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SEZL Stock Chart & Stats
$124.08
-$5.12(-3.22%)
At close: 4:00 PM EDT
$124.08
-$5.12(-3.22%)
Day’s Range― - ―
52-Week Range$49.50 - $195.71
Previous CloseN/A
Volume356.69K
Average Volume (3M)485.30K
Market Cap
$4.60B
Enterprise Value$6.00B
Total Cash (Recent Filing)$84.31M
Total Debt (Recent Filing)$121.83M
Price to Earnings (P/E)28.6
Beta3.27
Next Earnings
Nov 04, 2026EPS Estimate
1.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.77
Shares Outstanding33,783,400
10 Day Avg. Volume444,887
30 Day Avg. Volume485,297
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)12.68
Price to Sales (P/S)4.78
P/FCF Ratio10.33
Enterprise Value/Market Cap1.30
Enterprise Value/Revenue11.28
Enterprise Value/Gross Profit12.42
Enterprise Value/Ebitda28.21
Forecast
1Y Price Target
$167.17Price Target Upside34.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.25
Revenue Forecast (FY)$608.94M
Bulls Say, Bears Say
Bulls Say
Rapid Profitable GrowthSezzle has expanded revenue rapidly while moving into high profitability, indicating stronger operating scale and improved monetization of its platform. If this performance persists, the larger earnings base can support continued investment, reinforce merchant adoption, and improve resilience over the next several quarters.
Strong Recent Cash GenerationRecent profits are converting into substantial operating and free cash flow, giving Sezzle greater capacity to fund growth, strengthen its balance sheet, and absorb normal business volatility without relying as heavily on external capital. This supports financial flexibility over the medium term.
Broader Product PlatformAdding cash advance and payments products broadens Sezzle beyond its core BNPL use case and creates more ways to engage consumers and merchants. A wider platform could diversify revenue opportunities and deepen customer relationships, provided the expanded products scale responsibly.
Bears Say
Historical Cash-flow VolatilityThe sharp improvement in cash generation is encouraging, but prior negative operating and free cash flow shows that the current performance has not yet been demonstrated across a full cycle. Renewed volatility could reduce internally funded growth and make financial outcomes less predictable.
Tighter Financial CovenantsMore demanding covenants reduce Sezzle’s room for financial or compliance setbacks and create additional conditions that could affect the continuity of an important lending program. Meeting the higher tangible-net-worth requirement may constrain capital allocation as the business expands.
Partner Concentration And ObligationsThe expanded product strategy remains closely tied to WebBank, which retains exclusive origination responsibilities for key offerings. This structure leaves Sezzle dependent on continued partner support while also requiring it to service the loans, increasing the importance of execution and relationship stability.
Sezzle Inc. News
SEZL FAQ
What was Sezzle Inc.’s price range in the past 12 months?
Sezzle Inc. lowest stock price was $49.50 and its highest was $195.71 in the past 12 months.
What is Sezzle Inc.’s market cap?
Sezzle Inc.’s market cap is $4.60B.
When is Sezzle Inc.’s upcoming earnings report date?
Sezzle Inc.’s upcoming earnings report date is Nov 04, 2026 which is in 12 days.
How were Sezzle Inc.’s earnings last quarter?
Sezzle Inc. released its earnings results on Aug 06, 2026. The company reported $1.13 earnings per share for the quarter, beating the consensus estimate of $1.03 by $0.1.
Is Sezzle Inc. overvalued?
According to Wall Street analysts Sezzle Inc.’s price is currently Undervalued.
Does Sezzle Inc. pay dividends?
Sezzle Inc. does not currently pay dividends.
What is Sezzle Inc.’s EPS estimate?
Sezzle Inc.’s EPS estimate is 1.28.
How many shares outstanding does Sezzle Inc. have?
Sezzle Inc. has 33,783,400 shares outstanding.
What happened to Sezzle Inc.’s price movement after its last earnings report?
Sezzle Inc. reported an EPS of $1.13 in its last earnings report, beating expectations of $1.03. Following the earnings report the stock price went down -33.893%.
Which hedge fund is a major shareholder of Sezzle Inc.?
Currently, no hedge funds are holding shares in SEZL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sezzle Inc. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$167.17 (34.72% Upside)
$167.17 (34.72% Upside)
Blogger Sentiment
Bullish
SEZL Sentiment 84%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 332.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $82.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.6%
Last 30 Days ▲ 0.2%
Last 30 Days ▲ 0.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
81.16%
12-Months-Change
Fundamentals
Return on Equity
85.55%
Trailing 12-Months
Asset Growth
30.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Sezzle Inc.
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the total cost into four equivalent, interest-free installments, payable over a six-week period.
SEZL Company Deck
SEZL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line and bottom‑line performance: GMV (+37.3%) and revenue (+29.2%) growth, record profitability (GAAP net income margin 37.9%, adjusted EBITDA margin 52.5%), subscriber and engagement gains, and raised full‑year guidance. Management is investing heavily in marketing and product innovation (Pay‑in‑5, mobile plan, virtual card) with disciplined unit economics, while embedding AI to scale operations. Key cautionary points include seasonal distortion of Q1 margins, a YoY revenue‑yield decline (−80 bps), potential for slightly higher provisions as new products and users scale, ongoing antitrust litigation and the uncertain, lengthy bank charter process. Overall, the positive operational momentum, guidance raise, liquidity strength and profitability materially outweigh the manageable risks and seasonal caveats.View all SEZL earnings summariesSEZL Stock 12 Month Forecast
Average Price Target
$167.17
▲(34.72% Upside)
Technical Analysis
Bread Financial Holdings
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Synchrony Financial
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PayPal Holdings
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Affirm Holdings
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Klarna Group Plc
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Ownership Overview
44.75% Insiders
7.57% Mutual Funds
0.13% Other Institutional Investors
35.41% Public Companies and Individual Investors