Dillard's (DDS) AI Stock Analysis

• Market Cap: $9.29B
• Dividend Yield: 4.24%
• Average Volume (3M): 104.92K
• Price to Earnings (P/E): 16.4
• Beta (1Y): 1.26
• Revenue Growth: -2.44%
• EPS Growth: -10.74%
• Country: US
• Employees: 28,800
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Department Stores
• EPS (TTM): N/A
• Shares Outstanding: 11,626,733
• 10 Day Avg. Volume: 103,379
• 30 Day Avg. Volume: 104,925
• PEG Ratio: -0.72
• Price to Book (P/B): 4.20
• Price to Sales (P/S): 1.15
• P/FCF Ratio: 12.38
• Enterprise Value/Market Cap: 0.72
• Enterprise Value/Revenue: 1.01
• Enterprise Value/Gross Profit: 2.57
• Enterprise Value/Ebitda: 7.22
• 1Y Price Target: $381.67
• Price Target Upside: -37.91% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 3
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 73 Outperform
• Price Target: $663.00 ▲(7.86% Upside)

Dillard's overall stock score is driven by strong financial performance and a favorable valuation, supported by a reasonable P/E ratio and attractive dividend yield. Technical analysis provides a cautiously optimistic outlook, with the stock trading above key moving averages. The absence of recent earnings call data and notable corporate events limits additional insights.

Dillard's Business Overview & Revenue Model

Company Description

Dillard's, Inc. (DDS) is a leading retail department store chain based in the United States, operating primarily in the fashion and home goods sectors. The company offers a wide range of products including apparel, accessories, cosmetics, and home furnishings, catering to a diverse customer base. Dillard's operates its stores in a traditional department store format, as well as through an online platform, providing customers with a seamless shopping experience.

How the Company Makes Money

Dillard's generates revenue primarily through the sale of merchandise in its department stores and online. The company's key revenue streams include women's, men's, and children's apparel, footwear, accessories, and home goods. Additionally, Dillard's earns income from its private label credit card program, which offers financing options to customers while generating interest income. Seasonal sales events, promotions, and clearance sales also contribute to revenue by attracting customers and increasing foot traffic. The company maintains partnerships with various brands and designers, enhancing its product offerings and driving sales. Furthermore, Dillard's leverages its loyalty programs and marketing initiatives to retain customers and encourage repeat purchases.

Dillard's Financial Statement Overview

Summary

Dillard's financial statements reflect strong profitability with a healthy gross profit margin and solid net profit margin. The balance sheet is robust with low leverage and high return on equity, while cash flow generation has improved significantly, enhancing financial flexibility.

Income Statement

Dillard's has shown a strong recovery in its income statement metrics over the years. The TTM data indicates a healthy gross profit margin of 39.37% and a net profit margin of 8.74%, which are competitive within the department store industry. Revenue growth has been volatile, with a significant increase in the TTM period following a decline in the previous year. EBIT and EBITDA margins are solid, reflecting efficient cost management. However, the company needs to maintain consistent revenue growth to sustain profitability.

Balance Sheet

The balance sheet reflects a strong financial position with a low debt-to-equity ratio of 0.22 in the TTM period, indicating conservative leverage. Return on equity is robust at 28.43%, showcasing effective use of shareholder funds. The equity ratio is healthy, suggesting a stable asset base. Overall, Dillard's balance sheet is well-positioned to support future growth and withstand economic fluctuations.

Cash Flow

Cash flow metrics reveal a positive trajectory with a 25.06% growth in free cash flow in the TTM period. The operating cash flow to net income ratio is strong at 0.89, indicating good cash generation relative to earnings. The free cash flow to net income ratio is also favorable. Despite previous fluctuations, the recent improvement in cash flow generation enhances the company's financial flexibility.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	6.59B	6.59B	6.87B	7.00B	6.62B	4.43B
Gross Profit	2.59B	2.67B	2.84B	3.01B	2.88B	1.36B
EBITDA	921.88M	949.10M	1.14B	1.34B	1.33B	112.52M
Net Income	575.66M	593.48M	738.85M	891.64M	862.47M	-71.70M
Balance Sheet
Total Assets	3.68B	3.53B	3.45B	3.33B	3.25B	3.09B
Cash, Cash Equivalents and Short-Term Investments	1.21B	1.04B	956.32M	799.24M	716.76M	360.34M
Total Debt	551.13M	555.32M	564.44M	555.22M	608.73M	613.75M
Total Liabilities	1.77B	1.73B	1.75B	1.73B	1.79B	1.65B
Stockholders Equity	1.92B	1.80B	1.70B	1.60B	1.45B	1.44B
Cash Flow
Free Cash Flow	770.58M	609.58M	750.65M	828.29M	1.18B	192.49M
Operating Cash Flow	857.60M	714.13M	883.59M	948.39M	1.28B	252.95M
Investing Cash Flow	-146.65M	-269.73M	-115.59M	-235.85M	-69.79M	-48.38M
Financing Cash Flow	-645.68M	-534.83M	-620.04M	-768.97M	-853.81M	-121.30M

Dillard's Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 614.69
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DDS, the sentiment is Positive. The current price of 614.69 is above the 20-day moving average (MA) of 602.31, above the 50-day MA of 594.99, and above the 200-day MA of 461.39, indicating a bullish trend. The MACD of 3.26 indicates Positive momentum. The RSI at 56.52 is Neutral, neither overbought nor oversold. The STOCH value of 43.73 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DDS.

Dillard's Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
KSS	75 Outperform	$1.81B	8.79	5.36%	4.99%	-7.23%	-27.81%
URBN	74 Outperform	$5.66B	12.35	19.72%	―	9.63%	56.06%
DDS	73 Outperform	$9.29B	16.41	29.76%	4.24%	-2.44%	-10.74%
ANF	73 Outperform	$3.23B	6.66	43.30%	―	9.34%	10.61%
GAP	69 Neutral	$8.32B	9.63	28.07%	2.75%	-0.05%	15.17%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
M	58 Neutral	$5.21B	11.02	11.31%	3.85%	-3.43%	169.28%

Dillard's Corporate Events

Dillard’s Reincorporation to Texas Approved by Shareholders

On August 19, 2025, Dillard’s stockholders approved the company’s reincorporation from Delaware to Texas. This decision, made during a special meeting, involved a significant majority vote, indicating strong shareholder support for the move.

The most recent analyst rating on (DDS) stock is a Buy with a $588.00 price target. To see the full list of analyst forecasts on Dillard’s stock, see the DDS Stock Forecast page.

Dillard’s Reports Modest Sales Growth in Q2 2025

Dillard’s, Inc. operates as a retail department store chain, primarily in the fashion apparel, cosmetics, and home furnishing sectors, with a unique presence across 30 states in the United States, including an online store.