First Financial Bankshares (FI6) Stock Price & Analysis

FI6 Stock Chart & Stats

€27.40€0.40(1.48%)

At close: Oct 30 5:30 PM GMT+1

Day’s Range: EUR 27.40 - EUR 27.40
52-Week Range: EUR 24.60 - EUR 31.80
Previous Close: EUR 27.00
Volume: 0
Average Volume (3M): 0
Market Cap: EUR 3.93B
Enterprise Value: EUR 4.45B
Total Cash (Recent Filing): EUR 5.86B
Total Debt (Recent Filing): EUR 64.94M
Price to Earnings (P/E): 15.1
Beta: 0.60
Next Earnings: Jan 28, 2027 (Est.)
EPS Estimate: 0.47
Next Dividend Ex-Date: N/A
Dividend Yield: 2.54%

Bulls Say, Bears Say

Bulls Say

Revenue And Earnings Growth

Positive revenue and earnings growth indicate that the bank is expanding its earning base and converting business activity into stronger shareholder earnings. If sustained, this combination can support continued investment, reinforce competitive positioning, and improve internal capital generation over the next several quarters.

High Profitability

Consistently high net margins and solid operating profitability point to effective cost control and favorable pricing economics across the banking franchise. This profitability provides a durable cushion for credit costs and operating investment while supporting capital accumulation through the business cycle.

Conservative Balance Sheet And Cash Generation

Low leverage reduces financial risk and preserves flexibility for balance-sheet management, while strong cash conversion gives greater credibility to reported earnings. Together, these characteristics strengthen resilience and leave more internally generated resources for lending, dividends, or repurchases.

Bears Say

Profitability Normalization

The decline from earlier peak profitability shows that current earnings power is below its strongest historical level, even though absolute earnings remain solid. Continued normalization could limit margin expansion and make future profit growth more dependent on loan growth, pricing, or efficiency gains.

Limited Recent Balance-sheet Expansion

A flat to slightly declining asset base suggests that recent balance-sheet growth has been restrained rather than consistently accelerating. For a bank, slower expansion can constrain future net interest income growth and reduce the operating leverage available from a larger lending and deposit platform.

Uneven Free-cash-flow Growth

Although recent operating and free cash flow improved, the earlier declines demonstrate that cash generation has not followed a consistently rising path. This variability can complicate capital planning and makes the durability of the latest cash-flow acceleration less certain across changing banking conditions.

First Financial Bankshares News

First Financial price target lowered to $33 from $35 at Piper Sandler

Piper Sandler lowered the firm’s price target on First Financial (FFIN) to $33 from $35 and keeps a Neutral rating on the shares. The firm is only modestly changing its

2w agoFFIN FI6

First Financial price target lowered to $38 from $39 at StoneX

StoneX lowered the firm’s price target on First Financial (FFIN) to $38 from $39 and keeps a Buy rating on the shares. The firm is trimming its FY26 and FY27

2w agoFFIN FI6

First Financial price target lowered to $34 from $35 at Keefe Bruyette

Keefe Bruyette lowered the firm’s price target on First Financial (FFIN) to $34 from $35 and keeps a Market Perform rating on the shares. First Financial posted another strong, steady

2w agoFFIN FI6

Closing Bell Movers: JB Hunt slips after Q3 results

Following yesterday’s hotter-than-expected CPI print, wholesale PPI inflation also came in well above expectations, and yet investor sentiment is holding up well as market fears shift away from concerns over

2w agoAA CNS

First Financial reports Q3 EPS 52c, consensus 52c

Reports Q3 net interest margin, on a tax-equivalent basis, 3.91% vs. 3.80% for 3Q25 and 3.90% for the linked quarter. Tangible book value was $10.59 from $11.75 last quarter. Q3

2w agoFFIN FI6

First Financial initiated with a Market Perform at Raymond James

Raymond James initiated coverage of First Financial (FFIN) with a Market Perform rating and no price target The firm says the bank’s “superior” profitability and low-cost deposit base has driven

2w agoFFIN FI6

First Financial price target lowered to $34 from $35 at Cantor Fitzgerald

Cantor Fitzgerald lowered the firm’s price target on First Financial (FFIN) to $34 from $35 and keeps a Neutral rating on the shares. The firm previewed Q3 bank earnings. Published

2w agoFFIN FI6

FFIN Upcoming Earnings Report: What to Expect?

First Financial Bankshares (FFIN) is scheduled to report 3rd quarter earnings on 10/15/2026. Regarding Q3 estimates, Wall Street analysts expect First Financial Bankshares to post earnings of $0.52 per share.

