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Dave Inc. (DAVE)
:DAVE
Total Valuation
Dave has a market cap or net worth of $2.29B. The enterprise value is $2.26B.
Market Cap$2.29B
Enterprise Value$2.26B
Share Statistics
Dave has 11,826,259 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,826,259
Owned by Insiders15.62%
Owned by Institutions35.26%
Financial Efficiency
Dave’s return on equity (ROE) is 0.32 and return on invested capital (ROIC) is 12.53%.
Return on Equity (ROE)0.32
Return on Assets (ROA)0.19
Return on Invested Capital (ROIC)12.53%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee1.27M
Profits Per Employee211.22K
Employee Count274
Asset Turnover1.16
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Dave is 18.81. Dave’s PEG ratio is 0.93.
PE Ratio18.81
PS Ratio0.00
PB Ratio11.65
Price to Fair Value5.94
Price to FCF18.12
Price to Operating Cash Flow17.04
PEG Ratio0.93
Income Statement
In the last 12 months, Dave had revenue of 347.08M and earned 57.87M in profits. Earnings per share was 4.62.
Revenue347.08M
Gross Profit240.05M
Operating Income34.61M
Pretax Income60.35M
Net Income57.87M
EBITDA76.02M
Earnings Per Share (EPS)4.62
Cash Flow
In the last 12 months, operating cash flow was 125.14M and capital expenditures -2.04M, giving a free cash flow of 123.10M billion.
Operating Cash Flow125.14M
Free Cash Flow123.10M
Free Cash Flow per Share10.41
Dividends & Yields
Dave pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.19
52-Week Price Change250.14%
50-Day Moving Average92.45
200-Day Moving Average72.03
Relative Strength Index (RSI)90.11
Average Volume (3m)483.96K
Important Dates
Dave upcoming earnings date is Aug 6, 2025, TBA Not Confirmed.
Last Earnings DateMay 8, 2025
Next Earnings DateAug 6, 2025
Ex-Dividend Date―
Financial Position
Dave as a current ratio of 8.05, with Debt / Equity ratio of 41.26%
Current Ratio8.05
Quick Ratio8.05
Debt to Market Cap0.07
Net Debt to EBITDA0.34
Interest Coverage Ratio4.33
Taxes
In the past 12 months, Dave has paid 2.48M in taxes.
Income Tax2.48M
Effective Tax Rate0.04
Enterprise Valuation
Dave EV to EBITDA ratio is 14.66, with an EV/FCF ratio of 8.92.
EV to Sales3.21
EV to EBITDA14.66
EV to Free Cash Flow8.92
EV to Operating Cash Flow8.90
Balance Sheet
Dave has $90.29M in cash and marketable securities with $75.55M in debt, giving a net cash position of -$14.73M billion.
Cash & Marketable Securities$90.29M
Total Debt$75.55M
Net Cash-$14.73M
Net Cash Per Share-$1.25
Tangible Book Value Per Share$13.53
Margins
Gross margin is 77.11%, with operating margin of 9.97%, and net profit margin of 16.67%.
Gross Margin77.11%
Operating Margin9.97%
Pretax Margin17.39%
Net Profit Margin16.67%
EBITDA Margin21.90%
EBIT Margin19.69%
Analyst Forecast
The average price target for Dave is $172.71, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$172.71
Price Target Upside3.28% Upside
Analyst ConsensusStrong Buy
Analyst Count7
Revenue Growth Forecast39.29%
EPS Growth Forecast―