Enova International(DE:27E)
€149.00-5.00 (-3.87%)
DE:27E
Enova International financials statements
€149.00
At close:-5.00 (-3.87%)
Enova International (27E) Ratios
1 Followers
Enova International Ratios
DE:27E's free cash flow for Q3 2026 was $523.99M. For the 2026 fiscal year, DE:27E's free cash flow was decreased by $-11.62M and operating cash flow was $535.62M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.23 | 9.96 | 15.79 | 16.67 | 14.70 |
| Quick Ratio | 0.23 | 9.96 | 15.79 | 16.67 | 14.70 |
| Cash Ratio | 0.23 | 0.15 | 1.45 | 0.51 | 1.06 |
| Solvency Ratio | 0.07 | 0.06 | 0.06 | 0.09 | 0.17 |
| Operating Cash Flow Ratio | 5.95 | 3.18 | 4.47 | 4.51 | 3.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 6.59 | 52.23 | 0.00 | 0.00 |
| Net Current Asset Value | $ -5.06B | $ 744.35M | $ 777.36M | $ 712.19M | $ 625.52M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.71 | 0.68 | 0.65 | 0.61 | 0.52 |
| Debt-to-Equity Ratio | 3.41 | 3.00 | 2.41 | 1.93 | 1.30 |
| Debt-to-Capital Ratio | 0.77 | 0.75 | 0.71 | 0.66 | 0.57 |
| Long-Term Debt-to-Capital Ratio | 0.77 | 0.74 | 0.70 | 0.66 | 0.56 |
| Financial Leverage Ratio | 4.84 | 4.40 | 3.70 | 3.19 | 2.53 |
| Debt Service Coverage Ratio | 2.58 | 1.17 | 0.98 | 2.07 | 3.81 |
| Interest Coverage Ratio | 4.36 | 0.00 | 2.17 | 3.31 | 5.40 |
| Debt to Market Cap | 1.16 | 1.38 | 1.75 | 1.82 | 0.93 |
| Interest Debt Per Share | 191.13 | 133.57 | 103.80 | 74.58 | 41.32 |
| Net Debt to EBITDA | 8.48 | 10.53 | 9.84 | 7.19 | 3.39 |
| Profitability Margins | |||||
| Gross Profit Margin | 50.13% | 46.62% | 48.88% | 57.70% | 78.46% |
| EBIT Margin | 15.48% | 11.07% | 10.74% | 15.44% | 27.86% |
| EBITDA Margin | 16.81% | 12.59% | 12.54% | 17.57% | 30.79% |
| Operating Profit Margin | 23.46% | 22.00% | 19.93% | 22.12% | 34.20% |
| Pretax Profit Margin | 12.72% | 10.20% | 10.73% | 15.70% | 27.91% |
| Net Profit Margin | 9.78% | 7.88% | 8.27% | 11.95% | 21.22% |
| Continuous Operations Profit Margin | 9.78% | 7.88% | 8.27% | 11.95% | 21.28% |
| Net Income Per EBT | 76.90% | 77.26% | 77.06% | 76.10% | 76.02% |
| EBT Per EBIT | 54.24% | 46.36% | 53.83% | 70.98% | 81.62% |
| Return on Assets (ROA) | 4.77% | 3.98% | 3.82% | 5.49% | 9.28% |
| Return on Equity (ROE) | 23.07% | 17.50% | 14.12% | 17.49% | 23.45% |
| Return on Capital Employed (ROCE) | 12.00% | 12.23% | 9.76% | 10.72% | 15.85% |
| Return on Invested Capital (ROIC) | 247.28% | 9.01% | 7.48% | 8.16% | 12.09% |
| Return on Tangible Assets | 4.99% | 4.21% | 4.08% | 5.97% | 10.47% |
| Earnings Yield | 7.92% | 8.11% | 10.31% | 16.74% | 17.21% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.57 | 41.69 | 0.58 | 0.55 | 0.58 |
| Payables Turnover | 0.00 | 24.07 | 24.98 | 23.86 | 7.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 17.40 | 19.24 | 17.22 | 15.42 | 11.90 |
| Asset Turnover | 0.49 | 0.50 | 0.46 | 0.46 | 0.44 |
| Working Capital Turnover Ratio | 1.54 | 0.65 | 0.61 | 0.66 | 0.67 |
| Cash Conversion Cycle | 638.41 | -6.41 | 618.53 | 642.46 | 572.75 |
| Days of Sales Outstanding | 638.41 | 8.76 | 633.14 | 657.75 | 624.91 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 15.17 | 14.61 | 15.30 | 52.15 |
| Operating Cycle | 638.41 | 8.76 | 633.14 | 657.75 | 624.91 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 73.48 | 57.15 | 38.04 | 27.69 | 12.98 |
| Free Cash Flow Per Share | 71.57 | 55.54 | 36.57 | 26.34 | 12.16 |
| Dividend Paid and CapEx Coverage Ratio | 38.59 | 35.43 | 25.79 | 20.49 | 15.90 |
| Capital Expenditure Coverage Ratio | 38.59 | 35.43 | 25.79 | 20.49 | 15.90 |
| Operating Cash Flow Coverage Ratio | 0.40 | 0.43 | 0.39 | 0.39 | 0.33 |
| Operating Cash Flow to Sales Ratio | 0.58 | 0.58 | 0.55 | 0.51 | 0.39 |
| Free Cash Flow Yield | 45.53% | 57.93% | 66.05% | 68.64% | 29.70% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.82 | 12.32 | 9.70 | 5.97 | 5.81 |
| Price-to-Sales (P/S) Ratio | 1.23 | 0.97 | 0.80 | 0.71 | 1.23 |
| Price-to-Book (P/B) Ratio | 2.91 | 2.16 | 1.37 | 1.04 | 1.36 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.20 | 1.73 | 1.51 | 1.46 | 3.37 |
| Price-to-Operating Cash Flow Ratio | 2.14 | 1.68 | 1.46 | 1.39 | 3.16 |
| Price-to-Earnings Growth (PEG) Ratio | 0.22 | 0.34 | -0.88 | -0.67 | -0.14 |
| Enterprise Value Multiple | 15.82 | 18.24 | 16.23 | 11.25 | 7.39 |
| Enterprise Value | 8.38B | 6.10B | 4.31B | 3.43B | 2.75B |
| EV to EBITDA | 15.82 | 18.24 | 16.23 | 11.25 | 7.39 |
| EV to Sales | 2.66 | 2.30 | 2.04 | 1.98 | 2.28 |
| EV to Free Cash Flow | 4.73 | 4.08 | 3.84 | 4.03 | 6.22 |
| EV to Operating Cash Flow | 4.61 | 3.97 | 3.69 | 3.84 | 5.83 |
| Tangible Book Value Per Share | 42.56 | 33.68 | 30.71 | 27.24 | 21.41 |
| Shareholders’ Equity Per Share | 53.99 | 44.46 | 40.43 | 36.73 | 30.07 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.23 | 0.24 | 0.24 |
| Revenue Per Share | 127.30 | 98.73 | 69.04 | 53.77 | 33.23 |
| Net Income Per Share | 12.46 | 7.78 | 5.71 | 6.42 | 7.05 |
| Tax Burden | 0.77 | 0.77 | 0.77 | 0.76 | 0.76 |
| Interest Burden | 0.82 | 0.92 | 1.00 | 1.02 | 1.00 |
| Research & Development to Revenue | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.25 | 0.26 | 0.08 | 0.08 | 0.13 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Income Quality | 5.90 | 7.35 | 6.66 | 4.31 | 1.84 |
Currency in USD