2w agoFFIN FI6

First Financial initiated with a Market Perform at Hovde Group

Hovde Group analyst Ed Najarian initiated coverage of First Financial (FFIN) with a Market Perform rating and $36 price target Published first on TheFly – the ultimate source for real-time,

1M agoFFIN FI6

First Financial initiated with a Neutral at Piper Sandler

Piper Sandler initiated coverage of First Financial (FFIN) with a Neutral rating and $35 price target The firm says First Financial remains one of the most profitable banks in the

2M agoFFIN FI6

First Financial Bankshares Expands Share Repurchase Authorization

An update from First Financial Bankshares ( ($FFIN) ) is now available. On July 28, 2026, First Financial Bankshares’ board renewed and expanded its share repurchase plan, extending the authorization

3M ago8K FFIN

First Financial increases share repurchase plan

First Financial (FFIN) announced the renewal and increase in the size of its share repurchase plan through July 31, 2027. Pursuant to the renewed plan, the company may repurchase up

3M agoFFIN FI6

FFIN Earnings Report this Week: Is It a Buy, Ahead of Earnings?

First Financial Bankshares (FFIN) is scheduled to report 2nd quarter earnings on 07/16/2026. Regarding Q2 estimates, Wall Street analysts expect First Financial Bankshares to post earnings of $0.50 per share.

3M agoFFIN FI6

First Financial Bankshares Holds 2026 Annual Shareholder Meeting

The latest announcement is out from First Financial Bankshares ( ($FFIN) ). On April 28, 2026, First Financial Bankshares, Inc. held its Annual Shareholder Meeting in Abilene, Texas, bringing together

6M ago8K FFIN

FI6 FAQ

What was First Financial Bankshares’s price range in the past 12 months?

First Financial Bankshares lowest stock price was €24.60 and its highest was €31.80 in the past 12 months.

What is First Financial Bankshares’s market cap?

First Financial Bankshares’s market cap is €3.93B.

When is First Financial Bankshares’s upcoming earnings report date?

First Financial Bankshares’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 87 days.

How were First Financial Bankshares’s earnings last quarter?

First Financial Bankshares released its earnings results on Oct 15, 2026. The company reported €0.464 earnings per share for the quarter, missing the consensus estimate of €0.465 by -€0.001.

Is First Financial Bankshares overvalued?

According to Wall Street analysts First Financial Bankshares’s price is currently Undervalued.

Does First Financial Bankshares pay dividends?

First Financial Bankshares does not currently pay dividends.

What is First Financial Bankshares’s EPS estimate?

First Financial Bankshares’s EPS estimate is 0.47.

How many shares outstanding does First Financial Bankshares have?

First Financial Bankshares has 143,327,500 shares outstanding.

What happened to First Financial Bankshares’s price movement after its last earnings report?

First Financial Bankshares reported an EPS of €0.464 in its last earnings report, missing expectations of €0.465. Following the earnings report the stock price went up 2.19%.

Which hedge fund is a major shareholder of First Financial Bankshares?

Hedge funds hold First Financial Bankshares shares: the largest hedge-fund position in First Financial Bankshares is 806,250,204 shares, and hedge funds increased their holdings by 132.3K shares last quarter.

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Financial Bankshares Stock Smart Score

Neutral

Learn more about TipRanks Smart Score

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Company Description

First Financial Bankshares

First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.

First Financial Bankshares (FI6) Earnings & Revenues

Historic Earnings Reports

FI6 Stock 12 Month Forecast

Average Price Target

EUR 30.56▲(11.55% Upside)

Past 12 Months12 Month ForecastJan2026Oct2026

HighEUR 32.13

AverageEUR 30.56

LowEUR 29.45

Detailed Analyst Forecast >

Technical Analysis

Overall Consensus

Indicator	Bullish	Neutral	Bearish
Overall Consensus	9	5	7
Technical Analysis	3	5	1
Moving Averages	6	0	6

Technical Analysis >

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Ownership Overview

3.48% Insiders
22.02% Mutual Funds
0.96% Other Institutional Investors
44.93% Public Companies and Individual Investors

Detailed Ownership Overview >

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FI6 Stock Chart & Stats

Bulls Say, Bears Say

Bulls Say

Revenue And Earnings Growth

High Profitability

Conservative Balance Sheet And Cash Generation

Bears Say

Profitability Normalization

Limited Recent Balance-sheet Expansion

Uneven Free-cash-flow Growth

First Financial Bankshares News

First Financial price target lowered to $33 from $35 at Piper Sandler

First Financial price target lowered to $38 from $39 at StoneX

First Financial price target lowered to $34 from $35 at Keefe Bruyette

Closing Bell Movers: JB Hunt slips after Q3 results

First Financial reports Q3 EPS 52c, consensus 52c

First Financial initiated with a Market Perform at Raymond James

First Financial price target lowered to $34 from $35 at Cantor Fitzgerald

FFIN Upcoming Earnings Report: What to Expect?

First Financial initiated with a Market Perform at Hovde Group

First Financial initiated with a Neutral at Piper Sandler

First Financial Bankshares Expands Share Repurchase Authorization

First Financial increases share repurchase plan

FFIN Earnings Report this Week: Is It a Buy, Ahead of Earnings?

First Financial Bankshares Holds 2026 Annual Shareholder Meeting

FI6 FAQ

First Financial Bankshares Stock Smart Score

Company Description

First Financial Bankshares

First Financial Bankshares (FI6) Earnings & Revenues

FI6 Stock 12 Month Forecast

Average Price Target

Technical Analysis

Overall Consensus

Similar Stocks

Ownership Overview

Popular Stocks

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