489 Stock Chart & Stats
€11.60
-€0.05(-0.58%)
At close: 4:00 PM EST
€11.60
-€0.05(-0.58%)
Day’s Range― - ―
52-Week Range€8.85 - €12.60
Previous CloseN/A
Volume0.00
Average Volume (3M)54.00
Market Cap
€252.09M
Enterprise Value€353.89
Total Cash (Recent Filing)€22.16M
Total Debt (Recent Filing)€116.61M
Price to Earnings (P/E)16.0
Beta0.65
Next Earnings
Jul 28, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.89
Shares Outstanding20,125,202
10 Day Avg. Volume164
30 Day Avg. Volume54
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)1.02
Price to Sales (P/S)1.95
P/FCF Ratio14.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.61Price Target Upside17.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.87
Revenue Forecast (FY)€80.16M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained TTM revenue growth and a meaningful rebound in net margin to ~13.4% indicate the franchise is converting higher loan yields and fee income into durable earnings. This improvement supports reinvestment, dividend coverage and gives management flexibility to withstand normal regional bank cyclicality over months.
Strong Asset QualityVery low nonaccruals and an allowance covering problem loans multiple times provide a structural buffer against credit shocks. That level of asset quality preserves net interest income and limits provisioning volatility, supporting steadier earnings and capital retention across a typical 2-6 month horizon and beyond.
Disciplined Capital ReturnsOngoing dividends and executed buybacks show active capital allocation and board confidence in liquidity and capital ratios. Consistent returns signal management discipline, concentrate equity value, and can improve per-share metrics over time, aligning shareholder interests without sacrificing core balance sheet strength.
Bears Say
Cash-flow VolatilityWhile TTM cash generation is positive and roughly aligns with net income, historical swings in operating cash flow coverage suggest inconsistent cash conversion. That volatility can constrain loan loss provisioning, discretionary investments, or buybacks in weaker quarters and raises uncertainty about through-cycle free cash flow durability.
Below-cycle ReturnsROE improvement is constructive, but remaining below prior-cycle double-digit performance points to limited capital efficiency versus historical peaks. Persistently mid-single-digit ROE reduces flexibility to fund growth organically and may force trade-offs between capital returns and balance sheet reinvestment over the medium term.
Loan-concentrated Balance SheetA concentration in loans increases sensitivity to local economic and credit cycles and can elevate funding and liquidity needs during stress. Modest securities and cash cushions limit quick liquidity sources, making the bank more exposed to rate and credit shifts and potentially raising funding costs if conditions tighten.
Western New England Bancorp News
489 FAQ
What was Western New England Bancorp Inc’s price range in the past 12 months?
Western New England Bancorp Inc lowest stock price was €8.85 and its highest was €12.60 in the past 12 months.
What is Western New England Bancorp Inc’s market cap?
Western New England Bancorp Inc’s market cap is €252.09M.
When is Western New England Bancorp Inc’s upcoming earnings report date?
Western New England Bancorp Inc’s upcoming earnings report date is Jul 28, 2026 which is in 2 days.
How were Western New England Bancorp Inc’s earnings last quarter?
Western New England Bancorp Inc released its earnings results on Apr 28, 2026. The company reported €0.211 earnings per share for the quarter, beating the consensus estimate of €0.184 by €0.026.
Is Western New England Bancorp Inc overvalued?
According to Wall Street analysts Western New England Bancorp Inc’s price is currently Undervalued.
Does Western New England Bancorp Inc pay dividends?
Western New England Bancorp Inc does not currently pay dividends.
What is Western New England Bancorp Inc’s EPS estimate?
Western New England Bancorp Inc’s EPS estimate is 0.21.
How many shares outstanding does Western New England Bancorp Inc have?
Western New England Bancorp Inc has 20,125,202 shares outstanding.
What happened to Western New England Bancorp Inc’s price movement after its last earnings report?
Western New England Bancorp Inc reported an EPS of €0.211 in its last earnings report, beating expectations of €0.184. Following the earnings report the stock price went up 0.843%.
Which hedge fund is a major shareholder of Western New England Bancorp Inc?
Currently, no hedge funds are holding shares in DE:489
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Western New England Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€13.61 (17.36% Upside)
€13.61 (17.36% Upside)
Blogger Sentiment
Bullish
DE:489 Sentiment 100%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth €43.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
43.77%
12-Months-Change
Fundamentals
Return on Equity
1.94%
Trailing 12-Months
Asset Growth
2.04%
Trailing 12-Months
Company Description
Western New England Bancorp Inc
Western New England Bancorp, Inc. (WNEB) functions as the parent entity for Westfield Bank, which delivers a comprehensive suite of commercial and retail banking solutions designed for both individual clients and businesses. The bank offers various options for customers to hold their funds, including checking accounts, diverse savings accounts (such as those for businesses, municipalities, money market, sweep, and individual retirement plans), as well as time deposits, certificates of deposit, and interest on lawyers trust accounts. WNEB also provides a wide range of lending products. These encompass financing for residential and commercial real estate, commercial construction, working capital, equipment acquisition, and term loans. Additionally, it offers home equity and consumer loans, alongside commercial and industrial loans, which feature options like revolving lines of credit. Beyond these core services, the company facilitates transactions through automated teller machines (ATMs), telephone and online banking platforms, remote deposit capture, and cash management solutions. Other conveniences include overdraft protection, safe deposit box facilities, and night deposit services. As of December 31, 2021, its operational footprint included 25 brick-and-mortar banking locations, supported by 23 permanent standalone ATMs and 35 seasonal or temporary ATMs. These facilities are strategically placed throughout various communities in Massachusetts (namely Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield, and Westfield) and Connecticut (including Bloomfield, Enfield, Granby, and West Hartford). The corporation was formerly recognized as Westfield Financial, Inc. before officially changing its name to Western New England Bancorp, Inc. in October 2016. WNEB was founded in 1853 and maintains its headquarters in Westfield, Massachusetts.
489 Stock 12 Month Forecast
Average Price Target
€13.61
▲(17.36% Upside)








