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CFR Stock Chart & Stats
$143.33
$0.82(0.61%)
At close: 4:00 PM EST
$143.33
$0.82(0.61%)
Day’s Range― - ―
52-Week Range$119.00 - $163.81
Previous CloseN/A
Volume65.54K
Average Volume (3M)521.69K
Market Cap
$10.15B
Enterprise Value$12.80K
Total Cash (Recent Filing)$638.78M
Total Debt (Recent Filing)$4.64B
Price to Earnings (P/E)15.7
Beta0.86
Next Earnings
Jul 30, 2026EPS Estimate
2.55Next Dividend Ex-DateN/A
Dividend Yield2.49%
Share Statistics
EPS (TTM)10.33
Shares Outstanding62,797,047
10 Day Avg. Volume418,940
30 Day Avg. Volume521,693
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)1.77
Price to Sales (P/S)2.78
P/FCF Ratio63.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$155.00Price Target Upside8.14% Upside
Rating ConsensusHold
Number of Analyst Covering12
EPS Forecast (FY)10.64
Revenue Forecast (FY)$2.40B
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And Earnings QualityConsistent conversion of earnings into operating and free cash flow (FCF ~ net income) underpins durable internal funding for dividends, branch investment and loan growth. Reliable cash generation supports capital allocation flexibility and reduces dependence on volatile external funding over the medium term.
Branch-driven Growth With Measurable EPS AccretionA replicable branch expansion model that already contributes to EPS and produces meaningful new loans and deposits creates a durable engine for organic growth. Physical network growth fosters customer acquisition, cross-sell and deposit stability, supporting sustainable NII and fee income over multiple quarters.
Strong Customer Franchise And Record Relationship PipelineLongstanding customer satisfaction and accelerating new commercial relationships signal durable franchise strength. High-quality relationships and a large, growing loan pipeline support long-term deposit stickiness, fee opportunities and sustainable loan growth even as markets fluctuate.
Bears Say
Rising Total Problem LoansA rising stock of problem loans increases the risk of higher provisions and credit losses over coming quarters, potentially weighing on net income and capital. Concentrations that management expects to resolve create uncertainty around timing and magnitude of credit expense and earnings durability.
Growing Unrealized Losses On Investment PortfolioLarge mark-to-market unrealized losses reflect interest-rate and duration exposure in the securities book. If prolonged or realized, these losses can constrain capital flexibility, limit liquidity options, and force strategic trade-offs between hold-to-maturity income and balance-sheet management over the medium term.
Balance-sheet Leverage And Reporting UncertaintyMeaningful historical leverage amplifies earnings volatility in downturns and raises funding sensitivity. Inconsistent debt presentation in TTM reporting creates ambiguity about true leverage and financial flexibility, complicating risk assessment and capital planning for the next several quarters.
Cullen/Frost Bankers News
CFR FAQ
What was Cullen/Frost Bankers’s price range in the past 12 months?
Cullen/Frost Bankers lowest stock price was $119.00 and its highest was $163.81 in the past 12 months.
What is Cullen/Frost Bankers’s market cap?
Cullen/Frost Bankers’s market cap is $10.15B.
When is Cullen/Frost Bankers’s upcoming earnings report date?
Cullen/Frost Bankers’s upcoming earnings report date is Jul 30, 2026 which is in 9 days.
How were Cullen/Frost Bankers’s earnings last quarter?
Cullen/Frost Bankers released its earnings results on Apr 30, 2026. The company reported $2.65 earnings per share for the quarter, beating the consensus estimate of $2.479 by $0.171.
Is Cullen/Frost Bankers overvalued?
According to Wall Street analysts Cullen/Frost Bankers’s price is currently Undervalued.
Does Cullen/Frost Bankers pay dividends?
Cullen/Frost Bankers pays a Quarterly dividend of $1.03 which represents an annual dividend yield of 2.49%. See more information on Cullen/Frost Bankers dividends here
What is Cullen/Frost Bankers’s EPS estimate?
Cullen/Frost Bankers’s EPS estimate is 2.55.
How many shares outstanding does Cullen/Frost Bankers have?
Cullen/Frost Bankers has 62,797,047 shares outstanding.
What happened to Cullen/Frost Bankers’s price movement after its last earnings report?
Cullen/Frost Bankers reported an EPS of $2.65 in its last earnings report, beating expectations of $2.479. Following the earnings report the stock price went up 1.492%.
Which hedge fund is a major shareholder of Cullen/Frost Bankers?
Currently, no hedge funds are holding shares in CFR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cullen/Frost Bankers Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$155.00 (8.14% Upside)
$155.00 (8.14% Upside)
Blogger Sentiment
Bullish
CFR Sentiment 75%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $124.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.35%
12-Months-Change
Fundamentals
Return on Equity
2.49%
Trailing 12-Months
Asset Growth
1.38%
Trailing 12-Months
Company Description
Cullen/Frost Bankers
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
CFR Stock 12 Month Forecast
Average Price Target
$155.00
▲(8.14% Upside)
Technical Analysis
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Commerce Bancshares
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Old National Bancorp Capital
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Popular
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Zions Bancorporation National Association
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Ownership Overview
1.09% Insiders
27.75% Mutual Funds
1.06% Other Institutional Investors
42.80% Public Companies and
Individual Investors