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CW Bancorp (CWBK) Price & Analysis

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CWBK Stock Chart & Stats

$42.00

$0.53(1.22%)

At close: Jul 13 4:00 PM EDT

$42.00

$0.53(1.22%)

Day’s Range― - ―

52-Week Range$33.65 - $43.99

Previous CloseN/A

Volume100.00

Average Volume (3M)542.00

Market Cap

$140.83M

Enterprise Value-$27.22

Total Cash (Recent Filing)$256.91M

Total Debt (Recent Filing)$52.19M

Price to Earnings (P/E)9.6

Beta0.28

Next Earnings

Oct 22, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.19%

Share Statistics

EPS (TTM)4.35

Shares Outstanding3,353,158

10 Day Avg. Volume150

30 Day Avg. Volume542

Financial Highlights & Ratios

PEG Ratio-1.79

Price to Book (P/B)1.11

Price to Sales (P/S)1.76

P/FCF Ratio6.89

Enterprise Value/Market Cap>-0.01

Enterprise Value/Revenue>-0.01

Enterprise Value/Gross Profit>-0.01

Enterprise Value/Ebitda>-0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Deposit‑funded Community BankThe core community-banking business is deposit funded and focused on consumer and commercial lending. A stable local deposit franchise supports durable net interest income, lowers reliance on wholesale funding, and underpins steady lending capacity over the next several quarters.

Improving LeverageProgressively lower leverage from ~0.78 (2022) to ~0.53 (2025) strengthens capital adequacy and reduces interest‑rate and refinancing sensitivity. This improved balance-sheet flexibility supports conservative lending, regulatory resilience, and capacity for targeted growth or loss absorption.

Positive Cash GenerationConsistent positive OCF and FCF in 2025 indicate the franchise generates meaningful internal cash to fund dividends, loan originations, and liquidity needs. Reliable cash conversion supports medium-term financial flexibility even if revenue growth is muted.

Bears Say

Stalled Revenue GrowthTop-line momentum has stalled after prior expansion; near-flat 2024 and a small decline in 2025 limit the bank's ability to scale operating leverage. Persistent revenue weakness constrains reinvestment, fee income growth, and long-term earnings recovery absent market share gains or new product penetration.

Eroding Profitability (ROE)A sharp drop in ROE signals reduced profitability efficiency versus recent peaks. Sustained lower returns reduce internal capital generation, pressure shareholder returns, and may force management to choose between higher risk lending, cost cuts, or slowing growth to restore margins.

Choppy Cash‑flow QualityAlthough 2025 shows positive cash, historical volatility and missing coverage metrics reduce confidence in long-term cash quality. This variability complicates forecasting for dividends, loan funding and capital planning, increasing the chance management must retain earnings or raise capital.

CWBK FAQ

What was CW Bancorp’s price range in the past 12 months?

CW Bancorp lowest stock price was $33.65 and its highest was $43.99 in the past 12 months.

What is CW Bancorp’s market cap?

CW Bancorp’s market cap is $140.83M.

When is CW Bancorp’s upcoming earnings report date?

CW Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 78 days.

How were CW Bancorp’s earnings last quarter?

CW Bancorp released its earnings results on Jul 30, 2026. The company reported $1.06 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is CW Bancorp overvalued?

According to Wall Street analysts CW Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does CW Bancorp pay dividends?

CW Bancorp pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.19%. See more information on CW Bancorp dividends here

What is CW Bancorp’s EPS estimate?

CW Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does CW Bancorp have?

CW Bancorp has 3,353,158 shares outstanding.

What happened to CW Bancorp’s price movement after its last earnings report?

CW Bancorp reported an EPS of $1.06 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.751%.

Which hedge fund is a major shareholder of CW Bancorp?

Currently, no hedge funds are holding shares in CWBK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

CW Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

2.19%

Trailing 12-Months

Asset Growth

8.18%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

CW Bancorp

Headquartered in Irvine, California, CW Bancorp serves as the parent company for CommerceWest Bank. Established in 2001, this entity delivers a broad spectrum of commercial banking solutions specifically tailored for small and medium-sized enterprises across California. The financial products offered include a diverse array of deposit accounts such as personal and business checking, savings, money market, sweep accounts, and specialized attorney client trust accounts, alongside personal certificates of deposit. Furthermore, its lending portfolio covers various needs, featuring lines of credit, commercial real estate financing, asset-based loans, funding for mergers and acquisitions, international trade loans, and standard term loans. Clients also benefit from modern conveniences like remote deposit services, comprehensive online and mobile banking platforms, and advanced treasury management facilities.