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CW Bancorp (CWBK) Price & Analysis

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CWBK Stock Chart & Stats

$43.99

$0.53(1.22%)

At close: Jul 13 4:00 PM EDT

$43.99

$0.53(1.22%)

Day’s Range― - ―

52-Week Range$34.25 - $44.00

Previous CloseN/A

Volume100.00

Average Volume (3M)183.00

Market Cap

$143.26M

Enterprise Value-$23.66

Total Cash (Recent Filing)$176.57M

Total Debt (Recent Filing)$35.00M

Price to Earnings (P/E)10.0

Beta0.23

Next Earnings

Oct 22, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.1%

Share Statistics

EPS (TTM)4.38

Shares Outstanding3,353,158

10 Day Avg. Volume100

30 Day Avg. Volume183

Financial Highlights & Ratios

PEG Ratio-1.79

Price to Book (P/B)1.11

Price to Sales (P/S)1.76

P/FCF Ratio6.89

Enterprise Value/Market Cap>-0.01

Enterprise Value/Revenue>-0.01

Enterprise Value/Gross Profit>-0.01

Enterprise Value/Ebitda>-0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improving Leverage And Capital BaseThe steady reduction in debt-to-equity to ~0.53 by 2025 signals a stronger capital footing and lower financial risk. This durable improvement enhances regulatory resilience, supports incremental lending capacity and provides flexibility for underwriting and balance-sheet management over months.

Consistent Positive Operating And Free Cash FlowSustained OCF and FCF near $15M demonstrate the franchise generates internal funding for loan originations, deposit franchise investments and shareholder distributions. Reliable cash generation underpins capital allocation and reduces reliance on external funding over the medium term.

Healthy Margins And Core ProfitabilityRobust net and EBIT margins indicate strong pricing power and operating efficiency for a regional bank. Even with growth deceleration, sustained margins provide buffer against rate and credit cycles, supporting sustainable earnings and the ability to reinvest in the franchise.

Bears Say

Revenue And Earnings DecelerationA multi-year slowdown in top-line and a material drop in net income reduce internal growth funding and limit the bank's ability to expand lending or invest in new services. Prolonged deceleration can compress strategic options and pressure long-term profitability trends.

Declining Return On EquityA sharp ROE decline reflects lower capital efficiency and erodes the attractiveness of incremental capital deployment. Persistently lower ROE can constrain dividend capacity, slow capital accumulation, and signal challenges in converting assets to profitable growth.

Choppy Cash Flow And Data InconsistenciesIntermittent cash-flow volatility and missing coverage metrics weaken confidence in cash quality and forecasting. This complicates stress testing, capital planning and provisioning decisions, increasing the odds of surprise funding or credit strain under adverse scenarios.

CWBK FAQ

What was CW Bancorp’s price range in the past 12 months?

CW Bancorp lowest stock price was $34.25 and its highest was $44.00 in the past 12 months.

What is CW Bancorp’s market cap?

CW Bancorp’s market cap is $143.26M.

When is CW Bancorp’s upcoming earnings report date?

CW Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 32 days.

How were CW Bancorp’s earnings last quarter?

CW Bancorp released its earnings results on Jul 30, 2026. The company reported $1.06 earnings per share for the quarter.

Is CW Bancorp overvalued?

According to Wall Street analysts CW Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does CW Bancorp pay dividends?

CW Bancorp pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.1%. See more information on CW Bancorp dividends here

What is CW Bancorp’s EPS estimate?

CW Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does CW Bancorp have?

CW Bancorp has 3,353,158 shares outstanding.

What happened to CW Bancorp’s price movement after its last earnings report?

CW Bancorp reported an EPS of $1.06 in its last earnings report. Following the earnings report the stock price went up 4.75%.

Which hedge fund is a major shareholder of CW Bancorp?

Currently, no hedge funds are holding shares in CWBK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

CW Bancorp

Headquartered in Irvine, California, CW Bancorp serves as the parent company for CommerceWest Bank. Established in 2001, this entity delivers a broad spectrum of commercial banking solutions specifically tailored for small and medium-sized enterprises across California. The financial products offered include a diverse array of deposit accounts such as personal and business checking, savings, money market, sweep accounts, and specialized attorney client trust accounts, alongside personal certificates of deposit. Furthermore, its lending portfolio covers various needs, featuring lines of credit, commercial real estate financing, asset-based loans, funding for mergers and acquisitions, international trade loans, and standard term loans. Clients also benefit from modern conveniences like remote deposit services, comprehensive online and mobile banking platforms, and advanced treasury management facilities.