LDD Stock Chart & Stats
€0.76
€0.05(6.17%)
At close: 4:00 PM EDT
€0.76
€0.05(6.17%)
Day’s Range― - ―
52-Week Range€0.40 - €2.86
Previous CloseN/A
Volume0.00
Average Volume (3M)106.00
Market Cap
€174.73M
Enterprise Value€4.73B
Total Cash (Recent Filing)€229.13M
Total Debt (Recent Filing)€4.61B
Price to Earnings (P/E)―
Beta0.93
Next Earnings
Nov 10, 2026EPS Estimate
-0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.30
Shares Outstanding232,227,580
10 Day Avg. Volume225
30 Day Avg. Volume106
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.90Price Target Upside18.00% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-0.17
Revenue Forecast (FY)€1.13B
Bulls Say, Bears Say
Bulls Say
Home Equity ExpansionThe home equity pivot gives loanDepot a broader product platform and access to an estimated $35 trillion homeowner-equity market. Higher volume, improved gain-on-sale margins, and the ability to shift capacity toward this offering could strengthen revenue mix and competitiveness across mortgage cycles.
Diversified Mortgage Revenue ModelCombining loan origination with mortgage servicing creates two complementary revenue streams: transaction-related production income and recurring fees from managing outstanding loans. The mix of direct-to-consumer, partner and servicing channels can broaden customer reach and reduce reliance on one operating activity.
Improving Operating DisciplineRevenue growth alongside nearly flat expenses indicates improving operating leverage and a more profitable product mix. Sustained cost discipline would help loanDepot convert production growth into better earnings, while expanded margins provide greater resilience against changing mortgage volumes.
Bears Say
Persistent Cash BurnContinued negative operating and free cash flow means the business is consuming cash rather than reliably funding itself through operations. In a cyclical mortgage market, this weak conversion can increase dependence on financing and restrict investment, debt repayment, and resilience during weaker production periods.
Historically High LeverageVery high historical leverage and a relatively small equity base leave limited capacity to absorb operating setbacks or market stress. Although TTM reports zero debt, the abrupt change from prior annual periods reduces confidence that the improvement is durable and leaves capital strength a continuing constraint.
Weak And Volatile ProfitabilityThe combination of modest top-line contraction, continuing net losses, and lower gross margin shows that recent operating improvement has not yet produced durable profitability. Weaker production economics or mix can limit reinvestment capacity and make earnings more sensitive to mortgage-market conditions.
loanDepot News
LDD FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was €0.40 and its highest was €2.86 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is €174.73M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 10 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Aug 04, 2026. The company reported -€0.083 earnings per share for the quarter, missing the consensus estimate of <€0.001 by -€0.084.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. does not currently pay dividends.
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.02.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 232,227,580 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -€0.083 in its last earnings report, missing expectations of <€0.001. Following the earnings report the stock price went down -3.08%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in DE:LDD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
€0.90 (18.00% Upside)
€0.90 (18.00% Upside)
Blogger Sentiment
Bullish
DE:LDD Sentiment 100%
Sector Average 56%
Sector Average 56%
Insider Transactions
Bought Shares
Worth €811.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-80.89%
12-Months-Change
Fundamentals
Return on Equity
-30.86%
Trailing 12-Months
Asset Growth
7.86%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
loanDepot, Inc.
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
LDD Company Deck
LDD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicated clear operational progress — including ramped hiring, wholesale reopening, a strategic partnership with Figure, the launch of the fast-turn 5x5 HomeLoan, and efficiency gains (marketing -12%, expense control) — that position the company for improved margins and faster funding cycles. However, near-term financials remain under pressure: adjusted net loss widened to $34M, revenue fell ~5.4%, gain-on-sale margins compressed to 271 bps (down 53 bps), origination volume was modestly down, servicing revenue was pressured, and cash decreased by $60M. Management provided constructive Q2 guidance (gain-on-sale margin 330–360 bps and higher origination guidance) and emphasized automation and hedging to manage volatility. Overall, operational momentum is strong but the financial headwinds this quarter balance those positives.View all DE:LDD earnings summariesLDD Stock 12 Month Forecast
Average Price Target
€0.90
▲(18.00% Upside)
Technical Analysis
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