EZ2A Stock Chart & Stats
€29.98
-€1.62(-5.72%)
At close: 4:00 PM EDT
€29.98
-€1.62(-5.72%)
Day’s Range― - ―
52-Week Range€14.90 - €31.21
Previous CloseN/A
Volume55.00
Average Volume (3M)7.00
Market Cap
€1.80B
Enterprise Value€3.38B
Total Cash (Recent Filing)€311.03M
Total Debt (Recent Filing)€810.75M
Price to Earnings (P/E)12.7
Beta0.40
Next Earnings
Nov 18, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.58
Shares Outstanding58,473,206
10 Day Avg. Volume22
30 Day Avg. Volume7
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.07
Price to Sales (P/S)0.86
P/FCF Ratio9.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€36.86Price Target Upside22.96% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.93
Revenue Forecast (FY)€1.63B
Bulls Say, Bears Say
Bulls Say
Core Pawn And Pledged-loan GrowthStrong growth in core pawn revenue, gross profit and pledged loans indicates improving demand for EZCORP’s collateralized lending model. Because the gains include same-store performance and higher loan balances, they support durable operating momentum beyond temporary scrap-price effects.
Improving Cash Generation And Lower LeverageRobust operating and free cash flow gives EZCORP internal funding capacity for store expansion, acquisitions and shareholder returns. Combined with sharply lower debt, this strengthens financial resilience, reduces funding pressure, and provides greater flexibility if operating conditions become less favorable.
Expanding International Scale And OwnershipExpansion in Latin America and full ownership of SMG increase EZCORP’s store footprint, revenue base and control over international operations. Greater scale can improve consistency and broaden earnings power, while new stores and integration create multiple avenues for longer-term growth.
Bears Say
Scrap Margin Normalization RiskScrap contributed materially to recent earnings, but management expects its unusually high margin to normalize if gold prices remain stable. This creates a durable risk to earnings quality because future profit growth will need to rely more heavily on core pawn and merchandise performance.
Elevated Inventory ExposureThe sharp inventory build increases capital tied up in merchandise and raises the importance of sustained turnover and pricing discipline. If jewelry does not sell within the indicated period, conversion to scrap could pressure margins and reduce the earnings benefit from recent purchasing activity.
Cost Pressure And PLO Yield CompressionRising Latin American labor costs can dilute operating leverage even when gross profit grows, while larger loans may carry lower monthly rates in some U.S. states. Together, these pressures could limit margin expansion and reduce the profitability gained from continued PLO growth.
EZ2A FAQ
What was EZCORP Inc’s price range in the past 12 months?
EZCORP Inc lowest stock price was €14.90 and its highest was €31.21 in the past 12 months.
What is EZCORP Inc’s market cap?
EZCORP Inc’s market cap is €1.80B.
When is EZCORP Inc’s upcoming earnings report date?
EZCORP Inc’s upcoming earnings report date is Nov 18, 2026 which is in 36 days.
How were EZCORP Inc’s earnings last quarter?
EZCORP Inc released its earnings results on Aug 05, 2026. The company reported €0.421 earnings per share for the quarter, beating the consensus estimate of €0.363 by €0.057.
Is EZCORP Inc overvalued?
According to Wall Street analysts EZCORP Inc’s price is currently Undervalued.
Does EZCORP Inc pay dividends?
EZCORP Inc does not currently pay dividends.
What is EZCORP Inc’s EPS estimate?
EZCORP Inc’s EPS estimate is 0.37.
How many shares outstanding does EZCORP Inc have?
EZCORP Inc has 58,473,206 shares outstanding.
What happened to EZCORP Inc’s price movement after its last earnings report?
EZCORP Inc reported an EPS of €0.421 in its last earnings report, beating expectations of €0.363. Following the earnings report the stock price went down -1.609%.
Which hedge fund is a major shareholder of EZCORP Inc?
Currently, no hedge funds are holding shares in DE:EZ2A
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EZCORP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€36.86 (22.96% Upside)
€36.86 (22.96% Upside)
Blogger Sentiment
Neutral
DE:EZ2A Sentiment 55%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €933.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
76.52%
12-Months-Change
Fundamentals
Return on Equity
14.45%
Trailing 12-Months
Asset Growth
15.04%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
EZCORP Inc
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
EZ2A Company Deck
EZ2A Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a very strong operating quarter led by core pawn performance, robust PLO growth, impressive margin improvements and a successful move to full ownership of SMG. While near-term headwinds exist — primarily scrap/gold price normalization, a sizable inventory build, higher labor costs in Latin America, and integration work for SMG — management framed these as expected/managed issues and highlighted strong liquidity and disciplined capital allocation. Overall, the positive operating momentum and sizeable percent gains in key metrics outweigh the identified challenges.View all DE:EZ2A earnings summariesEZ2A Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€36.86
▲(22.96% Upside)
Technical Analysis
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