9KH Stock Chart & Stats
€18.10
-€0.20(-0.98%)
At close: 4:00 PM EST
€18.10
-€0.20(-0.98%)
Day’s Range― - ―
52-Week Range€15.30 - €24.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€150.15M
Enterprise Value€71.80
Total Cash (Recent Filing)€154.98M
Total Debt (Recent Filing)€56.68M
Price to Earnings (P/E)10.3
Beta0.15
Next Earnings
Nov 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.56
Shares Outstanding6,275,117
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.00
Price to Sales (P/S)1.56
P/FCF Ratio6.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.06
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Profitability & MarginsSustained improvement in core profitability and margins signals stronger internal capital generation and operating resilience. Higher ROE and net margins support dividend consistency and reinvestment, reducing dependence on external capital and improving long-term ability to fund growth and absorb credit cycles.
Deposit-led Balance-sheet GrowthDouble-digit YoY deposit and loan growth alongside rising tangible book value reflects durable franchise expansion and stronger funding stability. Growth from core deposits improves loan-to-deposit flexibility, underpins net interest income, and strengthens capital cushions for disciplined organic expansion.
Acquisition-driven Funding DiversificationSuccessful integration of Marblehead broadened the funding base and local market presence, creating diversified deposit sources and incremental loan production. This structural funding diversification reduces concentration risk and supports scalable revenue channels like mortgage and fee businesses over the medium term.
Bears Say
Volatile Free Cash FlowLarge swings in free cash flow limit predictable capital allocation and weaken the company's ability to sustain buybacks, raise dividends, or invest in growth consistently. Persistent volatility increases refinancing and stress-test risks and complicates medium-term planning for capital-intensive initiatives.
Elevated Efficiency RatioA high efficiency ratio indicates operating costs remain a large share of revenue, constraining margin expansion if revenue growth slows. Maintaining or reducing this ratio is necessary to convert revenue gains into durable profitability gains; otherwise ROE and cash generation may be pressured in tougher cycles.
Capital & Liquidity ConstraintsManagement's pause on repurchases and a pending sub-debt call signal tighter capital flexibility. Combined with potential deposit outflows and rising deposit costs, these structural constraints limit shareholder returns, M&A optionality, and pace of asset growth without raising capital or slowing expansion.
SB Financial Group News
9KH FAQ
What was SB Financial Group Inc’s price range in the past 12 months?
SB Financial Group Inc lowest stock price was €15.30 and its highest was €24.00 in the past 12 months.
What is SB Financial Group Inc’s market cap?
SB Financial Group Inc’s market cap is €150.15M.
When is SB Financial Group Inc’s upcoming earnings report date?
SB Financial Group Inc’s upcoming earnings report date is Nov 04, 2026 which is in 104 days.
How were SB Financial Group Inc’s earnings last quarter?
SB Financial Group Inc released its earnings results on Jul 23, 2026. The company reported €0.631 earnings per share for the quarter, beating the consensus estimate of €0.604 by €0.026.
Is SB Financial Group Inc overvalued?
According to Wall Street analysts SB Financial Group Inc’s price is currently Overvalued.
Does SB Financial Group Inc pay dividends?
SB Financial Group Inc does not currently pay dividends.
What is SB Financial Group Inc’s EPS estimate?
SB Financial Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SB Financial Group Inc have?
SB Financial Group Inc has 6,275,117 shares outstanding.
What happened to SB Financial Group Inc’s price movement after its last earnings report?
SB Financial Group Inc reported an EPS of €0.631 in its last earnings report, beating expectations of €0.604. Following the earnings report the stock price went up 2.23%.
Which hedge fund is a major shareholder of SB Financial Group Inc?
Currently, no hedge funds are holding shares in DE:9KH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SB Financial Group Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
DE:9KH Sentiment 70%
Sector Average 60%
Sector Average 60%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.22%
12-Months-Change
Fundamentals
Return on Equity
2.31%
Trailing 12-Months
Asset Growth
6.90%
Trailing 12-Months
Company Description
SB Financial Group Inc
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.
Technical Analysis
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