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SEZL Stock Chart & Stats
$124.08
-$5.12(-3.22%)
At close: 4:00 PM EDT
$124.08
-$5.12(-3.22%)
Day’s Range― - ―
52-Week Range$49.50 - $195.71
Previous CloseN/A
Volume356.69K
Average Volume (3M)705.43K
Market Cap
$4.06B
Enterprise Value$6.00K
Total Cash (Recent Filing)$84.31M
Total Debt (Recent Filing)$121.83M
Price to Earnings (P/E)25.3
Beta3.31
Next Earnings
Nov 05, 2026EPS Estimate
1.27Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.77
Shares Outstanding33,675,014
10 Day Avg. Volume402,794
30 Day Avg. Volume705,431
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)12.68
Price to Sales (P/S)4.78
P/FCF Ratio10.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$168.00Price Target Upside35.40% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.25
Revenue Forecast (FY)$596.99M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability ExpansionRapid revenue growth alongside a major margin expansion indicates that Sezzle has improved both scale and operating economics. If this profitability is sustained, the larger earnings base can support continued investment, strengthen competitive positioning, and increase resilience over the next several quarters.
Strong Recent Cash GenerationRecent cash generation is a meaningful fundamental strength because reported profits are translating into cash rather than remaining primarily accounting earnings. Strong operating and free cash flow can fund growth, improve financial flexibility, and support balance-sheet strengthening without relying as heavily on external capital.
Broader Product PlatformAdding cash advance and payments products broadens Sezzle beyond its core checkout installment offering and creates additional ways to monetize its platform. A multiyear WebBank arrangement provides a defined framework for product expansion, potentially increasing customer engagement and merchant relevance.
Bears Say
Historical Cash-Flow VolatilityThe sharp improvement in cash generation has not yet demonstrated stability across a full business cycle. Previous negative operating and free cash flow periods suggest that earnings conversion can fluctuate materially, creating uncertainty around how consistently Sezzle can self-fund growth during weaker operating conditions.
Tighter Financial CovenantsHigher tangible-net-worth requirements and additional termination triggers increase the obligations attached to Sezzle’s bank-partnered funding structure. These provisions may constrain capital allocation and leave less tolerance for judgments, penalties, or covenant breaches, making compliance and balance-sheet management more consequential.
WebBank Partnership DependenceSezzle’s expanded lending products remain tied to WebBank as the exclusive originator, while WebBank funds and retains specified loans. This concentrated arrangement can limit Sezzle’s operating flexibility and makes product continuity and economics dependent on maintaining the partner relationship and its contractual requirements.
Sezzle Inc. News
SEZL FAQ
What was Sezzle Inc.’s price range in the past 12 months?
Sezzle Inc. lowest stock price was $49.50 and its highest was $195.71 in the past 12 months.
What is Sezzle Inc.’s market cap?
Sezzle Inc.’s market cap is $4.06B.
When is Sezzle Inc.’s upcoming earnings report date?
Sezzle Inc.’s upcoming earnings report date is Nov 05, 2026 which is in 59 days.
How were Sezzle Inc.’s earnings last quarter?
Sezzle Inc. released its earnings results on Aug 06, 2026. The company reported $1.13 earnings per share for the quarter, beating the consensus estimate of $1.03 by $0.1.
Is Sezzle Inc. overvalued?
According to Wall Street analysts Sezzle Inc.’s price is currently Undervalued.
Does Sezzle Inc. pay dividends?
Sezzle Inc. does not currently pay dividends.
What is Sezzle Inc.’s EPS estimate?
Sezzle Inc.’s EPS estimate is 1.27.
How many shares outstanding does Sezzle Inc. have?
Sezzle Inc. has 33,675,014 shares outstanding.
What happened to Sezzle Inc.’s price movement after its last earnings report?
Sezzle Inc. reported an EPS of $1.13 in its last earnings report, beating expectations of $1.03. Following the earnings report the stock price went down -33.893%.
Which hedge fund is a major shareholder of Sezzle Inc.?
Currently, no hedge funds are holding shares in SEZL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sezzle Inc. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$168.00 (35.40% Upside)
$168.00 (35.40% Upside)
Blogger Sentiment
Bullish
SEZL Sentiment 79%
Sector Average 57%
Sector Average 57%
Hedge Fund Trend
Increased
By 328.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $111.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.7%
Last 30 Days ▲ 4.8%
Last 30 Days ▲ 4.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.04%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
30.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Sezzle Inc.
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the total cost into four equivalent, interest-free installments, payable over a six-week period.
SEZL Company Deck
SEZL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line and bottom‑line performance: GMV (+37.3%) and revenue (+29.2%) growth, record profitability (GAAP net income margin 37.9%, adjusted EBITDA margin 52.5%), subscriber and engagement gains, and raised full‑year guidance. Management is investing heavily in marketing and product innovation (Pay‑in‑5, mobile plan, virtual card) with disciplined unit economics, while embedding AI to scale operations. Key cautionary points include seasonal distortion of Q1 margins, a YoY revenue‑yield decline (−80 bps), potential for slightly higher provisions as new products and users scale, ongoing antitrust litigation and the uncertain, lengthy bank charter process. Overall, the positive operational momentum, guidance raise, liquidity strength and profitability materially outweigh the manageable risks and seasonal caveats.View all SEZL earnings summariesSEZL Stock 12 Month Forecast
Average Price Target
$168.00
▲(35.40% Upside)
Technical Analysis
Ownership Overview
49.37% Insiders
7.59% Mutual Funds
13.75% Other Institutional Investors
17.42% Public Companies and Individual Investors