Confident Investing Starts With TipRanks Premium

Get 55% Off
TipRanks
Go Ultimate55% OFF

Hiscox (H2X3) Stock Price & Analysis

H2X3 Stock Chart & Stats

€22.28€0.26(1.18%)
At close: 1:00 AM GMT+1
€21.25€21.5€21.75€2231 Jul10 Aug16 Sep
Day’s Range
EUR 21.94 - EUR 22.28
52-Week Range
EUR 14.70 - EUR 22.50
Previous Close
EUR 22.02
Volume
N/A
Average Volume (3M)
0
Market Cap
EUR 7.08B
Enterprise Value
EUR 6.72B
Total Cash (Recent Filing)
EUR 1.33B
Total Debt (Recent Filing)
EUR 832.50M
Price to Earnings (P/E)
12.9
Beta
0.41
Next Earnings
Mar 03, 2027 (Est.)
EPS Estimate
0.76
Next Dividend Ex-Date
N/A
Dividend Yield
2.64%

Bulls Say, Bears Say

Bulls Say

Underwriting Growth And Profitability

Premium growth, a stronger combined ratio and a 20.2% return on tangible equity indicate effective specialty-risk selection and pricing. Sustained underwriting discipline can support durable earnings even when investment returns or catastrophe outcomes fluctuate.

Retail Expansion And Technology Leverage

Retail scale, direct-channel growth and increased automation strengthen distribution efficiency and customer reach. AI and digital underwriting can lower unit costs, improve service and support management's target for double-digit retail growth through 2028.

Capital Strength And Diversified Earnings

Strong solvency capital provides resilience against severe claims and capacity to fund growth and shareholder returns. Hiscox Re's fee income from third-party capital also diversifies earnings away from fully balance-sheet-funded underwriting.

Bears Say

Volatile Cash Generation

Large swings in operating and free cash flow reduce confidence in earnings-to-cash conversion. Insurance cash flows can be distorted by claims timing, but recurring volatility may constrain internally funded growth, capital returns and resilience in adverse underwriting years.

Catastrophe And London Market Exposure

Specialty insurance remains exposed to event-driven losses, reserve uncertainty and changing market conditions. London Market pressure from conflict claims and softer rates could persist through renewals, making group margins and capital generation less predictable.

Selective Reinsurance Pullback And Rate Pressure

Reducing catastrophe and retrocession exposure protects risk-adjusted returns but limits premium growth in a major segment. Rate deceleration and more standardized big-ticket terms may also weaken pricing differentiation and future margin expansion.

Hiscox News

H2X3 FAQ

What was Hiscox’s price range in the past 12 months?
Hiscox lowest stock price was €14.70 and its highest was €22.50 in the past 12 months.
What is Hiscox’s market cap?
Hiscox’s market cap is €7.08B.
When is Hiscox’s upcoming earnings report date?
Hiscox’s next earnings report is estimated for Mar 03, 2027 (not yet confirmed), which is in 120 days.
How were Hiscox’s earnings last quarter?
Hiscox released its earnings results on Aug 05, 2026. The company reported €0.915 earnings per share for the quarter, beating the consensus estimate of €0.637 by €0.278.
Is Hiscox overvalued?
According to Wall Street analysts Hiscox’s price is currently Undervalued.
Does Hiscox pay dividends?
Hiscox does not currently pay dividends.
What is Hiscox’s EPS estimate?
Hiscox’s EPS estimate is 0.76.
How many shares outstanding does Hiscox have?
Hiscox has 316,327,820 shares outstanding.
What happened to Hiscox’s price movement after its last earnings report?
Hiscox reported an EPS of €0.915 in its last earnings report, beating expectations of €0.637. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Hiscox?
Currently, no hedge funds are holding shares in DE:H2X3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology