FNM Stock Chart & Stats
€5.32
-€0.12(-2.25%)
At close: 4:00 PM EDT
€5.32
-€0.12(-2.25%)
Day’s Range― - ―
52-Week Range€3.38 - €10.80
Previous CloseN/A
Volume1.00K
Average Volume (3M)7.01K
Market Cap
€4.49B
Enterprise Value€4.33T
Total Cash (Recent Filing)€11.41B
Total Debt (Recent Filing)€4.19T
Price to Earnings (P/E)2.7
Beta0.75
Next Earnings
Nov 04, 2026EPS Estimate
0.58Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.63
Shares Outstanding1,158,087,500
10 Day Avg. Volume6,987
30 Day Avg. Volume7,013
Financial Highlights & Ratios
PEG Ratio35.77
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€6.31Price Target Upside18.53% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.31
Revenue Forecast (FY)€25.75B
Bulls Say, Bears Say
Bulls Say
Revenue And Profit GrowthStrong TTM revenue growth and higher net income indicate that Fannie Mae's core housing-finance activities are generating substantial earnings. Continued expansion in revenue and profits can support capital rebuilding, investment in operations, and greater resilience over the next several quarters.
Guarantee Business ScaleThe multitrillion-dollar guarantee book gives Fannie Mae exceptional scale in the secondary mortgage market and provides a broad base for recurring guarantee-fee income. This established platform strengthens its role with lenders and investors and supports durable operating relevance.
Expense DisciplineLower noninterest expense and an administrative expense ratio below 11% show that management is improving operating efficiency while maintaining a large mortgage-finance platform. Sustained cost discipline can protect margins and preserve more earnings for capital accumulation.
Bears Say
Extreme LeverageFannie Mae's very high leverage leaves a relatively thin equity cushion against a roughly $4.33T asset base. Small adverse changes in mortgage credit performance or asset values could therefore produce outsized effects on capital, earnings, and financial flexibility.
Multifamily Credit StressPersistent multifamily stress can raise credit losses and consume capital through higher provisions, charge-offs, and weaker collateral values. Management's expectation of additional delinquencies indicates that pressure may continue beyond one quarter, weighing on earnings durability.
Volatile Cash ConversionPositive recent cash generation is offset by substantial year-to-year volatility and only moderate coverage of accounting earnings. Uneven conversion can make internal capital accumulation less predictable and complicate planning during periods of credit or market stress.
Federal National Mortgage Association News
FNM FAQ
What was Federal National Mortgage Association’s price range in the past 12 months?
Federal National Mortgage Association lowest stock price was €3.38 and its highest was €10.80 in the past 12 months.
What is Federal National Mortgage Association’s market cap?
Federal National Mortgage Association’s market cap is €4.49B.
When is Federal National Mortgage Association’s upcoming earnings report date?
Federal National Mortgage Association’s upcoming earnings report date is Nov 04, 2026 which is in 31 days.
How were Federal National Mortgage Association’s earnings last quarter?
Federal National Mortgage Association released its earnings results on Jul 29, 2026. The company reported €0.6 earnings per share for the quarter, beating the consensus estimate of €0.558 by €0.043.
Is Federal National Mortgage Association overvalued?
According to Wall Street analysts Federal National Mortgage Association’s price is currently Undervalued.
Does Federal National Mortgage Association pay dividends?
Federal National Mortgage Association does not currently pay dividends.
What is Federal National Mortgage Association’s EPS estimate?
Federal National Mortgage Association’s EPS estimate is 0.58.
How many shares outstanding does Federal National Mortgage Association have?
Federal National Mortgage Association has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage Association’s price movement after its last earnings report?
Federal National Mortgage Association reported an EPS of €0.6 in its last earnings report, beating expectations of €0.558. Following the earnings report the stock price went down -2.247%.
Which hedge fund is a major shareholder of Federal National Mortgage Association?
Currently, no hedge funds are holding shares in DE:FNM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€6.31 (18.53% Upside)
€6.31 (18.53% Upside)
Blogger Sentiment
Bullish
DE:FNM Sentiment 86%
Sector Average 62%
Sector Average 62%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-65.26%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-0.14%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Federal National Mortgage Association
The Federal National Mortgage Association, commonly known as Fannie Mae, was established in 1938 and has its headquarters in Washington, D.C. Its fundamental purpose is to facilitate the flow of capital in the United States mortgage market, ensuring a consistent source of financing for home loans. Fannie Mae achieves this by transforming mortgage loans originated by various lenders into standardized investment products called Fannie Mae mortgage-backed securities (MBS). The organization operates through two distinct primary segments: 1. Single-Family Segment: This division is responsible for acquiring and securitizing a wide range of residential mortgage loans. These include conventional first-lien mortgages (both fixed and adjustable-rate), loans guaranteed by government agencies like the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and the U.S. Department of Agriculture's Rural Development Housing and Community Facilities Program, as well as manufactured housing loans and other related mortgage securities. Additionally, this segment provides mortgage servicing and comprehensive credit risk and loss management services for single-family properties. 2. Multifamily Segment: Focusing on properties with multiple dwelling units, this segment securitizes and purchases multifamily mortgage loans, converting them into Fannie Mae MBS. It also plays a role in public finance by offering credit enhancements for bonds issued by state and local housing authorities to support multifamily housing initiatives. Its activities further include issuing structured MBS backed by existing Fannie Mae multifamily MBS, trading multifamily agency mortgage-backed securities, and making investments in low-income housing tax credit (LIHTC) projects. Services provided by this segment encompass delegated underwriting, servicing, and robust credit risk and loss management for multifamily mortgages. Fannie Mae serves a diverse array of financial partners, including mortgage banking companies, various types of banks (savings and loan associations, savings banks, commercial banks, community banks), credit unions, insurance companies, private mortgage originators, and state and local housing finance agencies.
FNM Company Deck
FNM Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes strong profitability, revenue growth, improved margins, disciplined expense management and meaningful mission impact (liquidity provided, households helped, appraisal savings). These positives are tempered by higher credit provisions and net charge-offs, ongoing multifamily market stress with expected additional delinquencies, and $150 million of unrealized AFS losses. Management highlighted operational efficiencies and capital strength (net worth >$116B) that mitigate risks and position the company to absorb near-term credit volatility.View all DE:FNM earnings summariesFNM Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€6.31
▲(18.53% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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