Enova International Inc. (DE:27E)
NYSE:27E
Total Valuation
Enova International has a market cap or net worth of €5.05B. The enterprise value is €9.68B.
Market Cap€5.05B
Enterprise Value€9.68B
Share Statistics
Enova International has 24,884,895 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,884,895
Owned by Insiders5.30%
Owned by Institutions18.28%
Financial Efficiency
Enova International’s return on equity (ROE) is 0.23 and return on invested capital (ROIC) is 247.28%.
Return on Equity (ROE)0.23
Return on Assets (ROA)0.05
Return on Invested Capital (ROIC)247.28%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.70M
Profits Per Employee166.52K
Employee Count1,852
Asset Turnover0.49
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Enova International is 17.7. Enova International’s PEG ratio is 0.22.
PE Ratio17.7
PS Ratio1.23
PB Ratio2.91
Price to Fair Value2.91
Price to FCF2.20
Price to Operating Cash Flow3.02
PEG Ratio0.22
Income Statement
In the last 12 months, Enova International had revenue of 3.15B and earned 308.39M in profits. Earnings per share was 12.26.
Revenue3.15B
Gross Profit1.58B
Operating Income739.43M
Pretax Income401.03M
Net Income308.39M
EBITDA529.82M
Earnings Per Share (EPS)12.26
Cash Flow
In the last 12 months, operating cash flow was 1.90B and capital expenditures -45.02M, giving a free cash flow of 1.86B billion.
Operating Cash Flow1.90B
Free Cash Flow1.86B
Free Cash Flow per Share74.64
Dividends & Yields
Enova International pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.39
52-Week Price Change111.11%
50-Day Moving Average147.86
200-Day Moving Average124.96
Relative Strength Index (RSI)84.40
Average Volume (3m)4.00
Important Dates
Enova International upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Enova International as a current ratio of 0.23, with Debt / Equity ratio of 347.00%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap1.16
Net Debt to EBITDA8.48
Interest Coverage Ratio4.36
Taxes
In the past 12 months, Enova International has paid 92.64M in taxes.
Income Tax92.64M
Effective Tax Rate0.23
Enterprise Valuation
Enova International EV to EBITDA ratio is 15.82, with an EV/FCF ratio of 4.73.
EV to Sales2.66
EV to EBITDA15.82
EV to Free Cash Flow4.73
EV to Operating Cash Flow4.61
Balance Sheet
Enova International has €96.13M in cash and marketable securities with €4.86B in debt, giving a net cash position of -€4.77B billion.
Cash & Marketable Securities€96.13M
Total Debt€4.86B
Net Cash-€4.77B
Net Cash Per Share-€191.61
Tangible Book Value Per Share€42.56
Margins
Gross margin is 64.02%, with operating margin of 23.46%, and net profit margin of 9.78%.
Gross Margin64.02%
Operating Margin23.46%
Pretax Margin12.72%
Net Profit Margin9.78%
EBITDA Margin16.81%
EBIT Margin15.48%
Analyst Forecast
The average price target for Enova International is €190.13, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€190.13
Price Target Upside44.04% Upside
Analyst ConsensusStrong Buy
Analyst Count5
Revenue Growth Forecast―
EPS Growth Forecast―