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Lufax Holding (0VU2) Stock Price & Analysis

0VU2 Stock Chart & Stats

€7.35€0.00(0.00%)
At close: 1:00 AM GMT+1
€11€12€133 Aug31 Aug16 Sep
Day’s Range
EUR 7.35 - EUR 7.60
52-Week Range
EUR 7.20 - EUR 27.20
Previous Close
EUR 7.35
Volume
N/A
Average Volume (3M)
0
Market Cap
EUR 621.79M
Enterprise Value
EUR 9.78B
Total Cash (Recent Filing)
EUR 27.02B
Total Debt (Recent Filing)
EUR 72.54B
Price to Earnings (P/E)
―
Beta
1.26
Next Earnings
Mar 09, 2027 (Est.)
EPS Estimate
-1.51
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Consumer Finance Growth

Consumer finance is expanding within Lufax’s origination mix, providing a clearer growth engine than the broader platform. Its smaller-ticket, shorter-tenure products are described as lower risk, while domestic-consumption policies could support durable demand over the next several quarters.

Funding Access And Costs

Stable bank cooperation and available credit quotas reduce the risk that funding constrains lending growth. Lower funding costs can also improve unit economics and help offset pressure from tighter pricing, supporting the sustainability of future loan origination.

Balance-sheet Support

A sizable equity base relative to total assets provides an important capital buffer for a regulated lending platform. Although leverage is higher than in earlier years and returns are negative, current capitalization offers support while Lufax manages credit and regulatory adjustments.

Bears Say

Revenue Contraction And Losses

The multi-year revenue decline indicates that Lufax’s former scale-oriented model has not yet been replaced by a comparably profitable growth engine. Sustained losses weaken internal capital generation, reduce strategic flexibility, and make recovery dependent on both better demand and improved operating performance.

Credit Impairment Pressure

Higher impairment expense directly absorbs lending income and shows that parts of the existing loan book are performing below expectations. If elevated losses persist, they can delay profitability recovery, weaken cash conversion, and require continued tightening of underwriting and collections.

Regulatory Model Transition

Regulatory standardization is changing pricing, acquisition, risk management, servicing, and data-governance requirements across the platform. The transition removes a prior source of economics and may keep margins and origination growth under pressure until the more selective model reaches sufficient scale.

0VU2 FAQ

What was Lufax Holding’s price range in the past 12 months?
Lufax Holding lowest stock price was €7.20 and its highest was €27.20 in the past 12 months.
What is Lufax Holding’s market cap?
Lufax Holding’s market cap is €621.79M.
When is Lufax Holding’s upcoming earnings report date?
Lufax Holding’s next earnings report is estimated for Mar 09, 2027 (not yet confirmed), which is in 125 days.
How were Lufax Holding’s earnings last quarter?
Lufax Holding released its earnings results on Oct 27, 2026. The company reported -€0.12 earnings per share for the quarter.
Is Lufax Holding overvalued?
According to Wall Street analysts Lufax Holding’s price is currently Undervalued.
Does Lufax Holding pay dividends?
Lufax Holding does not currently pay dividends.
What is Lufax Holding’s EPS estimate?
Lufax Holding’s EPS estimate is -1.51.
How many shares outstanding does Lufax Holding have?
Lufax Holding has 86,668,890 shares outstanding.
What happened to Lufax Holding’s price movement after its last earnings report?
Lufax Holding reported an EPS of -€0.12 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Lufax Holding?
Hedge funds hold Lufax Holding shares: the largest hedge-fund position in Lufax Holding is 1,595,014,492 shares.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology