FLN Stock Chart & Stats
€38.60
-€0.10(-0.31%)
At close: 4:00 PM EST
€38.60
-€0.10(-0.31%)
Day’s Range― - ―
52-Week Range€30.40 - €43.36
Previous CloseN/A
Volume0.00
Average Volume (3M)69.00
Market Cap
€12.87B
Enterprise Value€11.62K
Total Cash (Recent Filing)€301.10M
Total Debt (Recent Filing)€1.89B
Price to Earnings (P/E)14.5
Beta0.34
Next Earnings
Aug 06, 2026EPS Estimate
1.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.48
Shares Outstanding306,304,700
10 Day Avg. Volume55
30 Day Avg. Volume69
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)6.63
Price to Sales (P/S)1.72
P/FCF Ratio14.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€40.83Price Target Upside5.79% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.03
Revenue Forecast (FY)€57.86M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationA clear 2025 inflection in cash generation (operating cash ~£727m, FCF ~£652m) strengthens funding for dividends, buybacks, M&A and capital buffers. Sustained higher cash conversion reduces reliance on external funding and increases resilience to underwriting volatility over the medium term.
Material De‑risking Of Balance SheetA step‑change reduction in debt materially improves financial flexibility and regulatory headroom. Lower leverage reduces interest-rate sensitivity, supports stronger solvency metrics and gives the group scope to fund strategic initiatives, buybacks or absorb underwriting stress without immediate capital raises.
Diversification & Tech‑led EfficiencyDoubling of Admiral Money profit, plus AI programs and European recovery, indicate diversification beyond UK motor. Structural tech gains (predictive AI delivered >£100m loss‑ratio value) can sustainably lower costs and claims, improving margins and reducing single‑market concentration over time.
Bears Say
UK Motor Pricing Cycle ExposureHeavy reliance on UK motor leaves Admiral exposed to prolonged pricing cycles. A significant premium decline and turnover drop can reduce scale economies, weaken customer acquisition momentum and pressure lifetime value, making underwriting profitability sensitive to delayed market price recovery.
Rising Loss Ratios / Margin CompressionHigher combined and motor loss ratios materially compress underwriting margins compared with prior peak years. If claims inflation, frequency or reserve strengthening persist, sustained pressure on underwriting returns could erode long‑run ROE unless pricing, reinsurance or claims performance improves.
Reserve Dynamics And Flat Near‑term Profit GuidanceGuidance for broadly flat 2026 profit and a move from near‑maximum reserve strength toward mid‑range reduces one‑off reserve release tailwinds. This suggests limited organic earnings upside near term and that growth will depend on efficiency, diversification or M&A rather than underwriting improvement alone.
Admiral News
FLN FAQ
What was Admiral Group PLC’s price range in the past 12 months?
Admiral Group PLC lowest stock price was €30.40 and its highest was €43.36 in the past 12 months.
What is Admiral Group PLC’s market cap?
Admiral Group PLC’s market cap is €12.87B.
When is Admiral Group PLC’s upcoming earnings report date?
Admiral Group PLC’s upcoming earnings report date is Aug 06, 2026 which is in 11 days.
How were Admiral Group PLC’s earnings last quarter?
Admiral Group PLC released its earnings results on Mar 05, 2026. The company reported €1.303 earnings per share for the quarter, beating the consensus estimate of €1.238 by €0.066.
Is Admiral Group PLC overvalued?
According to Wall Street analysts Admiral Group PLC’s price is currently Undervalued.
Does Admiral Group PLC pay dividends?
Admiral Group PLC does not currently pay dividends.
What is Admiral Group PLC’s EPS estimate?
Admiral Group PLC’s EPS estimate is 1.26.
How many shares outstanding does Admiral Group PLC have?
Admiral Group PLC has 306,304,700 shares outstanding.
What happened to Admiral Group PLC’s price movement after its last earnings report?
Admiral Group PLC reported an EPS of €1.303 in its last earnings report, beating expectations of €1.238. Following the earnings report the stock price went up 6.559%.
Which hedge fund is a major shareholder of Admiral Group PLC?
Currently, no hedge funds are holding shares in DE:FLN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€40.83 (5.79% Upside)
€40.83 (5.79% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.71%
12-Months-Change
Fundamentals
Return on Equity
5.73%
Trailing 12-Months
Asset Growth
13.58%
Trailing 12-Months
Company Description
Admiral Group PLC
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
FLN Stock 12 Month Forecast
Average Price Target
€40.83
▲(5.79% Upside)
Technical Analysis
Beazley
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