4F6 Stock Chart & Stats
€33.80
€0.00(0.00%)
At close: 4:00 PM EST
€33.80
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€23.80 - €42.80
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€904.43M
Enterprise Value€385.56M
Total Cash (Recent Filing)€646.68M
Total Debt (Recent Filing)€85.62M
Price to Earnings (P/E)15.3
Beta0.45
Next Earnings
Jul 22, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.16
Shares Outstanding21,376,154
10 Day Avg. Volume1
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)1.70
Price to Sales (P/S)2.97
P/FCF Ratio10.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€39.16Price Target Upside15.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.14
Revenue Forecast (FY)€170.23M
Bulls Say, Bears Say
Bulls Say
Core Deposit Growth & Funding MixSustained, large inflows into core and noninterest-bearing deposits materially improve funding stability and lower reliance on volatile wholesale sources. A stickier deposit base supports lending growth, reduces funding cost pressure over time, and bolsters liquidity for multi-quarter expansion plans.
Very Strong Asset QualityExceptionally low nonperforming loans reflect disciplined underwriting and active credit monitoring, reducing expected credit losses and capital strain. Persistent low asset-quality metrics support long-term earnings resilience, lower provision volatility, and capacity for measured loan growth in the region.
High Profitability & Cash ConversionElevated margins and strong free-cash-flow conversion demonstrate efficient core banking economics and the ability to fund dividends, investments, and capital add-ons internally. This durable cash generation provides flexibility to invest in growth initiatives and absorb cyclical shocks without severe capital strain.
Bears Say
Sharp TTM Revenue DeclineA pronounced top-line contraction signals loss of revenue momentum that can limit the scalability of operating leverage. If revenue recovery lags, persistent top-line weakness may force tougher trade-offs between growth investments and margin preservation over multiple quarters.
Elevated Operating Expenses From ExpansionSustained higher expense run-rates for hiring and market expansion can keep the efficiency ratio elevated and compress margins unless revenue growth outpaces the cost base. One-time releases aided recent metrics, masking some ongoing staffing and footprint costs that could persist across quarters.
Remaining Brokered Funding CostsDependence on costly brokered deposits increases funding-cost sensitivity and limits NIM upside until replacement with lower-cost core funding is fully executed. The planned elimination by year-end creates execution risk and short-to-medium-term margin volatility if replacements are slower or pricier.
Five Star News
4F6 FAQ
What was Five Star’s price range in the past 12 months?
Five Star lowest stock price was €23.80 and its highest was €42.80 in the past 12 months.
What is Five Star’s market cap?
Five Star’s market cap is €904.43M.
When is Five Star’s upcoming earnings report date?
Five Star’s upcoming earnings report date is Jul 22, 2026 which is in 11 days.
How were Five Star’s earnings last quarter?
Five Star released its earnings results on Apr 27, 2026. The company reported €0.762 earnings per share for the quarter, beating the consensus estimate of €0.69 by €0.072.
Is Five Star overvalued?
According to Wall Street analysts Five Star’s price is currently Undervalued.
Does Five Star pay dividends?
Five Star does not currently pay dividends.
What is Five Star’s EPS estimate?
Five Star’s EPS estimate is 0.75.
How many shares outstanding does Five Star have?
Five Star has 21,376,154 shares outstanding.
What happened to Five Star’s price movement after its last earnings report?
Five Star reported an EPS of €0.762 in its last earnings report, beating expectations of €0.69. Following the earnings report the stock price went up 0.592%.
Which hedge fund is a major shareholder of Five Star?
Currently, no hedge funds are holding shares in DE:4F6
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Five Star Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€39.16 (15.87% Upside)
€39.16 (15.87% Upside)
Blogger Sentiment
Bullish
DE:4F6 Sentiment 100%
Sector Average 67%
Sector Average 67%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.98%
12-Months-Change
Fundamentals
Return on Equity
15.32%
Trailing 12-Months
Asset Growth
18.53%
Trailing 12-Months
Company Description
Five Star
Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank's lending portfolio encompasses commercial and residential real estate loans, general commercial financing, commercial land loans, agricultural land loans, and construction loans for both commercial and residential projects, alongside consumer and other credit facilities. Additionally, it provides debit cards, remote check deposit capabilities, online and mobile banking services, and direct deposit options. Operating in Northern California, Five Star Bancorp maintains seven branch locations and two dedicated loan production offices. The company was established in 1999 and its headquarters are located in Rancho Cordova, California.
4F6 Company Deck
4F6 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operational and financial performance: strong sequential and annualized growth in loans and deposits, improved profitability metrics (EPS, net income, ROE, NIM), very low nonperforming loans, and strategic market expansion. Offsetting items include growth-related provisioning, elevated expense due to continued hiring and expansion investments (partly driving a one-time release impact on efficiency), remaining brokered funding costs, and limited near-term NIM upside without rate moves. Overall, positives (robust growth, profitability, asset quality, and strategic expansion) materially outweigh the challenges, though management cautioned about competition and volatility.View all DE:4F6 earnings summaries4F6 Stock 12 Month Forecast
Average Price Target
€39.16
▲(15.87% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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