Want to see GB:PGH full AI Analyst Report?

Personal Group Holdings (PGH) Price & Analysis

13 Followers

PGH Stock Chart & Stats

395.00 p

3.25 p(0.82%)

At close: Jul 27 4:00 PM EDT

395.00 p

3.25 p(0.82%)

Day’s Range― - ―

52-Week Range280.00 p - 420.00 p

Previous CloseN/A

Volume23.73K

Average Volume (3M)84.16K

Market Cap

£123.73M

Enterprise Value104.49 p

Total Cash (Recent Filing)£25.01M

Total Debt (Recent Filing)£453.00K

Price to Earnings (P/E)16.6

Beta0.53

Next Earnings

Sep 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield5.94%

Share Statistics

EPS (TTM)0.24

Shares Outstanding31,610,998

10 Day Avg. Volume42,089

30 Day Avg. Volume84,160

Financial Highlights & Ratios

PEG Ratio1.43

Price to Book (P/B)2.66

Price to Sales (P/S)2.02

P/FCF Ratio9.19

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

£465.00

Price Target Upside17.72% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering1

EPS Forecast (FY)0.24

Revenue Forecast (FY)£53.82M

Bulls Say, Bears Say

Bulls Say

Balance Sheet StrengthVery low leverage and a substantial equity base provide durable financial flexibility. A zero-debt position reduces refinancing and interest risk, supports underwriting capacity in P&C, and gives management room to fund operations, dividends, or opportunistic investments over months.

Profitability Rebound & MarginsA sustained return from loss to consistent positive earnings and healthy ~15% net margins signals improved underwriting/pricing or cost control. Strong recent ROE (~19–20%) supports reinvestment and dividend capacity, indicating a structurally improved earnings base over coming quarters.

Cash GenerationHigh free cash flow closely tracking net income shows strong cash conversion in 2025, underpinning capital returns and internal investment. Reliable FCF enables sustainable dividend policy and buffers for underwriting volatility, supporting medium-term financial resilience.

Bears Say

Revenue & Earnings VolatilityMaterial multi-year volatility—including a 2022 loss—reduces predictability of underwriting results and earnings. This cyclicality complicates capital planning, stress testing, and investor visibility, making cashflow and profit forecasts less reliable over the next several quarters.

Uneven Cash ConversionWhile FCF was strong in 2025, recent dip and inconsistent coverage across years indicate variable cash conversion. This intermittency pressures dividend sustainability and reserve funding, requiring larger liquidity buffers and reducing predictability of capital deployment.

Limited Guidance / Corporate CommunicationAbsence of guidance and few corporate events limits investor visibility into strategy and forward expectations. Persistent low disclosure reduces market confidence and makes it harder to assess management's execution and planning over the medium term.

Personal Group Holdings News

Personal Group updates share capital and voting rights after employee option exercise

Personal Group Holdings ( ($GB:PGH) ) has provided an update. Personal Group Holdings Plc has issued 27,776 new...

8d ago

Personal Group lifts H1 revenue and EBITDA on record insurance sales

Personal Group Holdings ( ($GB:PGH) ) just unveiled an update. Personal Group reported strong first-half trading for 2026,...

14d ago

Personal Group Executives Increase Stakes via Employee Share Plan

Personal Group Holdings ( ($GB:PGH) ) has provided an announcement. Personal Group Holdings Plc reported that senior executives...

1M ago

Personal Group Names CFO Matthew Cohen to Board After Regulatory Approval

An update from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings, a Milton Keynes–headquartered...

1M ago

Personal Group Ties New LTIP Grants to Ambitious TSR and EBITDA Targets

Personal Group Holdings ( ($GB:PGH) ) just unveiled an announcement. Personal Group Holdings has granted 212,357 share options...

2M ago

Personal Group Director Maria Darby-Walker Increases Stake via DRIP Purchase

Personal Group Holdings ( ($GB:PGH) ) has issued an announcement. Personal Group Holdings reported that non-executive director Maria...

3M ago

Personal Group shareholders approve all AGM resolutions

An announcement from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings reported that all...

3M ago

Personal Group builds on strong 2025 as it targets further growth and confirms CFO transition

Personal Group Holdings ( ($GB:PGH) ) has issued an announcement. Personal Group told shareholders at its AGM that...

3M ago

Personal Group Executives Exercise Options as Share Capital Rises

An update from Personal Group Holdings ( ($GB:PGH) ) is now available. Personal Group Holdings has issued and...

