FCA Stock Chart & Stats
€1.40
-€0.10(-6.54%)
At close: 4:00 PM EST
€1.40
-€0.10(-6.54%)
Day’s Range― - ―
52-Week Range€1.24 - €2.62
Previous CloseN/A
Volume0.00
Average Volume (3M)23.00
Market Cap
€770.17M
Enterprise Value€239.70
Total Cash (Recent Filing)€447.00M
Total Debt (Recent Filing)€273.60M
Price to Earnings (P/E)15.2
Beta0.88
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.15
Shares Outstanding298,753,080
10 Day Avg. Volume70
30 Day Avg. Volume23
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.74
Price to Sales (P/S)1.79
P/FCF Ratio-11.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.51Price Target Upside150.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€2.89M
Bulls Say, Bears Say
Bulls Say
Revenue Rebound & Return To ProfitabilityA 28% revenue rebound and positive 2025 net income indicate renewed demand for the platform and improving unit economics. Durable revenue growth and restored profitability create capacity to reinvest in underwriting, technology and partnerships, supporting longer-term scaling.
Meaningful Equity BufferA material equity base (~£228m) and asset growth provide a capital cushion to absorb credit losses and support lending operations. Sustained equity support improves resilience to shocks, underpins regulatory capital needs and enables strategic investment without immediate external dilution.
Diversified Platform Revenue ModelA multi-channel model (origination fees, net interest, servicing and partner revenues) spreads revenue risk across products and partners. Recurring servicing fees and partner distribution create durable cash streams and scalable economics, strengthening competitive positioning over time.
Bears Say
Weak Cash GenerationSustained negative operating and free cash flow reduces financial flexibility and forces dependence on external funding. Over a multi-month horizon this limits the company’s ability to organically fund growth, increases refinancing risk and constrains reinvestment in originations and tech.
Rising Leverage And Funding SensitivityA sharp increase in debt amplifies interest and refinancing exposure, making operations more sensitive to funding market conditions. Coupled with weak cash flow, higher leverage limits headroom for credit losses and increases the chance that tightening funding conditions could impair growth plans.
Volatile Earnings Quality HistoricallyPronounced swings in profitability reflect exposure to credit cycles and execution risk, reducing predictability of future earnings and retained earnings accumulation. This volatility complicates capital planning, partner confidence and the durability of margin improvements.
Funding Circle Holdings News
FCA FAQ
What was Funding Circle Holdings Limited’s price range in the past 12 months?
Funding Circle Holdings Limited lowest stock price was €1.24 and its highest was €2.62 in the past 12 months.
What is Funding Circle Holdings Limited’s market cap?
Funding Circle Holdings Limited’s market cap is €770.17M.
When is Funding Circle Holdings Limited’s upcoming earnings report date?
Funding Circle Holdings Limited’s upcoming earnings report date is Sep 08, 2026 which is in 46 days.
How were Funding Circle Holdings Limited’s earnings last quarter?
Funding Circle Holdings Limited released its earnings results on Mar 05, 2026. The company reported €0.149 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Funding Circle Holdings Limited overvalued?
According to Wall Street analysts Funding Circle Holdings Limited’s price is currently Undervalued.
Does Funding Circle Holdings Limited pay dividends?
Funding Circle Holdings Limited does not currently pay dividends.
What is Funding Circle Holdings Limited’s EPS estimate?
Funding Circle Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Funding Circle Holdings Limited have?
Funding Circle Holdings Limited has 298,753,080 shares outstanding.
What happened to Funding Circle Holdings Limited’s price movement after its last earnings report?
Funding Circle Holdings Limited reported an EPS of €0.149 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.925%.
Which hedge fund is a major shareholder of Funding Circle Holdings Limited?
Currently, no hedge funds are holding shares in DE:FCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Funding Circle Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€3.51 (150.72% Upside)
€3.51 (150.72% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-16.31%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
49.69%
Trailing 12-Months
Company Description
Funding Circle Holdings Limited
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
FCA Stock 12 Month Forecast
Average Price Target
€3.51
▲(150.72% Upside)
Technical Analysis
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