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ZION Stock Chart & Stats
$68.32
-$0.77(-1.11%)
At close: 4:00 PM EDT
$68.32
-$0.77(-1.11%)
Day’s Range― - ―
52-Week Range$48.50 - $73.34
Previous Close$68.52
Volume1.62M
Average Volume (3M)1.47M
Market Cap
$9.22B
Enterprise Value$11.69B
Total Cash (Recent Filing)$21.37B
Total Debt (Recent Filing)$3.17B
Price to Earnings (P/E)7.7
Beta1.11
Next Earnings
Jan 26, 2027EPS Estimate
1.71Next Dividend Ex-DateN/A
Dividend Yield2.9%
Share Statistics
EPS (TTM)7.87
Shares Outstanding145,953,350
10 Day Avg. Volume1,361,641
30 Day Avg. Volume1,472,344
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.20
Price to Sales (P/S)1.74
P/FCF Ratio8.78
Enterprise Value/Market Cap1.27
Enterprise Value/Revenue2.26
Enterprise Value/Gross Profit3.17
Enterprise Value/Ebitda7.23
Forecast
1Y Price Target
$73.06Price Target Upside6.94% Upside
Rating ConsensusHold
Number of Analyst Covering16
EPS Forecast (FY)8.01
Revenue Forecast (FY)$3.53B
Bulls Say, Bears Say
Bulls Say
Profitability And Cash GenerationThe TTM recovery combines higher revenue, stronger margins and substantial free cash flow, indicating improved earnings quality rather than growth driven only by balance-sheet expansion. Strong cash conversion can support capital needs, shareholder distributions and continued investment over the next several quarters.
Capital And Funding PositionImproved leverage, growing equity and a stable CET1 ratio provide a stronger cushion against credit or market stress. The capital position also gives Zions greater flexibility to support customer lending, absorb volatility and pursue strategic growth without relying as heavily on wholesale funding.
Differentiated Fee PlatformsThe multifamily agency platform adds differentiated access to Fannie Mae, Freddie Mac and CMBS activity, broadening Zions beyond traditional spread income. If integration and production ramp as planned, the platform can deepen client relationships and create a more durable source of fee revenue.
Bears Say
Margin And Funding-Cost PressureRising deposit and funding costs are compressing the spread between earning assets and liabilities, directly pressuring a core earnings driver. The expected further increase in deposit pricing could limit the benefit of higher asset yields and make profitability more sensitive to funding mix and rate conditions.
Moderated Loan GrowthSlower loan expansion limits balance-sheet growth and reduces the opportunity to compound net interest income through greater earning-asset volumes. Competitive pricing, higher rates and commercial real estate conditions may also constrain returns, even as management maintains underwriting discipline.
Acquisition Integration DragThe acquired platform is currently dilutive because integration and personnel costs substantially exceed its early revenue contribution. Benefits are expected to build gradually, so near-term operating leverage and reported efficiency may remain restrained until production scales and the platform is fully integrated.
Zions Bancorporation National Association News
ZION FAQ
What was Zions Bancorporation National Association’s price range in the past 12 months?
Zions Bancorporation National Association lowest stock price was $48.50 and its highest was $73.34 in the past 12 months.
What is Zions Bancorporation National Association’s market cap?
Zions Bancorporation National Association’s market cap is $9.22B.
When is Zions Bancorporation National Association’s upcoming earnings report date?
Zions Bancorporation National Association’s upcoming earnings report date is Jan 26, 2027 which is in 97 days.
How were Zions Bancorporation National Association’s earnings last quarter?
Zions Bancorporation National Association released its earnings results on Oct 19, 2026. The company reported $1.78 earnings per share for the quarter, beating the consensus estimate of $1.661 by $0.119.
Is Zions Bancorporation National Association overvalued?
According to Wall Street analysts Zions Bancorporation National Association’s price is currently Undervalued.
Does Zions Bancorporation National Association pay dividends?
Zions Bancorporation National Association pays a Quarterly dividend of $0.48 which represents an annual dividend yield of 2.9%. See more information on Zions Bancorporation National Association dividends here
What is Zions Bancorporation National Association’s EPS estimate?
Zions Bancorporation National Association’s EPS estimate is 1.71.
How many shares outstanding does Zions Bancorporation National Association have?
Zions Bancorporation National Association has 145,953,350 shares outstanding.
What happened to Zions Bancorporation National Association’s price movement after its last earnings report?
Zions Bancorporation National Association reported an EPS of $1.78 in its last earnings report, beating expectations of $1.661. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Zions Bancorporation National Association?
Currently, no hedge funds are holding shares in ZION
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zions Bancorporation National Association Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$73.06 (6.94% Upside)
$73.06 (6.94% Upside)
Blogger Sentiment
Bullish
ZION Sentiment 75%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 141.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 2.5%
Last 30 Days ▲ 0.8%
Last 30 Days ▲ 0.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
31.00%
12-Months-Change
Fundamentals
Return on Equity
16.25%
Trailing 12-Months
Asset Growth
2.70%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Zions Bancorporation National Association
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
ZION Company Deck
ZION Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive, supported by 20% year-over-year growth in earnings per share, strong credit quality, deposit growth, fee income momentum, capital strength and multiple strategic growth initiatives. The main challenges were net interest margin compression, rising deposit costs, moderated loan growth expectations, higher acquisition-related expenses, flat wealth fees and increased AOCI losses. Management nevertheless provided constructive 2027 outlooks for net interest income, fee income and operating leverage.View all ZION earnings summariesZION Net revenue Breakdown
77.61% Net interest income
22.39% Noninterest income

ZION Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$73.06
▲(6.94% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Columbia Banking System
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Cullen/Frost Bankers
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First Interstate Bancsystem
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UMB Financial
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Western Alliance
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Ownership Overview
1.29% Insiders
25.99% Mutual Funds
0.59% Other Institutional Investors
42.90% Public Companies and
Individual Investors









