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PB Stock Chart & Stats
$72.53
-$0.61(-0.83%)
At close: 4:00 PM EDT
$72.53
-$0.61(-0.83%)
Day’s Range― - ―
52-Week Range$61.62 - $77.20
Previous Close$72.54
Volume1.24M
Average Volume (3M)1.05M
Market Cap
$8.15B
Enterprise Value$8.39B
Total Cash (Recent Filing)$2.03B
Total Debt (Recent Filing)$2.67B
Price to Earnings (P/E)11.7
Beta0.60
Next Earnings
Oct 28, 2026EPS Estimate
1.35Next Dividend Ex-DateN/A
Dividend Yield3.54%
Share Statistics
EPS (TTM)5.77
Shares Outstanding120,176,770
10 Day Avg. Volume872,823
30 Day Avg. Volume1,053,501
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)0.86
Price to Sales (P/S)3.76
P/FCF Ratio12.64
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue4.71
Enterprise Value/Gross Profit6.49
Enterprise Value/Ebitda11.03
Forecast
1Y Price Target
$78.91Price Target Upside8.80% Upside
Rating ConsensusHold
Number of Analyst Covering11
EPS Forecast (FY)5.83
Revenue Forecast (FY)$1.75B
Bulls Say, Bears Say
Bulls Say
Merger-driven Market ExpansionThe completed Stellar merger materially expands Prosperity’s Texas footprint and customer access while adding experienced local executives and directors. Greater scale can strengthen deposit gathering, lending opportunities, and operating efficiency, supporting a broader and more durable regional banking franchise.
Net Interest Margin ExpansionImproving net interest margin directly supports recurring net interest income, the bank’s core earnings engine. Management’s forward guidance indicates that the benefit may persist beyond one quarter, provided funding costs and loan pricing remain consistent with current assumptions.
Strong Cash Generation And Earnings QualityFree cash flow nearly matching net income indicates that reported profitability is translating into substantial cash generation. This provides internal capacity to support dividends, technology and integration spending, balance-sheet growth, and other capital allocation priorities over the coming quarters.
Bears Say
Muted Organic Loan GrowthFlat or declining ex-warehouse loan balances constrain organic growth in interest income and reduce the operating leverage available from the enlarged deposit base. Reliance on merger-related balance-sheet expansion therefore remains important while management works to rebuild underlying loan momentum.
Competitive Pressure On Loan SpreadsAggressive competitor pricing can compress loan yields and make attractive risk-adjusted growth harder to achieve. If the environment persists, Prosperity may need to accept slower organic loan expansion or lower spreads, limiting the durability of net interest income improvement.
Integration Costs And Synergy TimingThe merger program carries a near-term cost burden before its full benefits arrive. Elevated operating expenses and conversion timing can temporarily depress efficiency and earnings, while delayed savings would extend the period in which Prosperity must fund integration without the complete expected offset.
Prosperity Bancshares News
PB FAQ
What was Prosperity Bancshares’s price range in the past 12 months?
Prosperity Bancshares lowest stock price was $61.62 and its highest was $77.20 in the past 12 months.
What is Prosperity Bancshares’s market cap?
Prosperity Bancshares’s market cap is $8.15B.
When is Prosperity Bancshares’s upcoming earnings report date?
Prosperity Bancshares’s upcoming earnings report date is Oct 28, 2026 which is in 10 days.
How were Prosperity Bancshares’s earnings last quarter?
Prosperity Bancshares released its earnings results on Jul 29, 2026. The company reported $1.67 earnings per share for the quarter, beating the consensus estimate of $1.501 by $0.169.
Is Prosperity Bancshares overvalued?
According to Wall Street analysts Prosperity Bancshares’s price is currently Undervalued.
Does Prosperity Bancshares pay dividends?
Prosperity Bancshares pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 3.54%. See more information on Prosperity Bancshares dividends here
What is Prosperity Bancshares’s EPS estimate?
Prosperity Bancshares’s EPS estimate is 1.35.
How many shares outstanding does Prosperity Bancshares have?
Prosperity Bancshares has 120,176,770 shares outstanding.
What happened to Prosperity Bancshares’s price movement after its last earnings report?
Prosperity Bancshares reported an EPS of $1.67 in its last earnings report, beating expectations of $1.501. Following the earnings report the stock price went up 0.926%.
Which hedge fund is a major shareholder of Prosperity Bancshares?
Currently, no hedge funds are holding shares in PB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Prosperity Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$78.91 (8.80% Upside)
$78.91 (8.80% Upside)
Blogger Sentiment
Bullish
PB Sentiment 75%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 67.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $870.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.4%
Last 30 Days ▼ 3.6%
Last 30 Days ▼ 3.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
13.34%
12-Months-Change
Fundamentals
Return on Equity
7.08%
Trailing 12-Months
Asset Growth
14.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Prosperity Bancshares
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
PB Company Deck
PB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated solid underlying financial progress driven by mergers: meaningful YoY earnings growth, improved NIM (guidance to continue expanding), strong deposit and loan balances on a combined basis, a healthy asset quality profile and material projected cost synergies that support higher future profitability. Near-term challenges include muted organic loan growth, a QoQ reduction in loans excluding warehouse, higher near-term noninterest expense due to integrations and conversion timing, isolated securities sale losses, and competitive pressure compressing lending spreads. On balance the positives (earnings/NIM expansion, M&A revenue tailwinds, strong cost‑savings runway and healthy capital) outweigh the near-term headwinds.View all PB earnings summariesPB Stock 12 Month Forecast
Average Price Target
$78.91
▲(8.80% Upside)
Technical Analysis
Cullen/Frost Bankers
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First Financial Bankshares
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Home Bancshares
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International Bancshares
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Texas Capital Bancshares
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Ownership Overview
3.38% Insiders
24.77% Mutual Funds
1.48% Other Institutional Investors
40.41% Public Companies and
Individual Investors