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Cullen/Frost Bankers (CFR)
NYSE:CFR
Total Valuation
Cullen/Frost Bankers has a market cap or net worth of $7.95B. The enterprise value is $2.94B.
Market Cap$7.95B
Enterprise Value$2.94B
Share Statistics
Cullen/Frost Bankers has 64,287,940 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding64,287,940
Owned by Insiders1.29%
Owned by Institutions27.01%
Financial Efficiency
Cullen/Frost Bankers’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 5.95%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.95%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee486.80K
Profits Per Employee99.51K
Employee Count5,854
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Cullen/Frost Bankers is 14.79. Cullen/Frost Bankers’s PEG ratio is -3.80.
PE Ratio14.79
PS Ratio0.00
PB Ratio1.57
Price to Fair Value2.21
Price to FCF14.35
Price to Operating Cash Flow9.68
PEG Ratio-3.80
Income Statement
In the last 12 months, Cullen/Frost Bankers had revenue of 2.85B and earned 582.54M in profits. Earnings per share was 9.08.
Revenue2.85B
Gross Profit2.00B
Operating Income695.97M
Pretax Income695.97M
Net Income582.54M
EBITDA778.78M
Earnings Per Share (EPS)9.08
Cash Flow
In the last 12 months, operating cash flow was 204.99M and capital expenditures -130.54M, giving a free cash flow of 74.44M billion.
Operating Cash Flow204.99M
Free Cash Flow74.44M
Free Cash Flow per Share1.16
Dividends & Yields
Cullen/Frost Bankers pays an annual dividend of $3.847, resulting in a dividend yield of 3.23%
Dividend Per Share$3.847
Dividend Yield3.23%
Payout Ratio42.26%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.96
52-Week Price Change29.01%
50-Day Moving Average121.29
200-Day Moving Average125.60
Relative Strength Index (RSI)42.09
Average Volume (3m)307.40K
Important Dates
Cullen/Frost Bankers upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateMay 1, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateMay 30, 2025
Financial Position
Cullen/Frost Bankers as a current ratio of 0.54, with Debt / Equity ratio of 6.01%
Current Ratio0.54
Quick Ratio0.54
Debt to Market Cap0.53
Net Debt to EBITDA-7.23
Interest Coverage Ratio0.89
Taxes
In the past 12 months, Cullen/Frost Bankers has paid 113.42M in taxes.
Income Tax113.42M
Effective Tax Rate0.16
Enterprise Valuation
Cullen/Frost Bankers EV to EBITDA ratio is 3.83, with an EV/FCF ratio of 3.47.
EV to Sales1.05
EV to EBITDA3.83
EV to Free Cash Flow3.47
EV to Operating Cash Flow3.02
Balance Sheet
Cullen/Frost Bankers has $9.30B in cash and marketable securities with $4.72B in debt, giving a net cash position of -$4.58B billion.
Cash & Marketable Securities$9.30B
Total Debt$4.72B
Net Cash-$4.58B
Net Cash Per Share-$71.25
Tangible Book Value Per Share$60.74
Margins
Gross margin is 100.00%, with operating margin of 24.42%, and net profit margin of 20.44%.
Gross Margin100.00%
Operating Margin24.42%
Pretax Margin24.42%
Net Profit Margin20.44%
EBITDA Margin27.33%
EBIT Margin24.42%
Analyst Forecast
The average price target for Cullen/Frost Bankers is $130.18, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$130.18
Price Target Upside6.06% Upside
Analyst ConsensusHold
Analyst Count11
Revenue Growth Forecast5.99%
EPS Growth Forecast7.75%