27E Stock Chart & Stats
€198.00
€4.00(2.06%)
At close: 4:00 PM EDT
€198.00
€4.00(2.06%)
Day’s Range― - ―
52-Week Range€90.00 - €228.00
Previous CloseN/A
Volume17.00
Average Volume (3M)9.00
Market Cap
€5.28B
Enterprise Value€10.91K
Total Cash (Recent Filing)€122.23M
Total Debt (Recent Filing)€5.05B
Price to Earnings (P/E)17.3
Beta0.51
Next Earnings
Oct 22, 2026EPS Estimate
3.94Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)14.29
Shares Outstanding24,898,370
10 Day Avg. Volume4
30 Day Avg. Volume9
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)2.91
Price to Sales (P/S)1.23
P/FCF Ratio2.20
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€234.52Price Target Upside18.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)14.86
Revenue Forecast (FY)€3.31B
Bulls Say, Bears Say
Bulls Say
Sustained Lending GrowthConsistent growth in originations and receivables across consumer and small-business products demonstrates strong demand and expanding scale. The 11th consecutive quarter of 20%+ originations growth supports durable revenue potential if underwriting remains disciplined.
Strong Cash GenerationHigh free cash flow and close conversion to net income indicate strong earnings quality and the ability to internally fund technology, loan growth, funding costs and other operating needs. This provides resilience and supports strategic flexibility.
Expanded Funding AccessExpanded and longer-dated receivables funding, alongside lower borrowing costs, improves capital availability for continued loan origination. Broader access to institutional securitization can support scale and reduce dependence on shorter-term financing.
Bears Say
Elevated Balance-Sheet LeverageMaterially higher leverage reduces financial flexibility and increases sensitivity to funding costs, credit losses and portfolio performance. While returns on equity are strong, a more leveraged structure can amplify downside during weaker lending or repayment conditions.
Persistent Consumer Credit RiskImproving consumer charge-offs are encouraging, but the remaining loss level indicates meaningful exposure to borrower repayment stress. Elevated losses can absorb loan yields, constrain margins and require continued underwriting and servicing discipline.
Margin And Expense PressureMargin compression and a higher expense mix create uncertainty around the sustainability of earnings growth. Marketing and variable technology costs may support expansion, but if they remain elevated, rapid revenue growth may translate less efficiently into durable profitability.
Enova International News
27E FAQ
What was Enova International’s price range in the past 12 months?
Enova International lowest stock price was €90.00 and its highest was €228.00 in the past 12 months.
What is Enova International’s market cap?
Enova International’s market cap is €5.28B.
When is Enova International’s upcoming earnings report date?
Enova International’s upcoming earnings report date is Oct 22, 2026 which is in 57 days.
How were Enova International’s earnings last quarter?
Enova International released its earnings results on Jul 23, 2026. The company reported €3.784 earnings per share for the quarter, beating the consensus estimate of €3.479 by €0.305.
Is Enova International overvalued?
According to Wall Street analysts Enova International’s price is currently Undervalued.
Does Enova International pay dividends?
Enova International does not currently pay dividends.
What is Enova International’s EPS estimate?
Enova International’s EPS estimate is 3.94.
How many shares outstanding does Enova International have?
Enova International has 24,898,370 shares outstanding.
What happened to Enova International’s price movement after its last earnings report?
Enova International reported an EPS of €3.784 in its last earnings report, beating expectations of €3.479. Following the earnings report the stock price went up 2.062%.
Which hedge fund is a major shareholder of Enova International?
Currently, no hedge funds are holding shares in DE:27E
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Enova International Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€234.52 (18.45% Upside)
€234.52 (18.45% Upside)
Blogger Sentiment
Bullish
DE:27E Sentiment 88%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €17.7M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
112.34%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
26.16%
Trailing 12-Months
Company Description
Enova International
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
27E Company Deck
27E Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted robust top-line growth, strong originations momentum across consumer and small business, materially improved profitability and consolidated credit metrics, and proactive balance sheet management. Offsetting items include elevated marketing spend (intentional to capture demand), some consumer portfolio absolute loss levels that remain elevated despite improvement, modest short-term variability in SMB delinquency, and regulatory timing risk related to the Grasshopper Bank acquisition. Management reiterated constructive guidance and expects significant synergies from the pending acquisition once approved.View all DE:27E earnings summaries27E Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€234.52
▲(18.45% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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