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Dillard's
(NYSE:DDS)
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Rating:70Outperform
Price Target:
$741.00
▲(19.46% Upside)
Action:Reiterated
Date:08/17/26
The score is supported primarily by solid financial quality (strong margins, very low leverage, and meaningful free cash flow) and favorable valuation (moderate P/E with a high dividend yield). These positives are tempered by weakening fundamentals and momentum signals—declining revenue, normalizing margins/FCF, and a technically weak setup with the stock below key moving averages—while the approved restructuring is modestly positive but adds some execution risk.
Positive Factors
Conservative balance sheet
Very low leverage gives Dillard’s greater financial flexibility and reduces refinancing pressure while operating conditions normalize. The sizable equity base and strong TTM ROE also indicate that the company has been deploying capital effectively, supporting resilience over the next several quarters.
Negative Factors
Declining revenue trend
A sustained decline in revenue points to weaker demand normalization and/or store traffic pressure rather than a single isolated quarter. If the trend persists, it can reduce operating leverage, make fixed retail costs harder to absorb, and limit the company’s ability to grow earnings even while margins remain comparatively healthy.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage gives Dillard’s greater financial flexibility and reduces refinancing pressure while operating conditions normalize. The sizable equity base and strong TTM ROE also indicate that the company has been deploying capital effectively, supporting resilience over the next several quarters.
Read all positive factors
Dillard's Key Performance Indicators (KPIs)
Any
Total Stores
Counts the number of retail locations, reflecting the company's physical presence and potential market reach.
Counts the number of retail locations, reflecting the company's physical presence and potential market reach.
Data provided by:
The Fly
The FlyDillard's (DDS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$10.41B
Dividend Yield4.63%
Average Volume (3M)172.52K
Price to Earnings (P/E)14.7
Beta (1Y)1.07
Revenue Growth0.21%
EPS Growth20.42%
CountryUS
Employees29,100
SectorConsumer Cyclical
Sector Strength84
IndustryDepartment Stores
Share Statistics
EPS (TTM)43.66
Shares Outstanding11,859,528
10 Day Avg. Volume126,329
30 Day Avg. Volume172,519
Financial Highlights & Ratios
PEG Ratio-16.16
Price to Book (P/B)5.33
Price to Sales (P/S)1.44
P/FCF Ratio15.20
Enterprise Value/Market Cap0.81
Enterprise Value/Revenue1.27
Enterprise Value/Gross Profit3.24
Enterprise Value/Ebitda8.22
Forecast
1Y Price Target
$584.50Price Target Upside-5.77% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)38.35
Revenue Forecast (FY)$6.60B
Dillard's Business Overview & Revenue Model
Company Description
Dillard's, Inc. functions as a prominent department store chain with locations primarily throughout the southeastern, southwestern, and midwestern regions of the United States. Their retail outlets offer a broad spectrum of products, encompassing ...
How the Company Makes Money
Dillard’s primarily makes money by selling merchandise to consumers through its physical department stores and its online store, recognizing revenue at the point of sale. Its core revenue stream is retail sales across major categories such as appa...
Dillard's Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
84
Very Positive
Cash Flow
70
Positive
| Breakdown | TTM | Jan 2026 | Jan 2025 | Jan 2024 | Jan 2023 | Jan 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.60B | 6.56B | 6.59B | 6.87B | 7.00B | 6.62B |
| Gross Profit | 2.59B | 2.47B | 2.67B | 2.84B | 3.01B | 2.88B |
| EBITDA | 1.02B | 875.76M | 949.10M | 1.14B | 1.34B | 1.33B |
| Net Income | 682.20M | 570.60M | 593.48M | 738.85M | 891.64M | 862.47M |
Balance Sheet | ||||||
| Total Assets | 3.75B | 3.50B | 3.53B | 3.45B | 3.33B | 3.25B |
| Cash, Cash Equivalents and Short-Term Investments | 1.26B | 1.07B | 1.04B | 956.32M | 799.24M | 716.76M |
| Total Debt | 456.80M | 557.60M | 555.32M | 564.44M | 555.22M | 608.73M |
| Total Liabilities | 1.63B | 1.73B | 1.73B | 1.75B | 1.73B | 1.79B |
| Stockholders Equity | 2.12B | 1.78B | 1.80B | 1.70B | 1.60B | 1.45B |
Cash Flow | ||||||
| Free Cash Flow | 631.72M | 623.60M | 609.58M | 750.65M | 828.29M | 1.18B |
| Operating Cash Flow | 721.05M | 717.00M | 714.13M | 883.59M | 948.39M | 1.28B |
| Investing Cash Flow | -391.03M | 22.50M | -269.73M | -115.59M | -235.85M | -69.79M |
| Financing Cash Flow | -579.02M | -595.90M | -534.83M | -620.04M | -768.97M | -853.81M |
Dillard's Technical Analysis
Positive
620.29
Price Trends
641.00
Positive
606.91
Positive
605.13
Positive
Market Momentum
6.55
Negative
57.75
Neutral
77.35
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 620.29 is below the 20-day moving average (MA) of 659.72, below the 50-day MA of 641.00, and above the 200-day MA of 605.13, indicating a bullish trend. The MACD of 6.55 indicates Negative momentum. The RSI at 57.75 is Neutral, neither overbought nor oversold. The STOCH value of 77.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.
Dillard's Risk Analysis
Dillard's disclosed 25 risk factors in its most recent earnings report. Dillard's reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Dillard's Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | $6.87B | 13.63 | 39.59% | 6.86% | 4.73% | 8.69% | |
79 Outperform | $7.48B | 13.43 | 20.72% | ― | 11.01% | 24.97% | |
70 Outperform | $10.41B | 14.71 | 34.24% | 4.63% | 0.21% | 20.42% | |
63 Neutral | $6.16B | 8.39 | 15.81% | 3.23% | 0.34% | 58.61% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
61 Neutral | $16.26B | 23.24 | 39.82% | ― | 10.89% | 31.47% | |
60 Neutral | $2.43B | 9.02 | 6.68% | 2.30% | -2.87% | 28.86% |
* Consumer Cyclical Sector Average
DDS
Dillard's
673.64
94.21
16.26%
ANF
Abercrombie Fitch
161.73
93.34
136.48%
KSS
Kohl's
21.74
5.56
34.36%
M
Macy's
23.41
5.49
30.61%
URBN
Urban Outfitters
87.32
19.44
28.64%
BURL
Burlington Stores
258.86
-4.93
-1.87%
Dillard's Corporate Events
Business Operations and StrategyDelistings and Listing Changes
Dillard’s Shifts Primary Stock Listing to Texas Exchange
Neutral
Sep 18, 2026
On September 18, 2026, Dillard’s announced it will voluntarily move the primary listings of its Class A common stock and 7.50% capital securities from the New York Stock Exchange to the Texas Stock Exchange. Trading on the NYSE as primary li...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.