3M ago

Personal Group Publishes 2025 Report and Sets Date for AGM

The latest update is out from Personal Group Holdings ( ($GB:PGH) ). Personal Group Holdings has posted its...

4M ago

PGH FAQ

What was Personal Group Holdings PLC’s price range in the past 12 months?

Personal Group Holdings PLC lowest share price was 280.00 p and its highest was 420.00 p in the past 12 months.

What is Personal Group Holdings PLC’s market cap?

Personal Group Holdings PLC’s market cap is £123.73M.

When is Personal Group Holdings PLC’s upcoming earnings report date?

Personal Group Holdings PLC’s upcoming earnings report date is Sep 29, 2026 which is in 56 days.

How were Personal Group Holdings PLC’s earnings last quarter?

Personal Group Holdings PLC released its earnings results on Mar 24, 2026. The company reported 0.138 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Personal Group Holdings PLC overvalued?

According to Wall Street analysts Personal Group Holdings PLC’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does Personal Group Holdings PLC pay dividends?

Personal Group Holdings PLC pays a Semiannually dividend of 15.1 p which represents an annual dividend yield of 5.94%. See more information on Personal Group Holdings PLC dividends here

What is Personal Group Holdings PLC’s EPS estimate?

Personal Group Holdings PLC’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Personal Group Holdings PLC have?

Personal Group Holdings PLC has 31,610,998 shares outstanding.

What happened to Personal Group Holdings PLC’s price movement after its last earnings report?

Personal Group Holdings PLC reported an EPS of 0.138 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 10.927%.

Which hedge fund is a major shareholder of Personal Group Holdings PLC?

Currently, no hedge funds are holding shares in GB:PGH

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Personal Group Holdings Stock Smart Score

Neutral

Analyst Consensus

Moderate Buy

Average Price Target:
£465.00 (17.72% Upside)

Technicals

Fundamentals

Return on Equity

5.94%

Trailing 12-Months

Asset Growth

12.22%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Personal Group Holdings PLC

Founded in 1984 and headquartered in Milton Keynes, UK, Personal Group Holdings Plc provides a comprehensive range of services across the United Kingdom, encompassing short-term accident and health insurance, various software-as-a-service (SaaS) products, and technology solutions that utilize salary sacrifice schemes. The company operates through several key divisions: Affordable Insurance, Other Owned Benefits, Benefits and Platform, and Pay and Reward. Its insurance portfolio includes coverage for hospital stays, recovery periods, and death benefits. Beyond insurance, Personal Group offers expert consultancy and software for pay and reward management, alongside a suite of cloud-based SaaS applications. Notably, it manages HAPI, a proprietary digital platform that grants employees access to a wide array of financial, physical, mental, and social benefits. Additionally, its Let's Connect initiative enables employers to facilitate employee acquisition of consumer technology and other goods from manufacturers through advantageous salary sacrifice arrangements.

Personal Group Holdings (PGH) Earnings & Revenues

Historic Earnings Reports

PGH Stock 12 Month Forecast

Average Price Target

465.00 p

▲(17.72% Upside)

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex, -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"290":"290 p","334":"334 p","378":"378 p","422":"422 p","466":"466 p"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">465.00 p</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">465.00 p</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":465,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">465.00 p</span>\n  </div></div>","useHTML":true}}],"tickPositions":[290,334,378,422,466],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Nov<br/>2025","6":"Feb<br/>2026","9":"May<br/>2026","12":"Aug<br/>2026","25":"Aug<br/>2027"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,392.5,398.0769230769231,403.65384615384613,409.2307692307692,414.8076923076923,420.38461538461536,425.96153846153845,431.53846153846155,437.11538461538464,442.6923076923077,448.2692307692308,453.8461538461538,459.4230769230769,{"y":465,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,392.5,398.0769230769231,403.65384615384613,409.2307692307692,414.8076923076923,420.38461538461536,425.96153846153845,431.53846153846155,437.11538461538464,442.6923076923077,448.2692307692308,453.8461538461538,459.4230769230769,{"y":465,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,392.5,398.0769230769231,403.65384615384613,409.2307692307692,414.8076923076923,420.38461538461536,425.96153846153845,431.53846153846155,437.11538461538464,442.6923076923077,448.2692307692308,453.8461538461538,459.4230769230769,{"y":465,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":308.312,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":361.565,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":319.951,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":314.203,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":320.909,"date":1764547200000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":299.834,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":318.035,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":291.213,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":343.9,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":350,"date":1777593600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":413.5,"date":1780272000000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":385,"date":1782864000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":392.5,"date":1785542400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Detailed Analyst Forecast >