489 Stock Chart & Stats
€12.20
€0.10(0.83%)
At close: 4:00 PM EDT
€12.20
€0.10(0.83%)
Day’s Range― - ―
52-Week Range€8.85 - €12.60
Previous CloseN/A
Volume0.00
Average Volume (3M)54.00
Market Cap
€254.41M
Enterprise Value€353.89
Total Cash (Recent Filing)€22.16M
Total Debt (Recent Filing)€116.61M
Price to Earnings (P/E)17.5
Beta0.65
Next Earnings
Oct 27, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.89
Shares Outstanding20,125,202
10 Day Avg. Volume164
30 Day Avg. Volume54
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)1.02
Price to Sales (P/S)1.95
P/FCF Ratio14.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.61Price Target Upside11.53% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.87
Revenue Forecast (FY)€80.30M
Bulls Say, Bears Say
Bulls Say
Improving Net Interest Margin And Stable Deposit MixA 3.00% NIM alongside a high share of core and non-interest-bearing deposits supports durable net interest income generation. Low-cost, sticky deposits reduce funding volatility, helping sustain margin and underwriting capacity across rate cycles and enabling steady net interest revenue over months.
Solid Regulatory Capital And Tangible BookA CET1 ratio of 12.2% and rising tangible book provide a durable capital cushion to absorb losses and support growth, dividends and buybacks. Strong capitalization lowers regulatory strain risk and preserves strategic optionality for balance sheet actions over the medium term.
Positive Operating And Free Cash FlowConsistent positive operating and free cash flow roughly matching net income indicates earnings quality and internal funding capacity. Reliable cash generation supports capital returns, branch/tech investment, and buffers against short-term liquidity stress, improving financial flexibility.
Bears Say
Below-par Return On EquityROE near 7.3% signals modest capital efficiency versus historical peaks. Persistently lower ROE constrains the bank's ability to deliver attractive shareholder returns without aggressive capital actions, and may force trade-offs between growth, buybacks and dividend policy over time.
Margin And Earnings VolatilityWide swings in net margin and episodic earnings make forward cash flow and capital planning less predictable. For a regional bank, volatile margins complicate provisioning, investment and payout decisions and raise the likelihood of earnings shortfalls during adverse economic turns.
Signs Of Weakening Asset QualityRising delinquencies and only modest allowance coverage increase the risk of higher provisioning and credit losses. Given the bank's loan-heavy asset mix, even modest asset-quality deterioration can erode earnings and capital, posing a structural risk over a multi-month horizon.
Western New England Bancorp News
489 FAQ
What was Western New England Bancorp Inc’s price range in the past 12 months?
Western New England Bancorp Inc lowest stock price was €8.85 and its highest was €12.60 in the past 12 months.
What is Western New England Bancorp Inc’s market cap?
Western New England Bancorp Inc’s market cap is €254.41M.
When is Western New England Bancorp Inc’s upcoming earnings report date?
Western New England Bancorp Inc’s upcoming earnings report date is Oct 27, 2026 which is in 90 days.
How were Western New England Bancorp Inc’s earnings last quarter?
Western New England Bancorp Inc released its earnings results on Jul 28, 2026. The company reported €0.158 earnings per share for the quarter, missing the consensus estimate of €0.211 by -€0.053.
Is Western New England Bancorp Inc overvalued?
According to Wall Street analysts Western New England Bancorp Inc’s price is currently Undervalued.
Does Western New England Bancorp Inc pay dividends?
Western New England Bancorp Inc does not currently pay dividends.
What is Western New England Bancorp Inc’s EPS estimate?
Western New England Bancorp Inc’s EPS estimate is 0.23.
How many shares outstanding does Western New England Bancorp Inc have?
Western New England Bancorp Inc has 20,125,202 shares outstanding.
What happened to Western New England Bancorp Inc’s price movement after its last earnings report?
Western New England Bancorp Inc reported an EPS of €0.158 in its last earnings report, missing expectations of €0.211. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Western New England Bancorp Inc?
Currently, no hedge funds are holding shares in DE:489
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western New England Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€13.61 (11.53% Upside)
€13.61 (11.53% Upside)
Blogger Sentiment
Bearish
DE:489 Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $49.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
43.77%
12-Months-Change
Fundamentals
Return on Equity
1.91%
Trailing 12-Months
Asset Growth
2.04%
Trailing 12-Months
Company Description
Western New England Bancorp Inc
Western New England Bancorp, Inc. (WNEB) functions as the parent entity for Westfield Bank, which delivers a comprehensive suite of commercial and retail banking solutions designed for both individual clients and businesses. The bank offers various options for customers to hold their funds, including checking accounts, diverse savings accounts (such as those for businesses, municipalities, money market, sweep, and individual retirement plans), as well as time deposits, certificates of deposit, and interest on lawyers trust accounts. WNEB also provides a wide range of lending products. These encompass financing for residential and commercial real estate, commercial construction, working capital, equipment acquisition, and term loans. Additionally, it offers home equity and consumer loans, alongside commercial and industrial loans, which feature options like revolving lines of credit. Beyond these core services, the company facilitates transactions through automated teller machines (ATMs), telephone and online banking platforms, remote deposit capture, and cash management solutions. Other conveniences include overdraft protection, safe deposit box facilities, and night deposit services. As of December 31, 2021, its operational footprint included 25 brick-and-mortar banking locations, supported by 23 permanent standalone ATMs and 35 seasonal or temporary ATMs. These facilities are strategically placed throughout various communities in Massachusetts (namely Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield, and Westfield) and Connecticut (including Bloomfield, Enfield, Granby, and West Hartford). The corporation was formerly recognized as Westfield Financial, Inc. before officially changing its name to Western New England Bancorp, Inc. in October 2016. WNEB was founded in 1853 and maintains its headquarters in Westfield, Massachusetts.
489 Stock 12 Month Forecast
Average Price Target
€13.61
▲(11.53% Upside)








