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loanDepot, Inc. (DE:LDD)
:LDD
Earnings Data
Report Date
Aug 12, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
-0.02Last Year’s EPS
-0.08Same Quarter Last Year
Moderate Sell
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: 17.58%
|Next Earnings Date:Aug 12, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook. There were significant achievements in terms of increased rate lock volume, gain on sale margin, and loan origination volume. However, the company faced challenges with a net loss, decreased servicing revenue, and higher expenses.Company Guidance
In the loanDepot's First Quarter 2025 Earnings Call, the company provided guidance on several key metrics. They reported a pull-through weighted rate lock volume of $5.4 billion, reflecting a 15% increase from the prior year's $4.7 billion, and within the guidance range of $4.8 billion to $5.8 billion. The pull-through weighted gain on sale margin was notably at 355 basis points, surpassing the guidance range of 320 to 340 basis points and illustrating a significant improvement from the previous year's 274 basis points. This increase was attributed to a larger contribution from home equity-linked products and a higher proportion of government loans. The loan origination volume reached $5.2 billion, a 14% rise from the previous year's $4.6 billion, aligning with the guidance of $4.5 billion to $5.5 billion. For the second quarter, the company anticipates a pull-through weighted lock volume between $5.5 billion and $8 billion, origination volume ranging from $5 billion to $7.5 billion, and a pull-through weighted gain on sale margin between 300 and 350 basis points. Total expenses are expected to rise due to increased volume-related costs. This guidance reflects a focus on leveraging growth-generating initiatives and maintaining strong operational leverage in the face of market volatility.Increased Pull-through Weighted Rate Lock Volume
The first quarter saw a pull-through weighted rate lock volume of $5.4 billion, a 15% increase from the prior year's volume of $4.7 billion.
Higher Gain on Sale Margin
The pull-through weighted gain on sale margin for the first quarter was 355 basis points, compared to 274 basis points in the prior year.
Loan Origination Volume Growth
Loan origination volume was $5.2 billion for the quarter, an increase of 14% from the prior year's volume of $4.6 billion.
Strong Multi-channel Strategy
loanDepot's multi-channel strategy, including end market retail, joint venture channels, and consumer direct channels, contributed to increased origination volume and growth potential.
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DE:LDD Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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DE:LDD Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | €0.91 | €0.99 | +8.79% |
Mar 11, 2025 | €1.24 | €1.32 | +6.37% |
Nov 05, 2024 | €1.87 | €2.26 | +20.86% |
Aug 06, 2024 | €1.76 | €2.02 | +14.77% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does loanDepot, Inc. (DE:LDD) report earnings?
loanDepot, Inc. (DE:LDD) is schdueled to report earning on Aug 12, 2025, TBA Not Confirmed.
What is loanDepot, Inc. (DE:LDD) earnings time?
loanDepot, Inc. (DE:LDD) earnings time is at Aug 12, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of loanDepot, Inc. stock?
The P/E ratio of loanDepot is N/A.
What is DE:LDD EPS forecast?
DE:LDD EPS forecast for the fiscal quarter 2025 (Q2) is -0.02.
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