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Winchester Bancorp, Inc. (WSBK) Price & Analysis

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WSBK Stock Chart & Stats

$12.99

$0.04(0.27%)

At close: Jul 27 4:00 PM EDT

$12.99

$0.04(0.27%)

Day’s Range― - ―

52-Week Range$9.19 - $13.39

Previous Close$13.06

Volume2.84K

Average Volume (3M)6.40K

Market Cap

$116.44M

Enterprise Value$208.70M

Total Cash (Recent Filing)$98.88M

Total Debt (Recent Filing)$146.88M

Price to Earnings (P/E)49.0

Beta-0.02

Next Earnings

Aug 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.27

Shares Outstanding9,295,376

10 Day Avg. Volume4,279

30 Day Avg. Volume6,403

Financial Highlights & Ratios

PEG Ratio0.48

Price to Book (P/B)0.72

Price to Sales (P/S)1.86

P/FCF Ratio37.95

Enterprise Value/Market Cap1.79

Enterprise Value/Revenue4.20

Enterprise Value/Gross Profit8.78

Enterprise Value/Ebitda57.13

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved Cash GenerationMaterial improvement in operating and free cash flow (TTM) strengthens the firm’s ability to self-fund loan growth, cover provisions, and invest in service capabilities. Sustained positive FCF reduces reliance on external funding and supports balance sheet resilience over months.

Return To Profitability And Revenue GrowthRecovery to positive EBIT and net income with accelerating revenue indicates core retail/commercial banking operations are regaining traction. Persistent profitability expansion would allow rebuilding retained earnings and improve capacity to absorb future loan losses.

Strengthening Capital BaseRising equity and reduced leverage versus prior year improves solvency and regulatory cushion, enabling measured loan growth and strategic flexibility. A stronger capital base enhances resilience to credit stress and supports longer-term franchise stability.

Bears Say

Low Profitability MetricsPersistently thin net margins and very low ROE constrain the bank’s ability to generate internal capital and returns for shareholders. Over months, low profitability limits reinvestment, hampers buffer accumulation, and makes growth initiatives harder without external capital.

Meaningful Remaining LeverageDespite improvement, above-average leverage increases sensitivity to interest costs and credit losses, raising earnings volatility and potential capital pressure. Elevated leverage can constrain lending flexibility and require more conservative risk management over the medium term.

Earnings And Cash-flow VariabilityVolatile historical earnings and cash flows reduce predictability of internal funding and provisioning needs. This makes planning for capital allocation and credit cycles harder, increasing the risk that one adverse quarter could pressure capital or require external funding.

WSBK FAQ

What was Winchester Bancorp, Inc.’s price range in the past 12 months?

Winchester Bancorp, Inc. lowest stock price was $9.19 and its highest was $13.38 in the past 12 months.

What is Winchester Bancorp, Inc.’s market cap?

Winchester Bancorp, Inc.’s market cap is $116.44M.

When is Winchester Bancorp, Inc.’s upcoming earnings report date?

Winchester Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 8 days.

How were Winchester Bancorp, Inc.’s earnings last quarter?

Winchester Bancorp, Inc. released its earnings results on Apr 29, 2026. The company reported $0.128 earnings per share for the quarter, beating the consensus estimate of N/A by $0.128.

Is Winchester Bancorp, Inc. overvalued?

According to Wall Street analysts Winchester Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Winchester Bancorp, Inc. pay dividends?

Winchester Bancorp, Inc. does not currently pay dividends.

What is Winchester Bancorp, Inc.’s EPS estimate?

Winchester Bancorp, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Winchester Bancorp, Inc. have?

Winchester Bancorp, Inc. has 9,295,376 shares outstanding.

What happened to Winchester Bancorp, Inc.’s price movement after its last earnings report?

Winchester Bancorp, Inc. reported an EPS of $0.128 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.389%.

Which hedge fund is a major shareholder of Winchester Bancorp, Inc.?

Currently, no hedge funds are holding shares in WSBK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Winchester Bancorp, Inc. Stock Smart Score

Neutral

Hedge Fund Trend

Decreased

By 119.4K Shares
Last Quarter.

Insider Transactions

Bought Shares

Worth $145.3K over
the Last 3 Months

Fundamentals

Return on Equity

―

Trailing 12-Months

Asset Growth

14.52%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Winchester Bancorp, Inc.

Winchester Bancorp, Inc. serves as the parent company overseeing Winchester Savings Bank, a financial institution that delivers a broad spectrum of banking solutions across Massachusetts. The firm provides diverse options for depositing funds, including standard checking and savings accounts, higher-yield money market accounts, and fixed-term certificates of deposit. Beyond these deposit services, the company offers an extensive range of lending products. This includes financing for both residential and commercial real estate ventures, construction projects, and home equity through various loan and credit line facilities. Additionally, it provides credit solutions for commercial businesses and individual consumers. A further aspect of its operations involves managing investments in marketable securities.