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First Horizon (DE:FT2)
XETRA:FT2

First Horizon (FT2) Price & Analysis

1 Followers

FT2 Stock Chart & Stats

€21.40
€0.00(0.00%)
At close: 4:00 PM EDT
€21.40
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability And Cash GenerationStronger margins and substantial free cash flow indicate that First Horizon is currently converting its banking operations into meaningful earnings and cash. High cash conversion supports capital flexibility, resilience, and continued investment while reinforcing the quality of reported profitability.
Relationship Banking And Deposit MomentumDeposit growth and high client retention strengthen a core funding advantage for a regional bank. Durable relationship banking can support lower-cost, recurring funding, deepen treasury and lending relationships, and improve the company’s ability to grow without relying as heavily on brokered deposits.
Strategic Mortgage Portfolio RepositioningSelling lower-yielding, less relationship-oriented mortgages represents a structural shift toward more productive balance-sheet uses. The expected earnings and return benefits, together with redeployment capacity into higher-yielding loans, could improve profitability and capital efficiency over several quarters.
Bears Say
Volatile Revenue And Growth ProfileUneven revenue performance makes it harder to establish a dependable growth trajectory for the business. Normalization in mortgage warehouse activity and financial-market revenue may weigh on comparisons, while inconsistent top-line growth can limit operating leverage and reduce confidence in sustained earnings expansion.
Deposit Costs And Expense PressureHigher funding costs, weaker fee income, and rising operating expenses create persistent pressure on the bank’s earnings spread and efficiency. Competitive deposits and ongoing technology and AI investment may require First Horizon to spend more to retain clients and support growth, limiting margin expansion.
Credit And Economic PressureRising charge-offs and signs of consumer and economic stress present a durable risk to regional-bank profitability. If higher rates continue to weaken borrowers or prevent lending deals from proceeding, provisions could rise, loan growth could slow, and returns could remain under pressure.

First Horizon News

FT2 FAQ

What was First Horizon’s price range in the past 12 months?
First Horizon lowest stock price was €17.20 and its highest was €23.20 in the past 12 months.
    What is First Horizon’s market cap?
    First Horizon’s market cap is €9.84B.
      When is First Horizon’s upcoming earnings report date?
      First Horizon’s upcoming earnings report date is Jan 21, 2027 which is in 81 days.
        How were First Horizon’s earnings last quarter?
        First Horizon released its earnings results on Oct 15, 2026. The company reported €0.472 earnings per share for the quarter, beating the consensus estimate of €0.467 by €0.005.
          Is First Horizon overvalued?
          According to Wall Street analysts First Horizon’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does First Horizon pay dividends?
            First Horizon does not currently pay dividends.
            What is First Horizon’s EPS estimate?
            First Horizon’s EPS estimate is 0.48.
              How many shares outstanding does First Horizon have?
              First Horizon has 473,777,160 shares outstanding.
                What happened to First Horizon’s price movement after its last earnings report?
                First Horizon reported an EPS of €0.472 in its last earnings report, beating expectations of €0.467. Following the earnings report the stock price went up 0.98%.
                  Which hedge fund is a major shareholder of First Horizon?
                  Currently, no hedge funds are holding shares in DE:FT2
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    First Horizon

                    First Horizon Corporation functions as the parent company of First Horizon Bank, offering a diverse range of financial services. Its operations are segmented into three core divisions: Regional Banking, Specialty Banking, and Corporate. The company provides standard banking services to consumers, businesses, financial institutions, and governmental bodies. Beyond core banking, it also underwrites eligible securities, such as fixed-income instruments, via its financial subsidiaries; engages in the sale of loans and derivatives; and provides advisory services. Its broad service portfolio further encompasses mortgage banking, title insurance and loan-closing, brokerage, correspondent banking, nationwide check clearing and remittance, trust and fiduciary functions, equipment financing, and both investment and financial advisory. Additionally, First Horizon markets mutual funds, retail insurance products, and credit cards. Across the United States, the corporation maintains a significant presence, with roughly 500 First Horizon Bank branches across 22 states and about 400 FHN Financial centers in 12 states. Formerly known as First Horizon National Corporation, the company adopted its current name, First Horizon Corporation, in November 2020. Established in 1864, its corporate headquarters are located in Memphis, Tennessee.

                    First Horizon (FT2) Earnings & Revenues

                    FT2 Company Deck

                    FT2 Earnings Call

                    Q3 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call was broadly positive. Management emphasized the strategic benefits of selling lower-yielding, nonrelationship mortgage assets, including approximately 4% expected 2027 EPS accretion, a roughly 150-basis-point ROTCE improvement, an approximately 88% loan-to-deposit ratio, continued deposit growth, and additional capacity for higher-yielding lending. The company also highlighted strong credit performance, capital flexibility, share repurchase capacity, and expectations for positive operating leverage. Offsetting concerns included lower quarterly fee income, higher expenses and deposit costs, lower period-end loans, higher net charge-offs, reduced tangible book value, mortgage-market pressure, and a softer revenue outlook comparison. Overall, the stated strategic and financial benefits significantly outweighed the challenges.View all DE:FT2 earnings summaries

                    FT2 Stock 12 Month Forecast

                    Average Price Target

                    €24.05
                    ▲(12.38% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 13, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":17.303,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 13, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":18.177,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 13, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":19.567,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 12,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 15, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":19.47,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 16, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":19.078,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 10,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 13, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":19.131,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 8,\t&nbsp; </span>\n              <span  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