00
Average Volume (3M)975.00
Market Cap
€374.05B
Enterprise Value€447.53B
Total Cash (Recent Filing)€8.22B
Total Debt (Recent Filing)€18.96B
Price to Earnings (P/E)28.0
Beta0.40
Next Earnings
Jul 23, 2026EPS Estimate
4.1Next Dividend Ex-DateN/A
Dividend Yield0.56%
Share Statistics
EPS (TTM)17.30
Shares Outstanding877,036,250
10 Day Avg. Volume1,213
30 Day Avg. Volume975
Financial Highlights & Ratios
PEG Ratio1.81
Price to Book (P/B)66.19
Price to Sales (P/S)15.62
P/FCF Ratio30.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€555.12Price Target Upside25.34% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering23
EPS Forecast (FY)17.03
Revenue Forecast (FY)€32.10B
Bulls Say, Bears Say
Bulls Say
Cash GenerationMastercard’s operating cash flow and free cash flow are very large and stable (OCF $18.2B TTM, FCF $17.7B TTM). This durable cash generation funds strategic investment, buybacks, and dividends while supporting resilience through cyclical shocks and execution of long-term initiatives.
High Profitability And Sustained Revenue GrowthMastercard exhibits persistent top-line expansion and best-in-class margins, producing high and consistent net income margins. This structural profitability underpins durable free cash flow, enables reinvestment in products and go-to-market, and supports long-term returns even if growth moderates.
Diversified, Product-led Growth And PartnershipsMastercard’s expansion beyond core processing into value-added services, agentic commerce, platform partnerships and blockchain/stablecoin plumbing diversifies revenue sources. These structural product investments increase customer stickiness and open multiple durable monetization paths beyond pure transaction fees.
Bears Say
Elevated LeverageMastercard’s capital structure shows sizable debt against a relatively small equity base, producing elevated leverage. Higher leverage increases interest-rate and refinancing sensitivity, reduces balance-sheet flexibility for large opportunistic M&A or buybacks, and raises downside risk in economic stress.
Regulatory/timing Uncertainty For Digital AssetsWhile Mastercard is building stablecoin and tokenization capabilities, regulatory clarity and legislative timing remain uncertain. That uncertainty can delay large-scale adoption and monetization of digital-asset offerings and add execution risk to projects that require clear compliance frameworks across jurisdictions.
Sensitivity To Cross-border And Geopolitical ShocksMastercard’s revenue mix includes meaningful cross-border fees, which makes results sensitive to travel and geopolitical disruptions. Recurring or prolonged travel shocks can compress revenue and margin growth for multiple quarters, creating durable volatility in top-line trends despite diversified businesses.
Mastercard News
M4I FAQ
What was Mastercard Inc’s price range in the past 12 months?
Mastercard Inc lowest stock price was €400.70 and its highest was €516.00 in the past 12 months.
What is Mastercard Inc’s market cap?
Mastercard Inc’s market cap is €374.05B.
When is Mastercard Inc’s upcoming earnings report date?
Mastercard Inc’s upcoming earnings report date is Jul 23, 2026 which is in 41 days.
How were Mastercard Inc’s earnings last quarter?
Mastercard Inc released its earnings results on Apr 30, 2026. The company reported €3.955 earnings per share for the quarter, beating the consensus estimate of €3.789 by €0.166.
Is Mastercard Inc overvalued?
According to Wall Street analysts Mastercard Inc’s price is currently Undervalued.
Does Mastercard Inc pay dividends?
Mastercard Inc pays a Quarterly dividend of €0.752 which represents an annual dividend yield of 0.56%. See more information on Mastercard Inc dividends here
What is Mastercard Inc’s EPS estimate?
Mastercard Inc’s EPS estimate is 4.1.
How many shares outstanding does Mastercard Inc have?
Mastercard Inc has 877,036,250 shares outstanding.
What happened to Mastercard Inc’s price movement after its last earnings report?
Mastercard Inc reported an EPS of €3.955 in its last earnings report, beating expectations of €3.789. Following the earnings report the stock price went down -3.805%.
Which hedge fund is a major shareholder of Mastercard Inc?
Currently, no hedge funds are holding shares in DE:M4I
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mastercard Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€555.12 (25.34% Upside)
€555.12 (25.34% Upside)
Blogger Sentiment
Bullish
DE:M4I Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-16.55%
12-Months-Change
Fundamentals
Return on Equity
206.12%
Trailing 12-Months
Asset Growth
8.21%
Trailing 12-Months
Company Description
Mastercard Inc
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
M4I Company Deck
M4I Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented clear topline and profitability momentum with multiple growth engines performing well: 12% net revenue growth, 15% net income growth, strong VAS growth (+18%), healthy GDV (+7%) and cross-border (+13%). Strategic investments and product innovations (Agent Pay, verifiable intent, BVNK, Recorded Future integration) and accelerated buybacks underscore confidence. Near-term headwinds are largely external — geopolitical conflict affecting cross-border travel, holiday timing, portfolio migrations and some FX/one-time expense items — but management framed these as temporary and offset by diversification, product demand and strong execution. Given the breadth and magnitude of positive operating and strategic metrics versus transitory external challenges, the overall tone is constructive.View all DE:M4I earnings summariesM4I Net revenue Breakdown
59.39% Payment network
40.61% Value-added services and solutions
M4I Stock 12 Month Forecast
Average Price Target
€555.12
▲(25.34% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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