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KBC Group NV (DE:KDB0)
FRANKFURT:KDB0

KBC Group (KDB0) Price & Analysis

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KDB0 Stock Chart & Stats

€50.00
€0.00(0.00%)
At close: 4:00 PM EST
€50.00
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Bancassurance Diversified RevenueA roughly even split between NII and non‑NII (fees, insurance) creates durable revenue diversification and strong cross‑sell economics. This reduces earnings cyclicality, supports fee growth from record AUM, and sustains structural income resilience across 2–6 months.
Sustained NII Growth And NIM ExpansionA material, management‑stated NII floor and recent NIM uplift reflect durable core earning power from lending, replication portfolio and deposit re‑mixing. If sustained, stronger NII supports internal cash generation and funds organic loan growth without relying on volatile trading income.
Robust Capital, Solvency And Liquidity BuffersHealthy CET1, a conservative leverage ratio and high Solvency II give structural capacity to absorb loan growth or shocks, maintain dividends and pursue targeted acquisitions or SRTs. Strong liquidity reduces funding stress over the medium term.
Bears Say
Deteriorating Cash GenerationSignificantly negative trailing‑12‑month operating and free cash flow undermines financial flexibility despite reported profits. Persistent cash conversion weakness could force reliance on wholesale funding, asset sales or capital measures, constraining strategic options over months.
Higher Leverage And RWA Pressure From GrowthA step‑up in leverage and rising RWAs from rapid loan and M&A activity tightens capital headroom and raises vulnerability to funding or credit shocks. This structural burden may necessitate capital optimisation (SRTs) or slower growth to protect CET1 over the medium term.
Regulatory/tax And Margin SensitivityMaterial and uncertain bank taxes create a recurring drag and guidance volatility that can erode long‑term earnings durability. Combined with sensitivity to deposit mix and pass‑through dynamics, this raises structural margin and planning risk for the next several quarters.

KBC Group News

KDB0 FAQ

What was KBC Group NV’s price range in the past 12 months?
KBC Group NV lowest stock price was €41.60 and its highest was €61.00 in the past 12 months.
    What is KBC Group NV’s market cap?
    KBC Group NV’s market cap is €47.09B.
      When is KBC Group NV’s upcoming earnings report date?
      KBC Group NV’s upcoming earnings report date is Aug 06, 2026 which is in 61 days.
        How were KBC Group NV’s earnings last quarter?
        KBC Group NV released its earnings results on May 12, 2026. The company reported €0.667 earnings per share for the quarter, missing the consensus estimate of €0.707 by -€0.04.
          Is KBC Group NV overvalued?
          According to Wall Street analysts KBC Group NV’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does KBC Group NV pay dividends?
            KBC Group NV does not currently pay dividends.
            What is KBC Group NV’s EPS estimate?
            KBC Group NV’s EPS estimate is 1.43.
              How many shares outstanding does KBC Group NV have?
              KBC Group NV has 835,325,560 shares outstanding.
                What happened to KBC Group NV’s price movement after its last earnings report?
                KBC Group NV reported an EPS of €0.667 in its last earnings report, missing expectations of €0.707. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of KBC Group NV?
                  Currently, no hedge funds are holding shares in DE:KDB0
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    KBC Group Stock Smart Score

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                    Neutral
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                    Company Description

                    KBC Group NV

                    KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It also provides Internet and mobile banking services. As of December 31, 2021, it operated 439 bank branches and 310 insurance agencies in Belgium; 208 bank branches in the Czech Republic; 123 bank branches in Slovakia; 198 bank branches in Hungary; 168 bank branches in Bulgaria; and 12 bank branches in Ireland. KBC Group NV serves customers through agents, brokers, and various electronic channels. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.

                    KBC Group (KDB0) Earnings & Revenues

                    KDB0 Company Deck

                    KDB0 Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed a strongly positive operational and financial performance for 2025: robust NII and NIM expansion, record asset management flows and AUM, disciplined costs, low credit costs and solid capital/solvency metrics. Management provided constructive medium‑term guidance (higher organic income growth, continued efficiency targets) and highlighted significant digital/AI productivity initiatives. Key risks and negatives include elevated and uncertain bank taxes, RWA/capital pressure from rapid volume and acquisition activity, a material software/goodwill impairment, margin pressures in some markets and sensitivity to deposit mix and pass‑through dynamics. On balance, the positive operating beats, strong guidance and capital measures outweigh the flagged uncertainties.View all DE:KDB0 earnings summaries
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