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DAVE Stock Chart & Stats
$250.71
-$1.67(-1.95%)
At close: 4:00 PM EST
$250.71
-$1.67(-1.95%)
Day’s Range― - ―
52-Week Range$152.21 - $455.98
Previous CloseN/A
Volume111.74K
Average Volume (3M)574.66K
Market Cap
$5.63B
Enterprise Value$2.60K
Total Cash (Recent Filing)$175.93M
Total Debt (Recent Filing)$268.21M
Price to Earnings (P/E)26.4
Beta2.32
Next Earnings
Aug 12, 2026EPS Estimate
3.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.71
Shares Outstanding11,400,165
10 Day Avg. Volume441,506
30 Day Avg. Volume574,665
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)8.39
Price to Sales (P/S)5.34
P/FCF Ratio10.22
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$373.00Price Target Upside48.78% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering11
EPS Forecast (FY)15.93
Revenue Forecast (FY)$714.94M
Bulls Say, Bears Say
Bulls Say
Cash GenerationDave’s operating cash flow and free cash flow have converted strongly from reported earnings over multiple years, with FCF tracking net income closely and rising in the TTM. Persistent cash conversion supports reinvestment, buybacks, and liquidity resilience versus firms with weak cash realization.
High Margins & ProfitabilityThe company achieved a durable profitability inflection with materially higher gross and net margins that reflect scalable economics in core products. Sustained high margins provide durable free cash generation and buffer against slower top-line periods if unit economics and loss rates remain stable.
Scaled Users & Efficient MonetizationRapid member scaling combined with rising ARPU and low acquisition costs implies robust unit economics: fast payback and improving monetization reduce reliance on expensive growth spend and enable high incremental returns as the user base grows, strengthening long-term revenue durability.
Bears Say
Rising LeverageA sharp increase in leverage materially reduces financial flexibility and raises refinancing, covenant, and interest-rate exposure. Higher debt levels could constrain capital allocation, amplify downside in stress scenarios, and increase the company's sensitivity to macro shocks despite strong earnings.
Dave Flex UncertaintyKey product diversification (Pay-in-4 Dave Flex) remains unproven at scale and excluded from guidance, leaving uncertainty on its unit economics, credit performance, and timing. Failure or slow rollout would limit new revenue avenues and raise dependence on existing cash-advance and interchange streams.
Regulatory & Competitive RisksActive regulatory/legal exposure plus intensifying competition from BNPL and neobanks threaten long-term revenue and margin stability. Adverse rulings, increased compliance costs, or competitive product push could erode pricing power and force higher reserves or product reengineering.
Dave News
DAVE FAQ
What was Dave Inc.’s price range in the past 12 months?
Dave Inc. lowest stock price was $152.21 and its highest was $455.98 in the past 12 months.
What is Dave Inc.’s market cap?
Dave Inc.’s market cap is $5.63B.
When is Dave Inc.’s upcoming earnings report date?
Dave Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 24 days.
How were Dave Inc.’s earnings last quarter?
Dave Inc. released its earnings results on May 05, 2026. The company reported $4.02 earnings per share for the quarter, beating the consensus estimate of $2.639 by $1.381.
Is Dave Inc. overvalued?
According to Wall Street analysts Dave Inc.’s price is currently Undervalued.
Does Dave Inc. pay dividends?
Dave Inc. does not currently pay dividends.
What is Dave Inc.’s EPS estimate?
Dave Inc.’s EPS estimate is 3.42.
How many shares outstanding does Dave Inc. have?
Dave Inc. has 11,400,165 shares outstanding.
What happened to Dave Inc.’s price movement after its last earnings report?
Dave Inc. reported an EPS of $4.02 in its last earnings report, beating expectations of $2.639. Following the earnings report the stock price went down -6.611%.
Which hedge fund is a major shareholder of Dave Inc.?
Currently, no hedge funds are holding shares in DAVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dave Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$373.00 (48.78% Upside)
$373.00 (48.78% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 158.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 7.8%
Last 30 Days ▲ 7.8%
Last 30 Days ▲ 7.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
115.87%
12-Months-Change
Fundamentals
Return on Equity
84.51%
Trailing 12-Months
Asset Growth
68.07%
Trailing 12-Months
Company Description
Dave Inc.
Dave Inc. manages a digital platform that delivers a comprehensive array of financial products and services. Among its key offerings is "Insights," a personal finance management solution designed to help members monitor their earnings and expenditures between salary payments. The company also provides "ExtraCash," a no-cost alternative to traditional overdrafts or short-term credit, which allows users to advance money to their accounts and bypass associated fees. Furthermore, its platform features "Side Hustle," an integrated portal for job applications. Dave Inc. also includes "Dave Banking," which operates as a digital checking and demand deposit account. Established in 2015, the firm is headquartered in West Hollywood, California.
DAVE Stock 12 Month Forecast
Average Price Target
$373.00
▲(48.78% Upside)
Technical Analysis
Ownership Overview
5.62% Insiders
27.37% Mutual Funds
0.10% Other Institutional Investors
45.04% Public Companies and Individual Investors