FCA Stock Chart & Stats
€2.70
€0.08(3.15%)
At close: 4:00 PM EDT
€2.70
€0.08(3.15%)
Day’s Range― - ―
52-Week Range€1.24 - €2.84
Previous CloseN/A
Volume1.65K
Average Volume (3M)26.00
Market Cap
€693.57M
Enterprise Value€249.73M
Total Cash (Recent Filing)€445.80M
Total Debt (Recent Filing)€254.80M
Price to Earnings (P/E)10.1
Beta1.19
Next Earnings
Mar 11, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.21
Shares Outstanding293,311,340
10 Day Avg. Volume0
30 Day Avg. Volume26
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.74
Price to Sales (P/S)1.79
P/FCF Ratio-11.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.57Price Target Upside32.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.13
Revenue Forecast (FY)€315.03M
Bulls Say, Bears Say
Bulls Say
Strong Growth And ProfitabilityRapid growth in lending, revenue and profit indicates stronger customer demand and operating leverage. If maintained, this combination can expand earnings capacity and support reinvestment, while the upgraded full-year outlook provides evidence that momentum extends beyond a single reporting period.
Technology And Underwriting AdvantageProprietary data, long operating experience and stronger risk differentiation can improve underwriting quality and borrower conversion. These capabilities are difficult to replicate quickly and may support scalable growth, better product decisions and more durable economics across the lending platform.
Capital-light Funding PlatformThe high proportion of investor-funded term loans reduces the need to use Funding Circle's own balance sheet to support platform growth. Combined with forward-flow arrangements, this structure can improve capital efficiency and allow originations to scale with less direct funding exposure.
Bears Say
Negative Cash Generation And Higher LeverageSustained cash burn reduces financial flexibility and makes the business more reliant on external funding. The simultaneous increase in debt raises balance-sheet sensitivity if operating performance weakens, funding conditions tighten or investment needs remain elevated over coming quarters.
Losses And Elevated Credit Costs In Newer ProductsNewer products are growing quickly but currently absorb substantial credit costs and remain loss-making. Their future profitability depends on improving cohort economics and controlling losses as balances expand, creating execution risk that could offset gains from the core term-loan business.
CEO Succession RiskA planned leadership change introduces execution and continuity risk during a period of product expansion and medium-term guidance delivery. Even with a supported handover, successor selection and strategic alignment could affect priorities, investor confidence and the pace of operational initiatives.
Funding Circle Holdings News
FCA FAQ
What was Funding Circle Holdings Limited’s price range in the past 12 months?
Funding Circle Holdings Limited lowest stock price was €1.24 and its highest was €2.84 in the past 12 months.
What is Funding Circle Holdings Limited’s market cap?
Funding Circle Holdings Limited’s market cap is €693.57M.
When is Funding Circle Holdings Limited’s upcoming earnings report date?
Funding Circle Holdings Limited’s upcoming earnings report date is Mar 11, 2027 which is in 136 days.
How were Funding Circle Holdings Limited’s earnings last quarter?
Funding Circle Holdings Limited released its earnings results on Sep 08, 2026. The company reported €0.088 earnings per share for the quarter.
Is Funding Circle Holdings Limited overvalued?
According to Wall Street analysts Funding Circle Holdings Limited’s price is currently Undervalued.
Does Funding Circle Holdings Limited pay dividends?
Funding Circle Holdings Limited does not currently pay dividends.
What is Funding Circle Holdings Limited’s EPS estimate?
Funding Circle Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Funding Circle Holdings Limited have?
Funding Circle Holdings Limited has 293,311,340 shares outstanding.
What happened to Funding Circle Holdings Limited’s price movement after its last earnings report?
Funding Circle Holdings Limited reported an EPS of €0.088 in its last earnings report. Following the earnings report the stock price went down -12.977%.
Which hedge fund is a major shareholder of Funding Circle Holdings Limited?
Currently, no hedge funds are holding shares in DE:FCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Funding Circle Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€3.57 (32.21% Upside)
€3.57 (32.21% Upside)
Insider Transactions
Bought Shares
Worth €11.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
68.53%
12-Months-Change
Fundamentals
Return on Equity
26.71%
Trailing 12-Months
Asset Growth
30.82%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Funding Circle Holdings Limited
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
FCA Stock 12 Month Forecast
Average Price Target
€3.57
▲(32.21% Upside)
Technical Analysis
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